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DOF: 05/04/2017
RESOLUCIÓN por la que se aprueban las Reglas para el Otorgamiento de Créditos al Amparo del Artículo 43 Bis de la Ley del Instituto del Fondo Nacional de la Vivienda para los Trabajadores

RESOLUCIÓN por la que se aprueban las Reglas para el Otorgamiento de Créditos al Amparo del Artículo 43 Bis de la Ley del Instituto del Fondo Nacional de la Vivienda para los Trabajadores.

Al margen un logotipo, que dice: Instituto del Fondo Nacional de la Vivienda para los Trabajadores.

REGLAS PARA EL OTORGAMIENTO DE CRÉDITOS AL AMPARO DEL ARTÍCULO 43 BIS DE LA LEY DEL INSTITUTO DEL FONDO NACIONAL DE LA VIVIENDA PARA LOS TRABAJADORES.
Con fundamento en los artículos 16, fracción IX, y 47, de la Ley del Instituto del Fondo Nacional de la Vivienda para los Trabajadores, en las sesiones ordinarias número 788, 789 y 791 celebradas los días 30 de noviembre y 14 de diciembre de 2016 y el día 22 de febrero de 2017 respectivamente, el H. Consejo de Administración del Infonavit emitió las resoluciones RCA-5691-11/16, RCA-5757-12/16, RCA-5760-12/16 y RCA-5823-02/17 mediante la cual se aprobaron las adecuaciones a las "Reglas para el Otorgamiento de Créditos al Amparo del Artículo 43 Bis de la Ley del Instituto del Fondo Nacional de la Vivienda para los Trabajadores", por lo que ha tenido a bien expedir las siguientes,
REGLAS PARA EL OTORGAMIENTO DE CRÉDITOS AL AMPARO DEL ARTÍCULO 43 BIS DE LA LEY
DEL INSTITUTO DEL FONDO NACIONAL DE LA VIVIENDA PARA LOS TRABAJADORES
DE LAS DISPOSICIONES GENERALES
PRIMERA. Las presentes Reglas tienen por objeto establecer los procedimientos cuando el trabajador derechohabiente obtenga crédito de alguna entidad financiera o del Instituto en cofinanciamiento con entidades financieras en términos del artículo 43 bis de la Ley del Instituto del Fondo Nacional de la Vivienda para los Trabajadores.
SEGUNDA. Para los fines de las presentes Reglas, se entenderá por:
I.     Aportaciones subsecuentes, las aportaciones del cinco por ciento sobre el salario base de los trabajadores que paguen los patrones al Instituto, con posterioridad al otorgamiento de algún crédito en términos de las presentes Reglas;
II.     Cofinanciamientos, los créditos que otorgue el Instituto de manera conjunta con alguna entidad financiera, en términos de las presentes Reglas;
III.    Financiamiento Puro, los créditos que otorguen las entidades financieras para la adquisición o construcción individual de vivienda de los trabajadores, en términos de las presentes Reglas, siempre y cuando el Instituto no otorgue crédito;
IV.   Descuentos, las cantidades que el patrón retiene del salario base del trabajador acreditado y entera al Instituto para la amortización de los créditos otorgados por entidades financieras y por el Instituto en términos de las presentes Reglas;
V.    Entidades financieras, las definidas en la Regla Segunda de las Reglas para el Otorgamiento de Créditos a Trabajadores Derechohabientes del Instituto del Fondo Nacional de la Vivienda para los Trabajadores;
VI.   Fondos de ahorro, los constituidos por trabajadores y patrones a que se refiere la Ley del Impuesto Sobre la Renta;
VII.   Fondo de Ahorro Infonavit, al saldo de las aportaciones al Fondo Nacional de la Vivienda realizadas hasta el primer bimestre de 1992;
VIII.  Instituto, el Instituto del Fondo Nacional de la Vivienda para los Trabajadores;
IX.   Ley, la Ley del Instituto del Fondo Nacional de la Vivienda para los Trabajadores;
X.    Patrones, las personas que tengan ese carácter en términos de la Ley Federal del Trabajo;
XI.   Salario base, aquel al que se refiere la fracción II del artículo 29 de la Ley;
XII.   Subcuenta de vivienda, la parte integrante de la cuenta individual del Sistema de Ahorro para el Retiro, a la que se destinan las aportaciones que pagan los patrones al Instituto sobre el salario base de sus trabajadores, y que el Instituto administra para dar cumplimiento a las disposiciones de la Ley, y
XIII.  Trabajadores, las personas que la Ley Federal del Trabajo define como tales y cuenten con una relación laboral sujeta al régimen del Instituto.
FINANCIAMIENTO PURO
TERCERA. Los trabajadores derechohabientes del Instituto que obtengan crédito de alguna entidad
financiera para la adquisición o construcción de vivienda con la que el Instituto haya celebrado convenio, podrán destinar el saldo de su subcuenta de vivienda como forma contingente de pago del crédito que reciba de esa entidad financiera, sin más requisitos que los que se establecen en las presentes Reglas.
Los recursos que integren el saldo de la subcuenta de vivienda únicamente se destinarán al pago de créditos en el evento de que el patrón deje de estar obligado a efectuar el pago de aportaciones al Instituto en favor de un trabajador acreditado, en virtud de la rescisión o terminación de su relación laboral y el trabajador incumpla sus obligaciones crediticias.
Las condiciones financieras de los créditos que otorguen las entidades financieras a que se refiere esta regla deberán ser previamente revisadas y aprobadas por el Instituto y estipuladas en el convenio a que se refiere el primer párrafo de esta regla.
SUBCUENTA DE VIVIENDA EN GARANTÍA
CUARTA. Para que los trabajadores estén en condiciones de destinar el saldo de su subcuenta de vivienda como forma contingente de pago del crédito otorgado por la entidad financiera, deberán instruir al Instituto, de manera irrevocable, para que en caso de que éste tenga conocimiento de la baja respectiva y del incumplimiento por parte del trabajador de sus obligaciones crediticias, proceda a cubrir los pagos correspondientes del crédito de que se trate, con cargo a los recursos que integren su subcuenta de vivienda.
La instrucción a que se refiere el párrafo anterior se documentará por escrito en una carta de instrucción irrevocable. Asimismo su contenido se insertará, como una cláusula específica, en el contrato de crédito respectivo.
QUINTA. Cuando el trabajador haya destinado el saldo de su subcuenta de vivienda como forma contingente de pago de los créditos conforme a la regla tercera, deberá anexar a la solicitud de crédito que presente a la entidad financiera de que se trate, la instrucción irrevocable a que se refiere la regla cuarta.
SEXTA. La entidad financiera que autorice crédito a un trabajador deberá presentar al Instituto la carta de instrucción irrevocable a que se refiere la regla cuarta, la cual invariablemente deberá incluir los datos de la cuenta en la que, en su caso, la entidad financiera recibirá los pagos del crédito de que se trate, con cargo a los recursos que integren el saldo de la subcuenta de vivienda.
SÉPTIMA. Una vez que el Instituto reciba noticia de la entidad financiera sobre el incumplimiento de pago y el Instituto corrobore que dicho incumplimiento ocurrió por haber perdido el trabajador su relación laboral, efectuará los retiros de la subcuenta de vivienda del trabajador para cubrir las amortizaciones correspondientes del crédito de que se trate.
El Instituto dejará de realizar pagos con cargo a la subcuenta de vivienda del trabajador de que se trate cuando tenga conocimiento de que éste ha iniciado una nueva relación laboral, cuando el trabajador cubra directamente ante la entidad financiera sus obligaciones o, en su caso, cuando se agoten los recursos que la integren.
DE LOS COFINANCIAMIENTOS
OCTAVA. El Instituto participará en cofinanciamiento con las entidades financieras que así lo soliciten, previa formalización de un convenio en el cual manifiesten su aceptación de estas Reglas.
NOVENA. Las entidades financieras que soliciten al Instituto el otorgamiento de un cofinanciamiento deberán anexar a la solicitud respectiva de cada trabajador copia de la autorización correspondiente en la que conste el monto, plazo, tasa y demás características financieras del crédito, así como, en su caso, indicar si el crédito es otorgado con base a fondos de ahorro establecidos en planes de previsión social que reúnan los requisitos de deducibilidad que se establezcan en las disposiciones fiscales correspondientes.
Las condiciones financieras de los créditos que otorguen las entidades financieras en cofinanciamiento deberán ser previamente revisadas y aprobadas por el Instituto y establecerse en el convenio a que se refiere el primer párrafo de esta regla.
El Instituto se reservará en todo momento la facultad de verificar que el crédito de que se trate haya sido otorgado conforme a los parámetros previamente acordados con la entidad financiera que corresponda. En el caso de que la entidad financiera incumpla las condiciones financieras establecidas en los convenios formalizados con el Instituto, este último ejercerá las acciones legales correspondientes para dar cumplimiento a los acuerdos convenidos. En ningún caso, se desprotegerá al derechohabiente respecto a la adquisición de su vivienda, ya sea facilitándole el otorgamiento de crédito con otra entidad financiera participante u otorgando
financiamiento para su adquisición.
DÉCIMA. El trabajador que obtenga un crédito en cofinanciamiento podrá utilizar total o parcialmente el saldo de la subcuenta de vivienda:
1.     Como forma contingente de pago de los créditos que reciba en cofinanciamiento, cumpliendo con lo establecido en las reglas Cuarta, Quinta, Sexta y Séptima.
       Los recursos que integren el saldo de la subcuenta de vivienda únicamente se destinarán al pago de ambos créditos en el caso de incumplimiento de pago por el trabajador por haber éste perdido su relación laboral. Los pagos se aplicarán de manera proporcional al saldo insoluto que al momento tenga cada crédito, o
2.     Como pago parcial del precio de adquisición de la vivienda o para aplicarse a la construcción de ésta.
DÉCIMA PRIMERA. Para que los trabajadores estén en condiciones de destinar el saldo de su subcuenta de vivienda de acuerdo a lo establecido en la Regla Décima, deberán dar su consentimiento e instruir al Instituto para que se utilice para estos fines.
El consentimiento y la instrucción a que se refiere el párrafo anterior se consignarán en la cláusula del contrato de crédito respectivo.
DÉCIMA SEGUNDA. Los trabajadores que podrán obtener crédito del Instituto en cofinanciamiento serán aquellos que cumplan con el puntaje mínimo y/o por los mecanismos establecidos por el H. Consejo de Administración del Instituto, de conformidad con las Reglas para el otorgamiento de créditos a los trabajadores derechohabientes del INFONAVIT vigentes, y que no hayan recibido crédito del Instituto.
DÉCIMA TERCERA. El crédito que otorgue el Instituto en cofinanciamiento podrá ser otorgado en condiciones financieras equivalentes a las del crédito que otorgue la entidad financiera.
Los créditos en cofinanciamiento podrán destinarse a viviendas de cualquier valor.
DÉCIMA CUARTA. El crédito en cofinanciamiento que otorgue el Instituto en ningún caso podrá exceder el monto máximo y del monto máximo de crédito adicional para ecotecnologías determinado por el Consejo de Administración conforme al artículo 48 de la Ley. Al Trabajador le serán aplicables las Tablas de Montos de Crédito que se anexan a las presentes Reglas como Tabla "A".
Asimismo, la suma del crédito que el Instituto otorgue más el saldo de la subcuenta de vivienda que, en su caso se utilice como pago parcial del precio de adquisición de la vivienda o para aplicarse a la construcción de ésta, no tendrá límite.
Cuando la entidad financiera otorgue crédito con base en los ingresos del trabajador que no estén considerados como parte integrante de su salario base, el crédito que otorgue el Instituto podrá ser hasta del 100% del monto máximo de crédito a que se refiere la Regla Octava de las Reglas para el otorgamiento de créditos a los trabajadores derechohabientes del Infonavit.
DÉCIMA QUINTA. El plazo máximo para la amortización de los créditos otorgados por el Instituto en cofinanciamiento será hasta de 30 años de pagos efectivos.
DÉCIMA SEXTA. Los gastos, comisiones, impuestos, derechos de registro y costo de avalúo que se causen u originen por la compra-venta o construcción de la vivienda y por la apertura de crédito que otorgue la entidad financiera serán a cargo del trabajador.
Del monto de crédito a otorgar al trabajador por el Infonavit, se descontará el cinco por ciento por concepto de gastos de apertura del propio crédito.
Por concepto de gastos de administración del crédito así como de un seguro de daños sobre la solución habitacional adquirida, el trabajador realizará mensualmente un pago equivalente al uno por ciento anual del saldo insoluto del crédito.
DÉCIMA SÉPTIMA. Los créditos otorgados en cofinanciamiento por lo que hace al crédito otorgado por el Infonavit contarán con una cobertura para los casos de incapacidad total permanente o muerte, así como para los casos de incapacidad parcial permanente del cincuenta por ciento o más, o de invalidez definitiva en los términos previstos por la Ley del Seguro Social, de acuerdo a lo señalado en el artículo 51 de la Ley del Instituto, que libere al trabajador o a sus beneficiarios de las obligaciones, gravámenes o limitaciones de dominio derivados del crédito otorgado por el Infonavit. El costo de esta cobertura quedará a cargo del Instituto.
Asimismo, la vivienda dada en garantía hipotecaria deberá contar con un seguro de daños que cubra el
valor destructible del mismo cuyos beneficios, en su caso, se distribuirán entre el Instituto y la entidad financiera de manera proporcional al saldo insoluto de los créditos otorgados en cofinanciamiento al momento de realizarse el siniestro. El costo de la prima de este seguro será a cargo del trabajador acreditado, pagadera mensualmente dentro de la cuota de administración.
DÉCIMA OCTAVA. Los trabajadores podrán realizar pagos anticipados para la amortización de sus créditos durante toda la vida de éstos, sin ninguna penalización, y se aplicarán al saldo insoluto que al momento tenga cada crédito.
DÉCIMA NOVENA. La garantía hipotecaria que otorgue el trabajador sobre la vivienda que se adquiera o se construya con el crédito que otorgue el Instituto en cofinanciamiento deberá constituirse en primer lugar en favor del propio Instituto, quien podrá compartir la prelación de dicha garantía con la entidad financiera que otorgue el crédito en cofinanciamiento o bien, en su caso con la Sociedad Hipotecaria Federal, si la entidad financiera utiliza recursos de ésta para otorgar el crédito en cofinanciamiento, en la misma proporción correspondiente al crédito otorgado por el Instituto y al crédito otorgado por dicha entidad financiera, según el saldo insoluto que hubiere de los créditos en cofinanciamiento al momento del incumplimiento de la obligación de pago por el trabajador.
DE LAS APORTACIONES PATRONALES SUBSECUENTES
VIGÉSIMA. Cuando se otorgue un financiamiento puro, el trabajador podrá elegir, respecto del destino de las aportaciones subsecuentes, alguna de las siguientes opciones:
1.     Que las aportaciones subsecuentes incrementen el saldo de la subcuenta de vivienda que se haya destinado como forma contingente de pago del crédito.
2.     Que las aportaciones subsecuentes se apliquen para amortizar el principal del crédito otorgado por la entidad financiera.
Cuando el trabajador haya optado porque las aportaciones subsecuentes amorticen el crédito de la entidad financiera deberán instruir al Instituto, de manera irrevocable, para que entregue a la entidad financiera el importe correspondiente a dichas aportaciones.
VIGÉSIMA PRIMERA. Cuando se otorguen créditos en cofinanciamiento, las aportaciones que se efectúen a la subcuenta de vivienda con posterioridad al otorgamiento de los créditos se aplicarán a cubrir el saldo insoluto del crédito que haya otorgado el Instituto. Cuando éste se haya liquidado y exista un saldo insoluto del crédito otorgado por la entidad financiera, podrán destinarse a amortizar el principal de dicho crédito.
CRÉDITOS CONYUGALES
VIGÉSIMA SEGUNDA. Se podrán otorgar créditos conyugales bajo el esquema de cofinanciamiento, siempre y cuando el cónyuge cumpla con los requisitos establecidos en las presentes Reglas. El monto máximo de crédito será el que pudiera corresponderle de conformidad con lo previsto en las Reglas Décima Segunda y Décima Cuarta de las presentes Reglas, más en su caso, el saldo de la subcuenta de vivienda.
DE LOS DESCUENTOS
VIGÉSIMA TERCERA. Al formalizarse el otorgamiento del crédito se establecerá la cuota fija mensual de amortización ordinaria, multiplicando para tal efecto el monto del crédito otorgado por el factor de descuento que le corresponda, considerando el plazo y el ingreso del trabajador, de acuerdo con la Tabla de Factores de Descuento que se anexa a las presentes Reglas como Tabla "B".
Para el caso de que el trabajador realice la amortización de su crédito conforme al Régimen Especial de Amortización, las amortizaciones mensuales se determinarán multiplicando el monto del crédito otorgado, por el factor de descuento que le corresponda, considerando el plazo y el ingreso del trabajador a la fecha de formalización del crédito, de acuerdo con la Tabla de Factores de Descuento que se anexa a las presentes Reglas como Tabla "C".
El Instituto, previo convenio con las entidades financieras, podrá solicitar al patrón que efectúe el descuento al salario del trabajador correspondiente al pago del crédito otorgado por la entidad financiera en términos de las presentes Reglas, a partir de la formalización del crédito respectivo. En este convenio se pactarán los servicios que el Instituto prestará a la entidad financiera para este efecto, así como la retribución correspondiente a favor del Instituto.
 
El trabajador deberá otorgar al Instituto la autorización para que éste solicite a su patrón realizar el descuento correspondiente. Esta autorización se documentará por escrito en una carta de autorización irrevocable, y asimismo se consignará en una cláusula específica del contrato de crédito respectivo.
VIGÉSIMA CUARTA. En lo no previsto en las presentes Reglas, se estará a lo dispuesto en las Reglas de Otorgamiento de Créditos a Trabajadores Derechohabientes del Instituto del Fondo Nacional de la Vivienda para los Trabajadores.
TRANSITORIAS
ARTICULO PRIMERO.- Estas Reglas entrarán en vigor a partir de su aprobación por el H. Consejo de Administración.
ARTICULO SEGUNDO.- A la entrada en vigor de las presentes Reglas, se abrogan las Reglas para el Otorgamiento de Créditos al Amparo del Artículo 43 Bis de la Ley del Instituto del Fondo Nacional de la Vivienda para los Trabajadores, que fueron aprobadas por el Consejo de Administración del Instituto y publicadas en el Diario Oficial de la Federación el 22 de febrero de 2008, así como las demás disposiciones que se opongan a estas Reglas.
TERCERA. Las solicitudes de crédito presentadas al Instituto con anterioridad a la entrada en vigor de las presentes Reglas, se tramitarán conforme a las disposiciones vigentes en la fecha de presentación de dichas solicitudes.
Atentamente,
Ciudad de México, a 6 de marzo de 2017.- El Secretario General, Omar Cedillo Villavicencio.- Rúbrica.
TABLA "A"
TABLA DE MONTOS MAXIMOS DE CREDITO PARA CREDITOS EN COFINANCIAMIENTO
 
Salario (UMA)
Plazo (años)
1.0
1.1
1.2
1.3
1.4
1.5
1.6
1.7
1.8
1.9
2.0
2.1
2.2
2.3
2.4
2.5
2.6
2.7
2.8
2.9
3.0
30
11
12
13
14
16
17
18
19
20
21
23
24
25
26
27
28
29
31
32
33
34
29
11
12
13
14
16
17
18
19
20
21
23
24
25
26
27
28
29
31
32
33
34
28
11
12
13
14
16
17
18
19
20
21
23
24
25
26
27
28
29
31
32
33
34
27
11
12
13
14
16
17
18
19
20
21
23
24
25
26
27
28
29
31
32
33
34
26
11
12
13
14
16
17
18
19
20
21
23
24
25
26
27
28
29
31
32
33
34
25
11
12
13
14
15
17
18
19
20
21
22
23
25
26
27
28
29
30
31
33
34
24
11
12
13
14
15
16
18
19
20
21
22
23
24
26
27
28
29
30
31
32
33
23
11
12
13
14
15
16
17
19
20
21
22
23
24
25
26
28
29
30
31
32
33
22
11
12
13
14
15
16
17
18
20
21
22
23
24
25
26
27
28
30
31
32
33
21
11
12
13
14
15
16
17
18
19
20
22
23
24
25
26
27
28
29
30
31
33
20
10
11
13
14
15
16
17
18
19
20
21
22
23
25
26
27
28
29
30
31
32
19
10
11
12
13
15
16
17
18
19
20
21
22
23
24
25
26
27
29
30
31
32
18
10
11
12
13
14
15
16
18
19
20
21
22
23
24
25
26
27
28
29
30
31
17
10
11
12
13
14
15
16
17
18
19
20
21
22
23
25
26
27
28
29
30
31
16
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
15
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
14
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
13
9
10
11
12
13
14
15
16
17
17
18
19
20
21
22
23
24
25
26
27
28
12
9
10
10
11
12
13
14
15
16
17
18
19
20
21
21
22
23
24
25
26
27
11
8
9
10
11
12
13
14
14
15
16
17
18
19
20
21
21
22
23
24
25
26
10
8
9
10
10
11
12
13
14
15
15
16
17
18
19
20
20
21
22
23
24
25
9
7
8
9
10
11
11
12
13
14
15
15
16
17
18
18
19
20
21
22
22
23
8
7
8
8
9
10
11
11
12
13
14
14
15
16
16
17
18
19
19
20
21
22
7
6
7
8
8
9
10
10
11
12
12
13
14
14
15
16
16
17
18
19
19
20
6
6
6
7
7
8
9
9
10
11
11
12
12
13
14
14
15
15
16
17
17
18
5
5
5
6
7
7
8
8
9
9
10
10
11
11
12
12
13
14
14
15
15
16
4
4
5
5
5
6
6
7
7
8
8
9
9
10
10
10
11
11
12
12
13
13
3
3
3
4
4
5
5
5
6
6
6
7
7
7
8
8
9
9
9
10
10
10
2
2
2
3
3
3
3
4
4
4
4
5
5
5
5
6
6
6
6
7
7
7
1
1
1
1
1
1
2
2
2
2
2
2
2
2
3
3
3
3
3
3
3
4
 
 
Salario (UMA)
Plazo (años)
3.1
3.2
3.3
3.4
3.5
3.6
3.7
3.8
3.9
4.0
4.1
4.2
4.3
4.4
4.5
4.6
4.7
4.8
4.9
5.0
5.1
30
35
36
38
39
40
41
42
43
44
46
47
48
49
50
51
53
54
55
56
57
58
29
35
36
38
39
40
41
42
43
44
46
47
48
49
50
51
53
54
55
56
57
58
28
35
36
38
39
40
41
42
43
44
46
47
48
49
50
51
53
54
55
56
57
58
27
35
36
38
39
40
41
42
43
44
46
47
48
49
50
51
53
54
55
56
57
58
26
35
36
38
39
40
41
42
43
44
46
47
48
49
50
51
53
54
55
56
57
58
25
35
36
37
38
39
41
42
43
44
45
46
47
48
50
51
52
53
54
55
56
58
24
35
36
37
38
39
40
41
43
44
45
46
47
48
49
50
52
53
54
55
56
57
23
34
35
37
38
39
40
41
42
43
44
46
47
48
49
50
51
52
53
55
56
57
22
34
35
36
37
38
40
41
42
43
44
45
46
47
48
50
51
52
53
54
55
56
21
34
35
36
37
38
39
40
41
42
44
45
46
47
48
49
50
51
52
54
55
56
20
33
34
35
37
38
39
40
41
42
43
44
45
46
47
49
50
51
52
53
54
55
19
33
34
35
36
37
38
39
40
41
43
44
45
46
47
48
49
50
51
52
53
54
18
32
33
34
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
53
54
17
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
50
51
52
53
16
31
32
33
34
35
36
37
38
39
40
41
42
43
44
46
47
48
49
50
51
52
15
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
14
30
31
32
33
34
35
36
37
38
38
39
40
41
42
43
44
45
46
47
48
49
13
29
30
31
32
33
34
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
12
28
29
30
31
31
32
33
34
35
36
37
38
39
40
41
42
42
43
44
45
46
11
27
28
28
29
30
31
32
33
34
35
35
36
37
38
39
40
41
42
42
43
44
10
25
26
27
28
29
30
30
31
32
33
34
35
35
36
37
38
39
40
40
41
42
9
24
25
26
26
27
28
29
30
30
31
32
33
33
34
35
36
37
37
38
39
40
8
22
23
24
25
25
26
27
28
28
29
30
31
31
32
33
33
34
35
36
36
37
7
21
21
22
23
23
24
25
25
26
27
27
28
29
29
30
31
31
32
33
33
34
6
19
19
20
20
21
22
22
23
23
24
25
25
26
27
27
28
28
29
30
30
31
5
16
17
17
18
18
19
19
20
21
21
22
22
23
23
24
24
25
25
26
26
27
4
14
14
15
15
15
16
16
17
17
18
18
19
19
20
20
20
21
21
22
22
23
3
11
11
11
12
12
13
13
13
14
14
14
15
15
15
16
16
16
17
17
18
18
2
7
8
8
8
8
9
9
9
9
10
10
10
10
11
11
11
11
12
12
12
13
1
4
4
4
4
4
4
4
5
5
5
5
5
5
5
6
6
6
6
6
6
6
 
 
Salario (UMA)
Plazo (años)
5.2
5.3
5.4
5.5
5.6
5.7
5.8
5.9
6.0
6.1
6.2
6.3
6.4
6.5
6.6
6.7
6.8
6.9
7.0
7.1
7.2
30
59
61
62
63
64
65
66
67
69
70
71
72
73
74
76
77
78
79
80
81
82
29
59
61
62
63
64
65
66
67
69
70
71
72
73
74
76
77
78
79
80
81
82
28
59
61
62
63
64
65
66
67
69
70
71
72
73
74
76
77
78
79
80
81
82
27
59
61
62
63
64
65
66
67
69
70
71
72
73
74
76
77
78
79
80
81
82
26
59
61
62
63
64
65
66
67
69
70
71
72
73
74
76
77
78
79
80
81
82
25
59
60
61
62
63
64
66
67
68
69
70
71
72
74
75
76
77
78
79
80
82
24
58
59
61
62
63
64
65
66
67
69
70
71
72
73
74
75
76
78
79
80
81
23
58
59
60
61
62
64
65
66
67
68
69
70
71
72
74
75
76
77
78
79
80
22
57
59
60
61
62
63
64
65
66
67
69
70
71
72
73
74
75
76
77
79
80
21
57
58
59
60
61
62
63
65
66
67
68
69
70
71
72
73
74
76
77
78
79
20
56
57
58
59
61
62
63
64
65
66
67
68
69
70
71
73
74
75
76
77
78
19
55
57
58
59
60
61
62
63
64
65
66
67
68
69
71
72
73
74
75
76
77
18
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
71
72
73
74
75
76
17
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
74
75
16
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
15
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
14
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
13
49
50
51
52
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
12
47
48
49
50
51
52
52
53
54
55
56
57
58
59
60
61
62
63
63
64
65
11
45
46
47
48
49
50
50
51
52
53
54
55
56
57
57
58
59
60
61
62
63
10
43
44
45
46
46
47
48
49
50
51
51
52
53
54
55
56
56
57
58
59
60
9
41
41
42
43
44
45
45
46
47
48
48
49
50
51
52
52
53
54
55
56
56
8
38
39
39
40
41
42
42
43
44
45
45
46
47
47
48
49
50
50
51
52
53
7
35
36
36
37
38
38
39
40
40
41
42
42
43
44
44
45
46
46
47
48
48
6
31
32
33
33
34
34
35
36
36
37
38
38
39
39
40
41
41
42
42
43
44
5
28
28
29
29
30
30
31
31
32
32
33
33
34
35
35
36
36
37
37
38
38
4
23
24
24
25
25
25
26
26
27
27
28
28
29
29
30
30
30
31
31
32
32
3
18
19
19
19
20
20
20
21
21
22
22
22
23
23
23
24
24
24
25
25
26
2
13
13
13
14
14
14
14
15
15
15
15
16
16
16
16
17
17
17
17
18
18
1
7
7
7
7
7
7
7
7
8
8
8
8
8
8
8
9
9
9
9
9
9
 
 
Salario (UMA)
Plazo
(años)
7.3
7.4
7.5
7.6
7.7
7.8
7.9
8.0
8.1
8.2
8.3
8.4
8.5
8.6
8.7
8.8
8.9
9.0
9.1
9.2
9.3
30
84
85
86
87
88
89
91
92
93
94
95
96
97
99
100
101
102
103
104
106
107
29
84
85
86
87
88
89
91
92
93
94
95
96
97
99
100
101
102
103
104
106
107
28
84
85
86
87
88
89
91
92
93
94
95
96
97
99
100
101
102
103
104
106
107
27
84
85
86
87
88
89
91
92
93
94
95
96
97
99
100
101
102
103
104
106
107
26
84
85
86
87
88
89
91
92
93
94
95
96
97
99
100
101
102
103
104
106
107
25
83
84
85
86
87
88
90
91
92
93
94
95
96
97
99
100
101
102
103
104
105
24
82
83
84
86
87
88
89
90
91
92
93
95
96
97
98
99
100
101
102
104
105
23
81
83
84
85
86
87
88
89
90
92
93
94
95
96
97
98
99
101
102
103
104
22
81
82
83
84
85
86
87
89
90
91
92
93
94
95
96
97
99
100
101
102
103
21
80
81
82
83
84
85
87
88
89
90
91
92
93
94
95
96
98
99
100
101
102
20
79
80
81
82
83
85
86
87
88
89
90
91
92
93
94
95
96
98
99
100
101
19
78
79
80
81
82
83
84
86
87
88
89
90
91
92
93
94
95
96
97
98
100
18
77
78
79
80
81
82
83
84
85
86
87
89
90
91
92
93
94
95
96
97
98
17
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
16
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
92
93
94
95
15
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
14
71
72
73
74
75
76
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
13
69
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
87
12
66
67
68
69
70
71
72
73
74
74
75
76
77
78
79
80
81
82
83
84
84
11
64
64
65
66
67
68
69
70
71
71
72
73
74
75
76
77
78
78
79
80
81
10
61
61
62
63
64
65
66
66
67
68
69
70
71
71
72
73
74
75
76
76
77
9
57
58
59
60
60
61
62
63
64
64
65
66
67
67
68
69
70
71
71
72
73
8
53
54
55
56
56
57
58
59
59
60
61
62
62
63
64
64
65
66
67
67
68
7
49
50
50
51
52
53
53
54
55
55
56
57
57
58
59
59
60
61
61
62
63
6
44
45
46
46
47
47
48
49
49
50
50
51
52
52
53
54
54
55
55
56
57
5
39
39
40
40
41
42
42
43
43
44
44
45
45
46
46
47
48
48
49
49
50
4
33
33
34
34
35
35
35
36
36
37
37
38
38
39
39
40
40
41
41
41
42
3
26
26
27
27
27
28
28
28
29
29
29
30
30
31
31
31
32
32
32
33
33
2
18
18
19
19
19
19
20
20
20
20
21
21
21
21
22
22
22
22
23
23
23
1
9
9
10
10
10
10
10
10
10
11
11
11
11
11
11
11
12
12
12
12
12
 
 
Salario (UMA)
Plazo
(años)
9.4
9.5
9.6
9.7
9.8
9.9
10.
0
10.
1
10.
2
10.
3
10.
4
10.
5
10.
6
10.
7
10.
8
10.
9
11.
0
11.
1
11.
2
11.
3
11.
4
30
10
8
10
9
11
0
11
1
11
2
11
4
115
116
117
118
119
120
122
123
124
125
126
127
129
130
131
29
10
8
10
9
11
0
11
1
11
2
11
4
115
116
117
118
119
120
122
123
124
125
126
127
129
130
131
28
10
8
10
9
11
0
11
1
11
2
11
4
115
116
117
118
119
120
122
123
124
125
126
127
129
130
131
27
10
8
10
9
11
0
11
1
11
2
11
4
115
116
117
118
119
120
122
123
124
125
126
127
129
130
131
26
10
8
10
9
11
0
11
1
11
2
11
4
115
116
117
118
119
120
122
123
124
125
126
127
129
130
131
25
10
7
10
8
10
9
11
0
11
1
11
2
113
115
116
117
118
119
120
121
123
124
125
126
127
128
129
24
10
6
10
7
10
8
10
9
11
0
11
2
113
114
115
116
117
118
119
121
122
123
124
125
126
127
129
23
10
5
10
6
10
7
10
8
11
0
11
1
112
113
114
115
116
117
119
120
121
122
123
124
125
126
128
22
10
4
10
5
10
6
10
7
10
9
11
0
111
112
113
114
115
116
118
119
120
121
122
123
124
125
126
21
10
3
10
4
10
5
10
6
10
8
10
9
110
111
112
113
114
115
116
117
119
120
121
122
123
124
125
20
10
2
10
3
10
4
10
5
10
6
10
7
108
110
111
112
113
114
115
116
117
118
119
120
122
123
124
19
10
1
10
2
10
3
10
4
10
5
10
6
107
108
109
110
111
112
114
115
116
117
118
119
120
121
122
18
99
10
0
10
1
10
2
10
3
10
4
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
17
97
99
10
0
10
1
10
2
10
3
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
16
96
97
98
99
10
0
10
1
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
15
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
14
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
13
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
104
105
106
107
12
85
86
87
88
89
90
91
92
93
94
95
95
96
97
98
99
100
101
102
103
104
11
82
83
84
85
85
86
87
88
89
90
91
92
92
93
94
95
96
97
98
99
100
10
78
79
80
81
81
82
83
84
85
86
86
87
88
89
90
91
92
92
93
94
95
9
74
75
75
76
77
78
79
79
80
81
82
82
83
84
85
86
86
87
88
89
90
8
69
70
70
71
72
73
73
74
75
76
76
77
78
79
79
80
81
81
82
83
84
7
63
64
65
65
66
67
67
68
69
70
70
71
72
72
73
74
74
75
76
76
77
6
57
58
58
59
60
60
61
61
62
63
63
64
65
65
66
66
67
68
68
69
69
5
50
51
51
52
52
53
53
54
55
55
56
56
57
57
58
58
59
59
60
60
61
4
42
43
43
44
44
45
45
46
46
46
47
47
48
48
49
49
50
50
51
51
51
3
33
34
34
35
35
35
36
36
36
37
37
37
38
38
39
39
39
40
40
40
41
2
23
24
24
24
24
25
25
25
26
26
26
26
27
27
27
27
28
28
28
28
29
1
12
12
12
13
13
13
13
13
13
13
14
14
14
14
14
14
14
14
15
15
15
 
 
Salario (UMA)
Plazo
(años)
11.
5
11.
6
11.
7
11.
8
11.
9
12.
0
12.
1
12.
2
12.
3
12.
4
12.
5
12.
6
12.
7
12.
8
12.
9
13.
0
13.
1
13.
2
13.
3
13.
4
13.
5
30
132
133
134
135
137
138
139
140
141
142
144
90
91
92
92
93
94
95
95
96
97
29
132
133
134
135
137
138
139
140
141
142
144
90
91
92
92
93
94
95
95
96
97
28
132
133
134
135
137
138
139
140
141
142
144
90
91
92
92
93
94
95
95
96
97
27
132
133
134
135
137
138
139
140
141
142
144
90
91
92
92
93
94
95
95
96
97
26
132
133
134
135
137
138
139
140
141
142
144
90
91
92
92
93
94
95
95
96
97
25
131
132
133
134
135
136
137
139
140
141
142
89
90
91
91
92
93
93
94
95
96
24
130
131
132
133
134
135
136
138
139
140
141
89
89
90
91
91
92
93
94
94
95
23
129
130
131
132
133
134
135
137
138
139
140
88
89
89
90
91
91
92
93
94
94
22
128
129
130
131
132
133
134
135
136
138
139
87
88
89
89
90
91
91
92
93
93
21
126
127
128
130
131
132
133
134
135
136
137
86
87
88
88
89
90
90
91
92
93
20
125
126
127
128
129
130
131
132
134
135
136
85
86
87
87
88
89
89
90
91
91
19
123
124
125
126
128
129
130
131
132
133
134
84
85
86
86
87
88
88
89
90
90
18
121
122
124
125
126
127
128
129
130
131
132
83
84
84
85
86
86
87
88
88
89
17
119
120
121
123
124
125
126
127
128
129
130
82
82
83
84
84
85
85
86
87
87
16
117
118
119
120
121
122
123
124
125
126
127
80
81
81
82
83
83
84
84
85
86
15
114
115
116
117
118
119
120
121
122
123
124
78
79
79
80
81
81
82
83
83
84
14
112
113
114
114
115
116
117
118
119
120
121
76
77
77
78
79
79
80
81
81
82
13
108
109
110
111
112
113
114
115
116
117
118
74
75
75
76
76
77
78
78
79
79
12
105
105
106
107
108
109
110
111
112
113
114
71
72
73
73
74
74
75
75
76
77
11
100
101
102
103
104
105
106
107
107
108
109
69
69
70
70
71
71
72
72
73
74
10
96
97
97
98
99
100
101
102
102
103
104
65
66
66
67
67
68
69
69
70
70
9
90
91
92
93
94
94
95
96
97
97
98
62
62
63
63
64
64
65
65
66
66
8
84
85
86
87
87
88
89
90
90
91
92
58
58
59
59
59
60
60
61
61
62
7
78
78
79
80
80
81
82
82
83
84
84
53
53
54
54
55
55
56
56
56
57
6
70
71
71
72
73
73
74
74
75
76
76
48
48
49
49
49
50
50
51
51
51
5
62
62
63
63
64
64
65
65
66
66
67
42
42
43
43
43
44
44
44
45
45
4
52
52
53
53
54
54
55
55
56
56
56
35
36
36
36
37
37
37
37
38
38
3
41
41
42
42
42
43
43
44
44
44
45
28
28
28
29
29
29
29
30
30
30
2
29
29
29
30
30
30
30
31
31
31
31
20
20
20
20
20
20
21
21
21
21
1
15
15
15
15
16
16
16
16
16
16
16
10
10
10
10
10
11
11
11
11
11
 
 
Salario (UMA)
Plazo
(años)
13.
6
13.
7
13.
8
13.
9
14.
0
14.
1
14.
2
14.
3
14.
4
14.
5
14.
6
14.
7
14.
8
14.
9
15.
0
15.
1
15.
2
15.
3
15.
4
15.
5
15.
6
30
97
98
99
100
100
101
102
102
103
104
105
105
106
107
108
108
109
110
110
111
112
29
97
98
99
100
100
101
102
102
103
104
105
105
106
107
108
108
109
110
110
111
112
28
97
98
99
100
100
101
102
102
103
104
105
105
106
107
108
108
109
110
110
111
112
27
97
98
99
100
100
101
102
102
103
104
105
105
106
107
108
108
109
110
110
111
112
26
97
98
99
100
100
101
102
102
103
104
105
105
106
107
108
108
109
110
110
111
112
25
96
97
98
98
99
100
101
101
102
103
103
104
105
106
106
107
108
108
109
110
111
24
96
96
97
98
99
99
100
101
101
102
103
103
104
105
106
106
107
108
108
109
110
23
95
96
96
97
98
98
99
100
101
101
102
103
103
104
105
105
106
107
108
108
109
22
94
95
96
96
97
98
98
99
100
100
101
102
102
103
104
105
105
106
107
107
108
21
93
94
95
95
96
97
97
98
99
99
100
101
101
102
103
104
104
105
106
106
107
20
92
93
93
94
95
96
96
97
98
98
99
100
100
101
102
102
103
104
104
105
106
19
91
92
92
93
94
94
95
96
96
97
98
98
99
100
100
101
102
102
103
104
104
18
90
90
91
92
92
93
94
94
95
96
96
97
98
98
99
100
100
101
102
102
103
17
88
89
89
90
91
91
92
93
93
94
95
95
96
97
97
98
99
99
100
100
101
16
86
87
88
88
89
90
90
91
92
92
93
93
94
95
95
96
97
97
98
99
99
15
84
85
86
86
87
88
88
89
89
90
91
91
92
93
93
94
94
95
96
96
97
14
82
83
84
84
85
85
86
87
87
88
88
89
90
90
91
91
92
93
93
94
95
13
80
80
81
82
82
83
83
84
85
85
86
86
87
88
88
89
89
90
91
91
92
12
77
78
78
79
79
80
81
81
82
82
83
83
84
85
85
86
86
87
87
88
89
11
74
75
75
76
76
77
77
78
78
79
80
80
81
81
82
82
83
83
84
84
85
10
71
71
72
72
73
73
74
74
75
75
76
76
77
77
78
78
79
79
80
81
81
9
67
67
68
68
69
69
70
70
71
71
72
72
73
73
74
74
75
75
76
76
77
8
62
63
63
64
64
65
65
65
66
66
67
67
68
68
69
69
70
70
71
71
71
7
57
58
58
59
59
59
60
60
61
61
62
62
62
63
63
64
64
65
65
65
66
6
52
52
52
53
53
54
54
54
55
55
56
56
56
57
57
57
58
58
59
59
59
5
45
46
46
46
47
47
47
48
48
48
49
49
49
50
50
50
51
51
51
52
52
4
38
39
39
39
39
40
40
40
41
41
41
41
42
42
42
43
43
43
43
44
44
3
30
30
31
31
31
31
32
32
32
32
32
33
33
33
33
34
34
34
34
34
35
2
21
21
21
22
22
22
22
22
22
23
23
23
23
23
23
24
24
24
24
24
24
1
11
11
11
11
11
11
11
12
12
12
12
12
12
12
12
12
12
12
12
13
13
 
 
Salario (UMA)
Plazo
(años)
15.
7
15.
8
15.
9
16.
0
16.
1
16.
2
16.
3
16.
4
16.
5
16.
6
16.
7
16.
8
16.
9
17.
0
17.
1
17.
2
17.
3
17.
4
17.
5
17.
6
17.
7
30
113
113
114
115
115
116
117
118
118
119
120
120
121
122
123
123
124
125
126
126
127
29
113
113
114
115
115
116
117
118
118
119
120
120
121
122
123
123
124
125
126
126
127
28
113
113
114
115
115
116
117
118
118
119
120
120
121
122
123
123
124
125
126
126
127
27
113
113
114
115
115
116
117
118
118
119
120
120
121
122
123
123
124
125
126
126
127
26
113
113
114
115
115
116
117
118
118
119
120
120
121
122
123
123
124
125
126
126
127
25
111
112
113
113
114
115
116
116
117
118
118
119
120
121
121
122
123
123
124
125
126
24
111
111
112
113
113
114
115
115
116
117
118
118
119
120
120
121
122
123
123
124
125
23
110
110
111
112
113
113
114
115
115
116
117
117
118
119
120
120
121
122
122
123
124
22
109
109
110
111
112
112
113
114
114
115
116
116
117
118
118
119
120
121
121
122
123
21
108
108
109
110
110
111
112
112
113
114
115
115
116
117
117
118
119
119
120
121
121
20
106
107
108
108
109
110
111
111
112
113
113
114
115
115
116
117
117
118
119
119
120
19
105
106
106
107
108
108
109
110
110
111
112
112
113
114
114
115
116
116
117
118
119
18
104
104
105
106
106
107
107
108
109
109
110
111
111
112
113
113
114
115
115
116
117
17
102
102
103
104
104
105
106
106
107
108
108
109
110
110
111
112
112
113
114
114
115
16
100
100
101
102
102
103
104
104
105
106
106
107
107
108
109
109
110
111
111
112
113
15
98
98
99
99
100
101
101
102
103
103
104
104
105
106
106
107
108
108
109
109
110
14
95
96
96
97
98
98
99
99
100
101
101
102
102
103
104
104
105
105
106
107
107
13
92
93
93
94
95
95
96
96
97
98
98
99
99
100
101
101
102
102
103
104
104
12
89
90
90
91
91
92
93
93
94
94
95
95
96
97
97
98
98
99
99
100
101
11
86
86
87
87
88
88
89
89
90
91
91
92
92
93
93
94
94
95
95
96
97
10
82
82
83
83
84
84
85
85
86
86
87
87
88
88
89
89
90
90
91
92
92
9
77
78
78
79
79
80
80
81
81
81
82
82
83
83
84
84
85
85
86
86
87
8
72
72
73
73
74
74
75
75
76
76
77
77
77
78
78
79
79
80
80
81
81
7
66
67
67
67
68
68
69
69
70
70
70
71
71
72
72
73
73
73
74
74
75
6
60
60
60
61
61
62
62
62
63
63
64
64
64
65
65
65
66
66
67
67
67
5
52
53
53
53
54
54
54
55
55
55
56
56
56
57
57
57
58
58
59
59
59
4
44
44
45
45
45
46
46
46
46
47
47
47
48
48
48
48
49
49
49
50
50
3
35
35
35
36
36
36
36
37
37
37
37
37
38
38
38
38
39
39
39
39
39
2
25
25
25
25
25
25
25
26
26
26
26
26
26
27
27
27
27
27
27
28
28
1
13
13
13
13
13
13
13
13
13
14
14
14
14
14
14
14
14
14
14
14
14
 
 
Salario (UMA)
Plazo
(años)
17.
8
17.
9
18.
0
18.
1
18.
2
18.
3
18.
4
18.
5
18.
6
18.
7
18.
8
18.
9
19.
0
19.
1
19.
2
19.
3
19.
4
19.
5
19.
6
19.
7
19.
8
30
128
128
129
130
131
131
132
133
133
134
135
136
136
137
138
138
139
140
141
141
142
29
128
128
129
130
131
131
132
133
133
134
135
136
136
137
138
138
139
140
141
141
142
28
128
128
129
130
131
131
132
133
133
134
135
136
136
137
138
138
139
140
141
141
142
27
128
128
129
130
131
131
132
133
133
134
135
136
136
137
138
138
139
140
141
141
142
26
128
128
129
130
131
131
132
133
133
134
135
136
136
137
138
138
139
140
141
141
142
25
126
127
128
128
129
130
131
131
132
133
133
134
135
136
136
137
138
138
139
140
140
24
125
126
127
128
128
129
130
130
131
132
132
133
134
135
135
136
137
137
138
139
140
23
124
125
126
127
127
128
129
129
130
131
131
132
133
134
134
135
136
136
137
138
138
22
123
124
125
125
126
127
128
128
129
130
130
131
132
132
133
134
134
135
136
137
137
21
122
123
124
124
125
126
126
127
128
128
129
130
130
131
132
132
133
134
135
135
136
20
121
121
122
123
123
124
125
126
126
127
128
128
129
130
130
131
132
132
133
134
134
19
119
120
121
121
122
123
123
124
125
125
126
127
127
128
129
129
130
131
131
132
133
18
117
118
119
119
120
121
121
122
123
123
124
125
125
126
127
127
128
129
129
130
131
17
115
116
117
117
118
119
119
120
121
121
122
123
123
124
125
125
126
127
127
128
128
16
113
114
115
115
116
116
117
118
118
119
120
120
121
122
122
123
123
124
125
125
126
15
111
111
112
113
113
114
114
115
116
116
117
118
118
119
119
120
121
121
122
123
123
14
108
109
109
110
110
111
112
112
113
113
114
115
115
116
116
117
118
118
119
119
120
13
105
105
106
107
107
108
108
109
109
110
111
111
112
112
113
114
114
115
115
116
117
12
101
102
102
103
103
104
105
105
106
106
107
107
108
109
109
110
110
111
111
112
113
11
97
98
98
99
99
100
100
101
101
102
103
103
104
104
105
105
106
106
107
108
108
10
93
93
94
94
95
95
96
96
97
97
98
98
99
99
100
100
101
101
102
102
103
9
87
88
88
89
89
90
90
91
91
92
92
93
93
94
94
95
95
96
96
97
97
8
82
82
83
83
83
84
84
85
85
86
86
87
87
88
88
89
89
89
90
90
91
7
75
76
76
76
77
77
78
78
79
79
79
80
80
81
81
81
82
82
83
83
84
6
68
68
69
69
69
70
70
70
71
71
72
72
72
73
73
74
74
74
75
75
75
5
60
60
60
61
61
61
62
62
62
63
63
63
64
64
64
65
65
65
66
66
66
4
50
50
51
51
51
52
52
52
52
53
53
53
54
54
54
54
55
55
55
56
56
3
40
40
40
40
41
41
41
41
41
42
42
42
42
43
43
43
43
44
44
44
44
2
28
28
28
28
28
29
29
29
29
29
29
30
30
30
30
30
30
31
31
31
31
1
15
15
15
15
15
15
15
15
15
15
15
15
16
16
16
16
16
16
16
16
16
 
 
Salario (UMA)
Plazo
(años)
19.
9
20.
0
20.
1
20.
2
20.
3
20.
4
20.
5
20.
6
20.
7
20.
8
20.
9
21.
0
21.
1
21.
2
21.
3
21.
4
21.
5
21.
6
21.
7
21.
8
21.
9
30
143
144
144
145
146
146
147
148
149
149
150
151
151
152
153
154
154
155
156
156
157
29
143
144
144
145
146
146
147
148
149
149
150
151
151
152
153
154
154
155
156
156
157
28
143
144
144
145
146
146
147
148
149
149
150
151
151
152
153
154
154
155
156
156
157
27
143
144
144
145
146
146
147
148
149
149
150
151
151
152
153
154
154
155
156
156
157
26
143
144
144
145
146
146
147
148
149
149
150
151
151
152
153
154
154
155
156
156
157
25
141
142
143
143
144
145
145
146
147
148
148
149
150
150
151
152
153
153
154
155
155
24
140
141
142
142
143
144
144
145
146
147
147
148
149
149
150
151
152
152
153
154
154
23
139
140
141
141
142
143
143
144
145
145
146
147
148
148
149
150
150
151
152
153
153
22
138
139
139
140
141
141
142
143
144
144
145
146
146
147
148
148
149
150
150
151
152
21
137
137
138
139
139
140
141
141
142
143
143
144
145
146
146
147
148
148
149
150
150
20
135
136
136
137
138
138
139
140
140
141
142
143
143
144
145
145
146
147
147
148
149
19
133
134
135
135
136
137
137
138
139
139
140
141
141
142
143
143
144
145
145
146
147
18
131
132
133
133
134
135
135
136
137
137
138
139
139
140
141
141
142
143
143
144
145
17
129
130
130
131
132
132
133
134
134
135
136
136
137
138
138
139
140
140
141
142
142
16
127
127
128
129
129
130
130
131
132
132
133
134
134
135
136
136
137
138
138
139
139
15
124
124
125
126
126
127
128
128
129
129
130
131
131
132
133
133
134
134
135
136
136
14
121
121
122
123
123
124
124
125
126
126
127
127
128
129
129
130
130
131
132
132
133
13
117
118
118
119
120
120
121
121
122
122
123
124
124
125
125
126
127
127
128
128
129
12
113
114
114
115
115
116
117
117
118
118
119
119
120
121
121
122
122
123
123
124
125
11
109
109
110
110
111
111
112
112
113
114
114
115
115
116
116
117
117
118
118
119
120
10
104
104
105
105
106
106
107
107
108
108
109
109
110
110
111
111
112
112
113
113
114
9
98
98
99
99
100
100
101
101
102
102
103
103
104
104
105
105
106
106
107
107
108
8
91
92
92
93
93
94
94
95
95
95
96
96
97
97
98
98
99
99
100
100
101
7
84
84
85
85
86
86
87
87
87
88
88
89
89
90
90
90
91
91
92
92
93
6
76
76
77
77
77
78
78
79
79
79
80
80
80
81
81
82
82
82
83
83
84
5
67
67
67
68
68
68
69
69
69
70
70
70
71
71
71
72
72
72
73
73
73
4
56
56
57
57
57
58
58
58
58
59
59
59
60
60
60
60
61
61
61
62
62
3
44
45
45
45
45
46
46
46
46
46
47
47
47
47
48
48
48
48
48
49
49
2
31
31
32
32
32
32
32
32
32
33
33
33
33
33
33
34
34
34
34
34
34
1
16
16
16
17
17
17
17
17
17
17
17
17
17
17
17
18
18
18
18
18
18
 
 
 
Salario (UMA)
Plazo
(años)
22.
0
22.
1
22.
2
22.
3
22.
4
22.
5
22.
6
22.
7
22.
8
22.
9
23.
0
23.
1
23.
2
23.
3
23.
4
23.
5
23.
6
23.
7
23.
8
23.
9
24.
0
30
158
159
159
160
161
162
162
163
164
164
165
166
167
167
168
169
169
170
171
172
172
29
158
159
159
160
161
162
162
163
164
164
165
166
167
167
168
169
169
170
171
172
172
28
158
159
159
160
161
162
162
163
164
164
165
166
167
167
168
169
169
170
171
172
172
27
158
159
159
160
161
162
162
163
164
164
165
166
167
167
168
169
169
170
171
172
172
26
158
159
159
160
161
162
162
163
164
164
165
166
167
167
168
169
169
170
171
172
172
25
156
157
158
158
159
160
160
161
162
163
163
164
165
165
166
167
168
168
169
170
170
24
155
156
157
157
158
159
159
160
161
161
162
163
164
164
165
166
166
167
168
169
169
23
154
155
155
156
157
157
158
159
160
160
161
162
162
163
164
164
165
166
167
167
168
22
153
153
154
155
155
156
157
157
158
159
160
160
161
162
162
163
164
164
165
166
166
21
151
152
152
153
154
155
155
156
157
157
158
159
159
160
161
161
162
163
163
164
165
20
149
150
151
151
152
153
153
154
155
155
156
157
158
158
159
160
160
161
162
162
163
19
147
148
149
149
150
151
151
152
153
153
154
155
155
156
157
158
158
159
160
160
161
18
145
146
147
147
148
149
149
150
151
151
152
153
153
154
155
155
156
157
157
158
159
17
143
143
144
145
145
146
147
147
148
149
149
150
151
151
152
153
153
154
155
155
156
16
140
141
141
142
143
143
144
145
145
146
146
147
148
148
149
150
150
151
152
152
153
15
137
138
138
139
139
140
141
141
142
143
143
144
144
145
146
146
147
148
148
149
149
14
133
134
135
135
136
137
137
138
138
139
140
140
141
141
142
143
143
144
144
145
146
13
130
130
131
131
132
133
133
134
134
135
135
136
137
137
138
138
139
140
140
141
141
12
125
126
126
127
127
128
129
129
130
130
131
131
132
133
133
134
134
135
135
136
137
11
120
121
121
122
122
123
123
124
125
125
126
126
127
127
128
128
129
129
130
131
131
10
115
115
116
116
117
117
118
118
119
119
120
120
121
121
122
122
123
123
124
124
125
9
108
109
109
110
110
111
111
112
112
113
113
114
114
115
115
116
116
117
117
118
118
8
101
101
102
102
103
103
104
104
105
105
106
106
107
107
107
108
108
109
109
110
110
7
93
93
94
94
95
95
96
96
96
97
97
98
98
98
99
99
100
100
101
101
101
6
84
84
85
85
85
86
86
87
87
87
88
88
89
89
89
90
90
90
91
91
92
5
74
74
74
75
75
75
76
76
76
77
77
77
78
78
78
79
79
79
80
80
80
4
62
62
63
63
63
64
64
64
64
65
65
65
66
66
66
66
67
67
67
68
68
3
49
49
50
50
50
50
51
51
51
51
51
52
52
52
52
53
53
53
53
53
54
2
35
35
35
35
35
35
36
36
36
36
36
36
36
37
37
37
37
37
37
38
38
1
18
18
18
18
18
18
19
19
19
19
19
19
19
19
19
19
19
20
20
20
20
 
 
Salario (UMA)
Plazo
(años)
24.1
24.2
24.3
24.4
24.5
24.6
24.7
24.8
24.9
25.
0
30
173
174
174
175
176
177
177
178
179
180
29
173
174
174
175
176
177
177
178
179
180
28
173
174
174
175
176
177
177
178
179
180
27
173
174
174
175
176
177
177
178
179
180
26
173
174
174
175
176
177
177
178
179
180
25
171
172
173
173
174
175
175
176
177
178
24
170
171
171
172
173
173
174
175
176
176
23
169
169
170
171
171
172
173
174
174
175
22
167
168
169
169
170
171
171
172
173
173
21
166
166
167
168
168
169
170
170
171
172
20
164
164
165
166
166
167
168
168
169
170
19
162
162
163
164
164
165
166
166
167
168
18
159
160
161
161
162
162
163
164
164
165
17
157
157
158
158
159
160
160
161
162
162
16
153
154
155
155
156
157
157
158
159
159
15
150
151
151
152
153
153
154
154
155
156
14
146
147
147
148
149
149
150
151
151
152
13
142
143
143
144
144
145
146
146
147
147
12
137
138
138
139
139
140
141
141
142
142
11
132
132
133
133
134
134
135
135
136
137
10
125
126
127
127
128
128
129
129
130
130
9
119
119
120
120
121
121
122
122
122
123
8
111
111
112
112
113
113
113
114
114
115
7
102
102
103
103
104
104
104
105
105
106
6
92
92
93
93
93
94
94
95
95
95
5
81
81
81
82
82
82
83
83
83
84
4
68
68
69
69
69
70
70
70
70
71
3
54
54
54
55
55
55
55
55
56
56
2
38
38
38
38
39
39
39
39
39
39
1
20
20
20
20
20
20
20
20
21
21
 
TABLA "B"
FACTORES DE DESCUENTO PARA EL RÉGIMEN
ORDINARIO DE AMORTIZACIÓN (ROA)
 
Salario (UMA)
Plazo
(años)
1.0
1.1
1.2
1.3
1.4
1.5
1.6
1.7
1.8
1.9
2.0
30
0.005869
0.005831
0.005799
0.005772
0.006039
0.006003
0.005970
0.005941
0.005914
0.005891
0.006067
29
0.005869
0.005831
0.005799
0.005772
0.005389
0.006003
0.005970
0.005941
0.005914
0.005891
0.005614
28
0.005869
0.005831
0.005799
0.005772
0.005389
0.005390
0.005970
0.005941
0.005914
0.005891
0.005614
27
0.005869
0.005831
0.005799
0.005772
0.005389
0.005390
0.005391
0.005941
0.005914
0.005891
0.005614
26
0.005924
0.005886
0.005854
0.005827
0.006095
0.006058
0.006025
0.005996
0.005970
0.005946
0.006122
25
0.005987
0.005949
0.005917
0.005889
0.005866
0.006120
0.006088
0.006059
0.006032
0.006008
0.005987
24
0.006058
0.006020
0.005988
0.005961
0.005937
0.005916
0.006159
0.006130
0.006104
0.006080
0.006058
23
0.006140
0.006102
0.006070
0.006043
0.006019
0.005998
0.005980
0.006212
0.006186
0.006162
0.006140
22
0.006234
0.006196
0.006164
0.006137
0.006113
0.006092
0.006074
0.006057
0.006279
0.006256
0.006234
21
0.006342
0.006304
0.006272
0.006244
0.006220
0.006199
0.006181
0.006165
0.006150
0.006137
0.006342
20
0.006011
0.006011
0.006395
0.006368
0.006344
0.006323
0.006305
0.006289
0.006274
0.006261
0.006249
19
0.006154
0.006154
0.006154
0.006154
0.006487
0.006466
0.006448
0.006432
0.006417
0.006404
0.006392
18
0.006320
0.006320
0.006320
0.006320
0.006320
0.006320
0.006320
0.006597
0.006583
0.006570
0.006558
17
0.006512
0.006512
0.006512
0.006512
0.006512
0.006512
0.006512
0.006512
0.006512
0.006512
0.006512
16
0.006737
0.006737
0.006737
0.006737
0.006737
0.006737
0.006737
0.006737
0.006737
0.006737
0.006737
15
0.006446
0.006502
0.006547
0.006585
0.006617
0.006645
0.006668
0.006689
0.006708
0.006724
0.006739
14
0.006759
0.006814
0.006860
0.006898
0.006930
0.006957
0.006981
0.007002
0.007020
0.007037
0.007051
13
0.007131
0.007187
0.007232
0.007270
0.007302
0.007330
0.007353
0.007374
0.007393
0.007098
0.007131
12
0.007579
0.007634
0.007134
0.007225
0.007301
0.007365
0.007420
0.007468
0.007509
0.007546
0.007579
11
0.007428
0.007567
0.007678
0.007769
0.007845
0.007909
0.007964
0.007606
0.007678
0.007740
0.007796
10
0.008097
0.008236
0.008347
0.007847
0.007983
0.008097
0.008193
0.008276
0.008347
0.008014
0.008097
9
0.008041
0.008309
0.008518
0.008684
0.008821
0.008366
0.008518
0.008646
0.008756
0.008851
0.008518
8
0.009110
0.009378
0.008753
0.009031
0.009253
0.009435
0.008980
0.009170
0.009330
0.009467
0.009110
7
0.009319
0.009796
0.010153
0.009528
0.009875
0.010153
0.009653
0.009925
0.010153
0.009736
0.009960
6
0.011217
0.010384
0.010979
0.010264
0.010800
0.011217
0.010661
0.011050
0.011368
0.010914
0.011217
5
0.012244
0.011244
0.012244
0.012959
0.012244
0.012869
0.012244
0.012800
0.012244
0.012744
0.012244
4
0.013834
0.015334
0.014334
0.013334
0.014667
0.013834
0.014905
0.014191
0.015084
0.014459
0.015223
3
0.016548
0.014881
0.018214
0.016964
0.019214
0.018214
0.017214
0.019048
0.018214
0.017381
0.018929
2
0.022073
0.019573
0.027073
0.025407
0.023740
0.022073
0.027073
0.025823
0.024573
0.023323
0.027073
1
0.038849
0.033849
0.028849
0.023849
0.018849
0.051349
0.048849
0.046349
0.043849
0.041349
0.038849
 
 
Salario (UMA)
Plazo
(años)
2.1
2.2
2.3
2.4
2.5
2.6
2.7
2.8
2.9
3.0
3.1
30
0.006039
0.006014
0.005991
0.005970
0.005950
0.005932
0.006060
0.006039
0.006021
0.006003
0.005986
29
0.005606
0.006014
0.005991
0.005970
0.005950
0.005932
0.005724
0.005714
0.006021
0.006003
0.005986
28
0.005606
0.005598
0.005991
0.005970
0.005950
0.005932
0.005724
0.005714
0.005705
0.005696
0.005986
27
0.005606
0.005598
0.005591
0.005584
0.005950
0.005932
0.005724
0.005714
0.005705
0.005696
0.005688
26
0.006095
0.006070
0.006046
0.006025
0.006005
0.005987
0.006115
0.006095
0.006076
0.006058
0.006041
25
0.005967
0.006132
0.006109
0.006088
0.006068
0.006049
0.006032
0.006016
0.006138
0.006120
0.006104
24
0.006039
0.006020
0.006181
0.006159
0.006140
0.006121
0.006104
0.006088
0.006073
0.006058
0.006175
23
0.006120
0.006102
0.006086
0.006070
0.006221
0.006203
0.006186
0.006170
0.006154
0.006140
0.006127
22
0.006214
0.006196
0.006179
0.006164
0.006150
0.006137
0.006279
0.006263
0.006248
0.006234
0.006221
21
0.006322
0.006304
0.006287
0.006272
0.006257
0.006244
0.006232
0.006220
0.006210
0.006342
0.006328
20
0.006238
0.006228
0.006411
0.006395
0.006381
0.006368
0.006356
0.006344
0.006333
0.006323
0.006314
19
0.006381
0.006371
0.006362
0.006354
0.006346
0.006339
0.006499
0.006487
0.006476
0.006466
0.006457
18
0.006547
0.006537
0.006528
0.006520
0.006512
0.006505
0.006498
0.006492
0.006486
0.006481
0.006476
17
0.006512
0.006512
0.006512
0.006712
0.006704
0.006697
0.006691
0.006685
0.006679
0.006673
0.006668
16
0.006737
0.006737
0.006737
0.006737
0.006737
0.006737
0.006737
0.006737
0.006737
0.006737
0.006737
15
0.006752
0.006764
0.006774
0.006784
0.006793
0.006802
0.006809
0.006816
0.006823
0.006829
0.006835
14
0.007064
0.007076
0.007087
0.007097
0.007106
0.007114
0.007122
0.007129
0.007136
0.007142
0.007148
13
0.007160
0.007187
0.007210
0.007232
0.007252
0.007270
0.007287
0.007302
0.007316
0.007330
0.007342
12
0.007608
0.007634
0.007658
0.007420
0.007452
0.007482
0.007509
0.007534
0.007557
0.007579
0.007598
11
0.007845
0.007888
0.007928
0.007964
0.007725
0.007769
0.007808
0.007845
0.007878
0.007909
0.007937
10
0.008171
0.008236
0.008294
0.008347
0.008097
0.008157
0.008211
0.008260
0.008305
0.008347
0.008147
9
0.008622
0.008714
0.008795
0.008518
0.008605
0.008684
0.008756
0.008821
0.008593
0.008662
0.008726
8
0.009253
0.009378
0.009065
0.009194
0.009308
0.009411
0.009148
0.009253
0.009348
0.009435
0.009207
7
0.010153
0.009796
0.009986
0.010153
0.009840
0.010006
0.010153
0.010284
0.010021
0.010153
0.010272
6
0.010800
0.011089
0.011336
0.010979
0.011217
0.010884
0.011113
0.011315
0.011021
0.011217
0.011392
5
0.012699
0.012244
0.012661
0.012244
0.012629
0.012959
0.012602
0.012911
0.012578
0.012869
0.012557
4
0.014667
0.015334
0.014834
0.014334
0.014970
0.014516
0.015084
0.014667
0.015180
0.014795
0.015262
3
0.018214
0.017500
0.018839
0.018214
0.019325
0.018770
0.018214
0.019214
0.018714
0.018214
0.019123
2
0.026073
0.025073
0.024073
0.027073
0.026240
0.025407
0.024573
0.027073
0.026359
0.025645
0.024931
1
0.036349
0.033849
0.050515
0.048849
0.047182
0.045515
0.043849
0.042182
0.040515
0.051349
0.050099
 
 
Salario (UMA)
Plazo
(años)
3.2
3.3
3.4
3.5
3.6
3.7
3.8
3.9
4.0
4.1
4.2
30
0.005970
0.006072
0.006056
0.006039
0.006024
0.006010
0.005996
0.005983
0.006067
0.006053
0.006039
29
0.005970
0.005798
0.005788
0.005779
0.006024
0.006010
0.005996
0.005983
0.005840
0.005831
0.005823
28
0.005970
0.005798
0.005788
0.005779
0.005770
0.005762
0.005996
0.005983
0.005840
0.005831
0.005823
27
0.005681
0.005798
0.005788
0.005779
0.005770
0.005762
0.005754
0.005746
0.005614
0.005831
0.005823
26
0.006025
0.006127
0.006111
0.006095
0.006079
0.006065
0.006051
0.006038
0.006122
0.006108
0.006095
25
0.006088
0.006073
0.006059
0.006045
0.006142
0.006127
0.006114
0.006100
0.006088
0.006076
0.006064
24
0.006159
0.006144
0.006130
0.006117
0.006104
0.006092
0.006185
0.006172
0.006159
0.006147
0.006136
23
0.006114
0.006226
0.006212
0.006198
0.006186
0.006173
0.006162
0.006151
0.006140
0.006229
0.006218
22
0.006208
0.006196
0.006185
0.006174
0.006279
0.006267
0.006256
0.006244
0.006234
0.006224
0.006214
21
0.006316
0.006304
0.006292
0.006282
0.006272
0.006262
0.006253
0.006244
0.006342
0.006331
0.006322
20
0.006305
0.006297
0.006416
0.006406
0.006395
0.006386
0.006377
0.006368
0.006360
0.006352
0.006344
19
0.006448
0.006440
0.006432
0.006424
0.006417
0.006410
0.006404
0.006398
0.006503
0.006495
0.006487
18
0.006471
0.006467
0.006597
0.006590
0.006583
0.006576
0.006570
0.006563
0.006558
0.006552
0.006547
17
0.006664
0.006659
0.006655
0.006651
0.006647
0.006644
0.006640
0.006637
0.006634
0.006631
0.006628
16
0.006737
0.006737
0.006737
0.006737
0.006737
0.006737
0.006737
0.006737
0.006737
0.006737
0.006737
15
0.006840
0.006845
0.006850
0.006855
0.006859
0.006863
0.006867
0.006870
0.006873
0.006877
0.006880
14
0.007153
0.007158
0.007163
0.007167
0.007171
0.007175
0.007179
0.007183
0.007051
0.007058
0.007064
13
0.007353
0.007364
0.007374
0.007384
0.007393
0.007245
0.007258
0.007270
0.007281
0.007292
0.007302
12
0.007617
0.007634
0.007650
0.007489
0.007509
0.007528
0.007546
0.007563
0.007579
0.007594
0.007608
11
0.007964
0.007785
0.007816
0.007845
0.007871
0.007897
0.007920
0.007943
0.007964
0.007821
0.007845
10
0.008193
0.008236
0.008276
0.008313
0.008347
0.008180
0.008218
0.008253
0.008286
0.008318
0.008347
9
0.008784
0.008838
0.008646
0.008703
0.008756
0.008805
0.008851
0.008684
0.008733
0.008778
0.008821
8
0.009296
0.009378
0.009453
0.009253
0.009330
0.009401
0.009467
0.009289
0.009356
0.009420
0.009479
7
0.010034
0.010153
0.010261
0.010044
0.010153
0.010253
0.010053
0.010153
0.010245
0.010060
0.010153
6
0.011129
0.011300
0.011050
0.011217
0.011368
0.011141
0.011289
0.011072
0.011217
0.011350
0.011150
5
0.012833
0.012539
0.012800
0.012522
0.012771
0.012508
0.012744
0.012959
0.012721
0.012926
0.012699
4
0.014905
0.015334
0.015001
0.014667
0.015084
0.014771
0.015157
0.014863
0.015223
0.014945
0.015281
3
0.018669
0.018214
0.019048
0.018631
0.019368
0.018984
0.018599
0.019286
0.018929
0.018571
0.019214
2
0.027073
0.026448
0.025823
0.025198
0.027073
0.026518
0.025962
0.025407
0.027073
0.026573
0.026073
1
0.048849
0.047599
0.046349
0.045099
0.043849
0.042599
0.050849
0.049849
0.048849
0.047849
0.046849
 
 
Salario (UMA)
Plazo
(años)
4.3
4.4
4.5
4.6
4.7
4.8
4.9
5.0
5.1
5.2
5.3
30
0.006027
0.006014
0.006003
0.006075
0.006063
0.006051
0.006039
0.006029
0.006018
0.006008
0.006070
29
0.005814
0.006014
0.006003
0.005878
0.005870
0.005861
0.005854
0.005846
0.006018
0.006008
0.005899
28
0.005814
0.005806
0.005799
0.005878
0.005870
0.005861
0.005854
0.005846
0.005838
0.005831
0.005729
27
0.005814
0.005806
0.005799
0.005682
0.005677
0.005672
0.005854
0.005846
0.005838
0.005831
0.005729
26
0.006082
0.006070
0.006058
0.006130
0.006118
0.006106
0.006095
0.006084
0.006073
0.006063
0.006125
25
0.006053
0.006132
0.006120
0.006109
0.006098
0.006088
0.006078
0.006068
0.006136
0.006125
0.006116
24
0.006125
0.006114
0.006104
0.006181
0.006170
0.006159
0.006149
0.006140
0.006130
0.006121
0.006112
23
0.006206
0.006196
0.006186
0.006176
0.006166
0.006157
0.006231
0.006221
0.006212
0.006203
0.006194
22
0.006205
0.006196
0.006279
0.006270
0.006260
0.006251
0.006242
0.006234
0.006226
0.006218
0.006288
21
0.006313
0.006304
0.006295
0.006287
0.006279
0.006272
0.006350
0.006342
0.006333
0.006326
0.006318
20
0.006337
0.006330
0.006419
0.006411
0.006403
0.006395
0.006388
0.006381
0.006374
0.006368
0.006362
19
0.006480
0.006473
0.006466
0.006460
0.006454
0.006448
0.006442
0.006437
0.006432
0.006427
0.006505
18
0.006542
0.006537
0.006532
0.006528
0.006524
0.006520
0.006516
0.006603
0.006597
0.006592
0.006587
17
0.006626
0.006623
0.006621
0.006619
0.006616
0.006712
0.006708
0.006704
0.006701
0.006697
0.006694
16
0.006737
0.006737
0.006846
0.006844
0.006841
0.006839
0.006837
0.006835
0.006833
0.006832
0.006830
15
0.006883
0.006885
0.006888
0.006891
0.006893
0.006895
0.006898
0.006900
0.006902
0.006904
0.006906
14
0.007070
0.007076
0.007082
0.007087
0.007092
0.007097
0.007102
0.007106
0.007110
0.007114
0.007118
13
0.007312
0.007321
0.007330
0.007338
0.007346
0.007353
0.007361
0.007368
0.007374
0.007381
0.007387
12
0.007621
0.007634
0.007646
0.007658
0.007539
0.007553
0.007566
0.007579
0.007591
0.007602
0.007613
11
0.007867
0.007888
0.007909
0.007928
0.007946
0.007964
0.007845
0.007864
0.007882
0.007900
0.007917
10
0.008204
0.008236
0.008266
0.008294
0.008321
0.008347
0.008222
0.008250
0.008276
0.008301
0.008324
9
0.008669
0.008714
0.008756
0.008795
0.008833
0.008698
0.008737
0.008774
0.008809
0.008843
0.008721
8
0.009317
0.009378
0.009435
0.009283
0.009341
0.009396
0.009447
0.009308
0.009361
0.009411
0.009458
7
0.010239
0.010067
0.010153
0.010233
0.010072
0.010153
0.010228
0.010077
0.010153
0.010224
0.010292
6
0.011281
0.011402
0.011217
0.011336
0.011157
0.011274
0.011384
0.011217
0.011324
0.011163
0.011269
5
0.012897
0.012679
0.012869
0.012661
0.012844
0.012644
0.012821
0.012629
0.012800
0.012959
0.012780
4
0.015018
0.015334
0.015084
0.014834
0.015143
0.014905
0.015197
0.014970
0.015247
0.015029
0.015292
3
0.018881
0.018548
0.019152
0.018839
0.018527
0.019097
0.018803
0.019325
0.019048
0.018770
0.019267
2
0.025573
0.027073
0.026619
0.026164
0.025710
0.027073
0.026657
0.026240
0.027458
0.027073
0.026689
1
0.045849
0.044849
0.051349
0.050515
0.049682
0.048849
0.048015
0.047182
0.046349
0.051706
0.050992
 
 
Salario (UMA)
Plazo
(años)
5.4
5.5
5.6
5.7
5.8
5.9
6.0
6.1
6.2
6.3
6.4
30
0.006060
0.006049
0.006039
0.006030
0.006021
0.006012
0.006067
0.006057
0.006048
0.006039
0.006031
29
0.005892
0.005884
0.005877
0.005870
0.006021
0.006012
0.005916
0.005909
0.005902
0.005895
0.005888
28
0.005892
0.005884
0.005877
0.005870
0.005863
0.005856
0.005765
0.005909
0.005902
0.005895
0.005888
27
0.005724
0.005719
0.005714
0.005870
0.005863
0.005856
0.005765
0.005760
0.005755
0.005750
0.005746
26
0.006115
0.006104
0.006095
0.006085
0.006076
0.006067
0.006122
0.006112
0.006103
0.006095
0.006086
25
0.006106
0.006097
0.006088
0.006079
0.006138
0.006129
0.006120
0.006112
0.006104
0.006096
0.006088
24
0.006178
0.006168
0.006159
0.006151
0.006142
0.006134
0.006126
0.006184
0.006175
0.006167
0.006159
23
0.006186
0.006177
0.006170
0.006233
0.006224
0.006216
0.006208
0.006200
0.006193
0.006186
0.006179
22
0.006279
0.006271
0.006263
0.006256
0.006248
0.006241
0.006234
0.006227
0.006287
0.006279
0.006272
21
0.006311
0.006304
0.006297
0.006290
0.006284
0.006349
0.006342
0.006335
0.006328
0.006322
0.006316
20
0.006356
0.006350
0.006421
0.006414
0.006408
0.006401
0.006395
0.006390
0.006384
0.006379
0.006373
19
0.006499
0.006493
0.006487
0.006482
0.006476
0.006471
0.006466
0.006462
0.006457
0.006452
0.006448
18
0.006583
0.006578
0.006574
0.006570
0.006565
0.006561
0.006558
0.006554
0.006550
0.006547
0.006543
17
0.006691
0.006688
0.006685
0.006682
0.006679
0.006676
0.006673
0.006671
0.006668
0.006666
0.006664
16
0.006828
0.006827
0.006825
0.006823
0.006822
0.006821
0.006819
0.006818
0.006817
0.006815
0.006814
15
0.006907
0.006909
0.006911
0.006912
0.006914
0.006915
0.006917
0.006918
0.006920
0.006921
0.006922
14
0.007122
0.007126
0.007129
0.007132
0.007136
0.007139
0.007142
0.007145
0.007148
0.007150
0.007153
13
0.007393
0.007398
0.007302
0.007309
0.007316
0.007323
0.007330
0.007336
0.007342
0.007348
0.007353
12
0.007624
0.007634
0.007644
0.007653
0.007557
0.007568
0.007579
0.007589
0.007598
0.007608
0.007617
11
0.007933
0.007949
0.007964
0.007978
0.007878
0.007894
0.007909
0.007923
0.007937
0.007951
0.007964
10
0.008347
0.008369
0.008260
0.008283
0.008305
0.008327
0.008347
0.008367
0.008269
0.008289
0.008309
9
0.008756
0.008789
0.008821
0.008851
0.008740
0.008771
0.008801
0.008830
0.008726
0.008756
0.008784
8
0.009330
0.009378
0.009424
0.009467
0.009348
0.009392
0.009435
0.009475
0.009364
0.009405
0.009444
7
0.010153
0.010220
0.010284
0.010153
0.010217
0.010278
0.010153
0.010214
0.010272
0.010153
0.010211
6
0.011368
0.011217
0.011315
0.011168
0.011264
0.011356
0.011217
0.011307
0.011392
0.011261
0.011345
5
0.012934
0.012762
0.012911
0.012744
0.012890
0.012728
0.012869
0.012713
0.012851
0.012699
0.012833
4
0.015084
0.015334
0.015134
0.014934
0.015180
0.014988
0.015223
0.015038
0.015262
0.015084
0.015299
3
0.019004
0.018741
0.019214
0.018964
0.018714
0.019167
0.018929
0.019351
0.019123
0.018896
0.019301
2
0.026304
0.027431
0.027073
0.026716
0.026359
0.027407
0.027073
0.026740
0.026407
0.027386
0.027073
1
0.050277
0.049563
0.048849
0.048135
0.047420
0.046706
0.051349
0.050724
0.050099
0.049474
0.048849
 
 
Salario (UMA)
Plazo
(años)
6.5
6.6
6.7
6.8
6.9
7.0
7.1
7.2
7.3
7.4
7.5
30
0.006023
0.006072
0.006064
0.006056
0.006047
0.006039
0.006032
0.006024
0.006069
0.006062
0.006054
29
0.006023
0.005935
0.005929
0.005922
0.005916
0.005909
0.005903
0.006024
0.005945
0.005939
0.005933
28
0.005882
0.005798
0.005793
0.005788
0.005916
0.005909
0.005903
0.005897
0.005821
0.005817
0.005812
27
0.005741
0.005798
0.005793
0.005788
0.005784
0.005779
0.005775
0.005770
0.005697
0.005817
0.005812
26
0.006078
0.006127
0.006119
0.006111
0.006102
0.006095
0.006087
0.006079
0.006124
0.006117
0.006109
25
0.006140
0.006132
0.006124
0.006117
0.006109
0.006102
0.006095
0.006142
0.006135
0.006127
0.006120
24
0.006152
0.006144
0.006137
0.006130
0.006181
0.006173
0.006166
0.006159
0.006153
0.006146
0.006140
23
0.006172
0.006226
0.006219
0.006212
0.006205
0.006198
0.006192
0.006186
0.006179
0.006228
0.006221
22
0.006265
0.006259
0.006252
0.006246
0.006240
0.006234
0.006286
0.006279
0.006273
0.006267
0.006261
21
0.006310
0.006304
0.006298
0.006292
0.006348
0.006342
0.006336
0.006330
0.006324
0.006319
0.006314
20
0.006368
0.006363
0.006422
0.006416
0.006411
0.006406
0.006400
0.006395
0.006391
0.006386
0.006381
19
0.006444
0.006506
0.006501
0.006496
0.006492
0.006487
0.006483
0.006479
0.006474
0.006470
0.006466
18
0.006540
0.006537
0.006601
0.006597
0.006593
0.006590
0.006586
0.006583
0.006579
0.006576
0.006573
17
0.006661
0.006659
0.006657
0.006655
0.006653
0.006651
0.006715
0.006712
0.006710
0.006707
0.006704
16
0.006813
0.006812
0.006811
0.006810
0.006809
0.006808
0.006807
0.006806
0.006805
0.006804
0.006803
15
0.006924
0.006925
0.006926
0.006927
0.006928
0.006929
0.006930
0.006931
0.006932
0.006933
0.006934
14
0.007156
0.007158
0.007160
0.007163
0.007165
0.007167
0.007169
0.007171
0.007173
0.007175
0.007177
13
0.007359
0.007364
0.007369
0.007374
0.007379
0.007384
0.007388
0.007393
0.007397
0.007324
0.007330
12
0.007626
0.007634
0.007642
0.007650
0.007658
0.007579
0.007587
0.007596
0.007604
0.007612
0.007619
11
0.007976
0.007888
0.007902
0.007915
0.007928
0.007940
0.007952
0.007964
0.007975
0.007897
0.007909
10
0.008329
0.008347
0.008365
0.008276
0.008294
0.008313
0.008330
0.008347
0.008363
0.008282
0.008299
9
0.008812
0.008838
0.008742
0.008769
0.008795
0.008821
0.008845
0.008756
0.008781
0.008805
0.008828
8
0.009338
0.009378
0.009416
0.009453
0.009353
0.009390
0.009426
0.009460
0.009366
0.009401
0.009435
7
0.010266
0.010153
0.010208
0.010261
0.010153
0.010206
0.010257
0.010153
0.010204
0.010253
0.010153
6
0.011217
0.011300
0.011379
0.011258
0.011336
0.011217
0.011294
0.011368
0.011255
0.011328
0.011398
5
0.012959
0.012816
0.012939
0.012800
0.012920
0.012785
0.012902
0.012771
0.012885
0.012757
0.012869
4
0.015127
0.015334
0.015167
0.015001
0.015205
0.015044
0.015240
0.015084
0.015273
0.015122
0.015304
3
0.019084
0.018866
0.019256
0.019048
0.018839
0.019214
0.019014
0.019368
0.019176
0.018984
0.019325
2
0.026761
0.026448
0.027368
0.027073
0.026779
0.026485
0.027351
0.027073
0.026796
0.026518
0.027337
1
0.048224
0.047599
0.051627
0.051071
0.050515
0.049960
0.049404
0.048849
0.048293
0.047738
0.051349
 
 
Salario (UMA)
Plazo
(años)
7.6
7.7
7.8
7.9
8.0
8.1
8.2
8.3
8.4
8.5
8.6
30
0.006047
0.006039
0.006032
0.006074
0.006067
0.006060
0.006053
0.006046
0.006039
0.006033
0.006071
29
0.005927
0.005921
0.005915
0.005959
0.005953
0.005948
0.005942
0.005936
0.005931
0.005926
0.005861
28
0.005927
0.005921
0.005915
0.005845
0.005840
0.005836
0.005831
0.005827
0.005931
0.005926
0.005861
27
0.005807
0.005803
0.005798
0.005730
0.005727
0.005724
0.005831
0.005827
0.005823
0.005818
0.005755
26
0.006102
0.006095
0.006088
0.006129
0.006122
0.006115
0.006108
0.006101
0.006095
0.006088
0.006126
25
0.006114
0.006107
0.006100
0.006143
0.006137
0.006130
0.006124
0.006117
0.006111
0.006105
0.006099
24
0.006185
0.006179
0.006172
0.006166
0.006159
0.006153
0.006147
0.006141
0.006183
0.006177
0.006171
23
0.006215
0.006209
0.006203
0.006197
0.006191
0.006186
0.006229
0.006223
0.006218
0.006212
0.006206
22
0.006256
0.006250
0.006244
0.006239
0.006285
0.006279
0.006274
0.006269
0.006263
0.006258
0.006253
21
0.006309
0.006304
0.006299
0.006347
0.006342
0.006336
0.006331
0.006327
0.006322
0.006317
0.006313
20
0.006377
0.006372
0.006423
0.006418
0.006413
0.006409
0.006404
0.006400
0.006395
0.006391
0.006387
19
0.006462
0.006459
0.006455
0.006451
0.006503
0.006499
0.006495
0.006491
0.006487
0.006484
0.006480
18
0.006570
0.006566
0.006563
0.006560
0.006558
0.006555
0.006552
0.006549
0.006600
0.006597
0.006594
17
0.006702
0.006700
0.006697
0.006695
0.006693
0.006691
0.006689
0.006687
0.006685
0.006683
0.006681
16
0.006802
0.006801
0.006801
0.006800
0.006799
0.006798
0.006797
0.006797
0.006796
0.006795
0.006795
15
0.006935
0.006936
0.006937
0.006938
0.006938
0.006939
0.006940
0.006941
0.006941
0.006942
0.006943
14
0.007179
0.007181
0.007183
0.007117
0.007119
0.007122
0.007124
0.007127
0.007129
0.007131
0.007134
13
0.007335
0.007339
0.007344
0.007349
0.007353
0.007358
0.007362
0.007366
0.007370
0.007374
0.007378
12
0.007627
0.007634
0.007641
0.007648
0.007655
0.007661
0.007594
0.007601
0.007608
0.007615
0.007621
11
0.007920
0.007932
0.007943
0.007953
0.007964
0.007974
0.007903
0.007914
0.007924
0.007935
0.007945
10
0.008315
0.008331
0.008347
0.008362
0.008286
0.008302
0.008318
0.008333
0.008347
0.008361
0.008291
9
0.008851
0.008768
0.008791
0.008813
0.008835
0.008856
0.008778
0.008800
0.008821
0.008841
0.008766
8
0.009467
0.009378
0.009411
0.009442
0.009473
0.009388
0.009420
0.009450
0.009479
0.009398
0.009427
7
0.010202
0.010249
0.010294
0.010200
0.010245
0.010289
0.010198
0.010242
0.010284
0.010197
0.010239
6
0.011289
0.011359
0.011252
0.011321
0.011387
0.011285
0.011350
0.011250
0.011315
0.011377
0.011281
5
0.012744
0.012854
0.012959
0.012840
0.012942
0.012826
0.012926
0.012813
0.012911
0.012800
0.012897
4
0.015157
0.015334
0.015191
0.015048
0.015223
0.015084
0.015253
0.015118
0.015281
0.015150
0.015308
3
0.019140
0.018955
0.019286
0.019107
0.018929
0.019249
0.019076
0.018904
0.019214
0.019048
0.019343
2
0.027073
0.026810
0.026547
0.027323
0.027073
0.026823
0.026573
0.027312
0.027073
0.026835
0.026597
1
0.050849
0.050349
0.049849
0.049349
0.048849
0.048349
0.051576
0.051122
0.050667
0.050212
0.049758
 
 
Salario (UMA)
Plazo
(años)
8.7
8.8
8.9
9.0
9.1
9.2
9.3
9.4
9.5
9.6
9.7
30
0.006064
0.006058
0.006052
0.006046
0.006039
0.006075
0.006069
0.006063
0.006057
0.006051
0.006045
29
0.005960
0.005955
0.005950
0.005944
0.005939
0.005878
0.005874
0.005966
0.005961
0.005956
0.005951
28
0.005856
0.005852
0.005848
0.005843
0.005839
0.005878
0.005874
0.005870
0.005866
0.005861
0.005857
27
0.005752
0.005749
0.005745
0.005843
0.005839
0.005780
0.005777
0.005773
0.005770
0.005767
0.005764
26
0.006120
0.006113
0.006107
0.006101
0.006095
0.006130
0.006124
0.006118
0.006112
0.006106
0.006100
25
0.006138
0.006132
0.006126
0.006120
0.006115
0.006109
0.006104
0.006140
0.006134
0.006129
0.006123
24
0.006165
0.006159
0.006154
0.006148
0.006143
0.006181
0.006175
0.006170
0.006165
0.006159
0.006154
23
0.006201
0.006196
0.006191
0.006230
0.006225
0.006220
0.006214
0.006209
0.006205
0.006200
0.006195
22
0.006248
0.006243
0.006284
0.006279
0.006274
0.006270
0.006265
0.006260
0.006256
0.006251
0.006247
21
0.006308
0.006304
0.006346
0.006342
0.006337
0.006333
0.006328
0.006324
0.006320
0.006316
0.006312
20
0.006383
0.006379
0.006375
0.006419
0.006415
0.006411
0.006407
0.006403
0.006399
0.006395
0.006392
19
0.006476
0.006473
0.006470
0.006466
0.006463
0.006460
0.006504
0.006500
0.006497
0.006494
0.006490
18
0.006591
0.006588
0.006585
0.006583
0.006580
0.006577
0.006575
0.006572
0.006570
0.006567
0.006565
17
0.006679
0.006677
0.006675
0.006673
0.006672
0.006670
0.006668
0.006667
0.006714
0.006712
0.006710
16
0.006794
0.006793
0.006793
0.006846
0.006845
0.006844
0.006843
0.006841
0.006840
0.006839
0.006838
15
0.006944
0.006944
0.006945
0.006946
0.006946
0.006947
0.006947
0.006948
0.006948
0.006949
0.006950
14
0.007136
0.007138
0.007140
0.007142
0.007144
0.007146
0.007148
0.007149
0.007151
0.007153
0.007155
13
0.007382
0.007385
0.007389
0.007393
0.007396
0.007399
0.007342
0.007346
0.007350
0.007353
0.007357
12
0.007628
0.007634
0.007640
0.007646
0.007652
0.007658
0.007598
0.007605
0.007611
0.007617
0.007623
11
0.007954
0.007964
0.007973
0.007909
0.007918
0.007928
0.007937
0.007946
0.007955
0.007964
0.007972
10
0.008305
0.008320
0.008334
0.008347
0.008360
0.008294
0.008308
0.008321
0.008334
0.008347
0.008359
9
0.008787
0.008807
0.008827
0.008846
0.008776
0.008795
0.008814
0.008833
0.008851
0.008784
0.008803
8
0.009456
0.009378
0.009407
0.009435
0.009462
0.009387
0.009415
0.009441
0.009467
0.009396
0.009422
7
0.010280
0.010195
0.010236
0.010276
0.010194
0.010233
0.010272
0.010192
0.010231
0.010268
0.010191
6
0.011343
0.011402
0.011309
0.011368
0.011277
0.011336
0.011392
0.011305
0.011361
0.011274
0.011330
5
0.012788
0.012883
0.012974
0.012869
0.012959
0.012857
0.012944
0.012844
0.012931
0.012833
0.012918
4
0.015180
0.015334
0.015209
0.015358
0.015236
0.015114
0.015262
0.015143
0.015287
0.015171
0.015311
3
0.019182
0.019021
0.019308
0.019152
0.018996
0.019275
0.019123
0.018972
0.019244
0.019097
0.019357
2
0.027301
0.027073
0.026846
0.026619
0.027291
0.027073
0.026856
0.026639
0.027282
0.027073
0.026865
1
0.049303
0.048849
0.051765
0.051349
0.050932
0.050515
0.050099
0.049682
0.049265
0.048849
0.051541
 
 
Salario (UMA)
Plazo
(años)
9.8
9.9
10.0
10.1
10.2
10.3
10.4
10.5
10.6
10.7
10.8
30
0.006039
0.006072
0.006067
0.006061
0.006056
0.006050
0.006045
0.006039
0.006070
0.006065
0.006060
29
0.005947
0.005890
0.005886
0.005971
0.005967
0.005962
0.005957
0.005953
0.005899
0.005896
0.005976
28
0.005854
0.005890
0.005886
0.005881
0.005877
0.005874
0.005870
0.005866
0.005814
0.005896
0.005892
27
0.005854
0.005798
0.005795
0.005792
0.005788
0.005785
0.005782
0.005779
0.005814
0.005811
0.005808
26
0.006095
0.006127
0.006122
0.006116
0.006111
0.006105
0.006100
0.006095
0.006125
0.006120
0.006115
25
0.006118
0.006113
0.006107
0.006141
0.006136
0.006131
0.006125
0.006120
0.006116
0.006111
0.006142
24
0.006149
0.006184
0.006179
0.006174
0.006169
0.006164
0.006159
0.006155
0.006150
0.006182
0.006178
23
0.006231
0.006226
0.006221
0.006217
0.006212
0.006207
0.006203
0.006198
0.006232
0.006227
0.006223
22
0.006284
0.006279
0.006275
0.006270
0.006266
0.006262
0.006258
0.006254
0.006288
0.006284
0.006279
21
0.006350
0.006346
0.006342
0.006337
0.006333
0.006329
0.006326
0.006322
0.006318
0.006314
0.006349
20
0.006388
0.006385
0.006381
0.006420
0.006416
0.006413
0.006409
0.006406
0.006402
0.006399
0.006395
19
0.006487
0.006484
0.006481
0.006478
0.006475
0.006472
0.006469
0.006466
0.006505
0.006502
0.006499
18
0.006562
0.006560
0.006603
0.006600
0.006597
0.006595
0.006592
0.006590
0.006587
0.006585
0.006583
17
0.006708
0.006706
0.006704
0.006703
0.006701
0.006699
0.006697
0.006696
0.006694
0.006692
0.006691
16
0.006837
0.006836
0.006835
0.006834
0.006833
0.006832
0.006832
0.006831
0.006830
0.006829
0.006828
15
0.006950
0.006951
0.006951
0.006952
0.006952
0.006953
0.006953
0.006954
0.006954
0.006955
0.006955
14
0.007156
0.007158
0.007160
0.007161
0.007163
0.007164
0.007166
0.007167
0.007169
0.007170
0.007171
13
0.007361
0.007364
0.007368
0.007371
0.007374
0.007377
0.007381
0.007384
0.007387
0.007390
0.007393
12
0.007629
0.007634
0.007640
0.007645
0.007650
0.007655
0.007661
0.007608
0.007613
0.007619
0.007624
11
0.007913
0.007922
0.007931
0.007939
0.007948
0.007956
0.007964
0.007971
0.007917
0.007925
0.007933
10
0.008298
0.008311
0.008323
0.008335
0.008347
0.008359
0.008301
0.008313
0.008324
0.008336
0.008347
9
0.008821
0.008838
0.008855
0.008792
0.008809
0.008826
0.008843
0.008782
0.008799
0.008815
0.008831
8
0.009447
0.009472
0.009404
0.009429
0.009453
0.009477
0.009411
0.009435
0.009458
0.009481
0.009417
7
0.010228
0.010265
0.010190
0.010226
0.010261
0.010296
0.010224
0.010258
0.010292
0.010222
0.010255
6
0.011384
0.011300
0.011353
0.011272
0.011324
0.011376
0.011296
0.011347
0.011396
0.011319
0.011368
5
0.012821
0.012905
0.012810
0.012893
0.012972
0.012881
0.012959
0.012869
0.012946
0.012858
0.012934
4
0.015197
0.015334
0.015223
0.015356
0.015247
0.015138
0.015270
0.015164
0.015292
0.015188
0.015313
3
0.019214
0.019071
0.019325
0.019187
0.019048
0.019295
0.019160
0.019025
0.019267
0.019135
0.019368
2
0.026657
0.027273
0.027073
0.026873
0.027458
0.027266
0.027073
0.026881
0.027444
0.027259
0.027073
1
0.051156
0.050772
0.050387
0.050003
0.049618
0.049233
0.051706
0.051349
0.050992
0.050635
0.050277
 
 
Salario (UMA)
Plazo
(años)
10.9
11.0
11.1
11.2
11.3
11.4
11.5
11.6
11.7
11.8
11.9
30
0.006054
0.006049
0.006044
0.006073
0.006068
0.006063
0.006058
0.006054
0.006049
0.006044
0.006071
29
0.005971
0.005967
0.005962
0.005912
0.005908
0.005904
0.005980
0.005975
0.005971
0.005967
0.005919
28
0.005888
0.005884
0.005880
0.005831
0.005828
0.005904
0.005901
0.005897
0.005893
0.005890
0.005843
27
0.005805
0.005801
0.005798
0.005750
0.005748
0.005825
0.005822
0.005819
0.005816
0.005813
0.005767
26
0.006110
0.006104
0.006099
0.006128
0.006123
0.006118
0.006113
0.006109
0.006104
0.006099
0.006126
25
0.006137
0.006132
0.006127
0.006123
0.006118
0.006114
0.006143
0.006138
0.006134
0.006129
0.006125
24
0.006173
0.006168
0.006164
0.006159
0.006155
0.006185
0.006181
0.006176
0.006172
0.006168
0.006164
23
0.006218
0.006214
0.006210
0.006206
0.006202
0.006233
0.006228
0.006224
0.006220
0.006216
0.006212
22
0.006275
0.006271
0.006267
0.006263
0.006259
0.006256
0.006287
0.006283
0.006279
0.006276
0.006272
21
0.006345
0.006342
0.006338
0.006334
0.006331
0.006327
0.006324
0.006320
0.006317
0.006349
0.006345
20
0.006392
0.006389
0.006386
0.006421
0.006417
0.006414
0.006411
0.006408
0.006405
0.006401
0.006398
19
0.006496
0.006493
0.006490
0.006487
0.006484
0.006482
0.006479
0.006476
0.006474
0.006471
0.006505
18
0.006580
0.006578
0.006576
0.006574
0.006572
0.006570
0.006567
0.006565
0.006602
0.006600
0.006597
17
0.006689
0.006688
0.006686
0.006685
0.006683
0.006682
0.006680
0.006679
0.006677
0.006715
0.006714
16
0.006827
0.006827
0.006826
0.006825
0.006824
0.006823
0.006823
0.006822
0.006821
0.006821
0.006820
15
0.006955
0.006956
0.006956
0.006957
0.006957
0.006957
0.006958
0.006958
0.006959
0.006959
0.006959
14
0.007173
0.007174
0.007175
0.007177
0.007178
0.007179
0.007180
0.007182
0.007183
0.007139
0.007140
13
0.007395
0.007398
0.007350
0.007353
0.007356
0.007360
0.007363
0.007366
0.007368
0.007371
0.007374
12
0.007629
0.007634
0.007639
0.007644
0.007649
0.007653
0.007658
0.007610
0.007615
0.007620
0.007625
11
0.007941
0.007949
0.007956
0.007964
0.007971
0.007978
0.007928
0.007935
0.007943
0.007950
0.007957
10
0.008358
0.008369
0.008314
0.008326
0.008336
0.008347
0.008358
0.008368
0.008316
0.008327
0.008337
9
0.008847
0.008789
0.008805
0.008821
0.008836
0.008851
0.008795
0.008811
0.008826
0.008840
0.008854
8
0.009440
0.009463
0.009401
0.009424
0.009446
0.009467
0.009408
0.009429
0.009451
0.009471
0.009414
7
0.010288
0.010220
0.010253
0.010284
0.010219
0.010250
0.010281
0.010217
0.010248
0.010278
0.010215
6
0.011293
0.011341
0.011388
0.011315
0.011362
0.011289
0.011336
0.011381
0.011311
0.011356
0.011400
5
0.012848
0.012922
0.012838
0.012911
0.012828
0.012900
0.012970
0.012890
0.012959
0.012879
0.012948
4
0.015211
0.015334
0.015234
0.015353
0.015255
0.015157
0.015276
0.015180
0.015296
0.015202
0.015315
3
0.019240
0.019112
0.019339
0.019214
0.019089
0.019312
0.019190
0.019068
0.019286
0.019167
0.019048
2
0.026888
0.027431
0.027252
0.027073
0.026895
0.027418
0.027246
0.027073
0.026901
0.027407
0.027240
1
0.049920
0.049563
0.049206
0.051515
0.051182
0.050849
0.050515
0.050182
0.049849
0.049515
0.051661
 
 
Salario (UMA)
Plazo
(años)
12.0
12.1
12.2
12.3
12.4
12.5
12.6
12.7
12.8
12.9
13.0
30
0.006067
0.006062
0.006057
0.006053
0.006048
0.006074
0.003414
0.003436
0.003458
0.003404
0.003425
29
0.005916
0.005912
0.005983
0.005979
0.005975
0.005930
0.003299
0.003322
0.003345
0.003290
0.003313
28
0.005840
0.005837
0.005909
0.005905
0.005902
0.005857
0.003299
0.003208
0.003232
0.003290
0.003201
27
0.005765
0.005762
0.005834
0.005831
0.005828
0.005785
0.003183
0.003208
0.003118
0.003177
0.003201
26
0.006122
0.006117
0.006112
0.006108
0.006103
0.006129
0.003470
0.003492
0.003513
0.003459
0.003480
25
0.006120
0.006116
0.006144
0.006139
0.006135
0.006131
0.003454
0.003477
0.003499
0.003444
0.003467
24
0.006159
0.006155
0.006184
0.006179
0.006175
0.006171
0.003525
0.003469
0.003493
0.003516
0.003461
23
0.006208
0.006204
0.006233
0.006229
0.006225
0.006221
0.003527
0.003551
0.003495
0.003519
0.003543
22
0.006268
0.006264
0.006261
0.006257
0.006287
0.006283
0.003538
0.003563
0.003588
0.003532
0.003557
21
0.006342
0.006338
0.006335
0.006331
0.006328
0.006325
0.003561
0.003588
0.003614
0.003557
0.003584
20
0.006395
0.006393
0.006390
0.006421
0.006418
0.006415
0.003599
0.003627
0.003655
0.003597
0.003624
19
0.006503
0.006500
0.006497
0.006495
0.006492
0.006490
0.003654
0.003683
0.003712
0.003654
0.003683
18
0.006595
0.006593
0.006591
0.006589
0.006587
0.006585
0.003729
0.003760
0.003700
0.003731
0.003761
17
0.006712
0.006711
0.006709
0.006707
0.006706
0.006704
0.003829
0.003768
0.003801
0.003834
0.003774
16
0.006819
0.006819
0.006818
0.006817
0.006817
0.006816
0.003862
0.003898
0.003836
0.003871
0.003906
15
0.006960
0.006960
0.006960
0.006961
0.006961
0.006961
0.003925
0.003964
0.003900
0.003939
0.003977
14
0.007142
0.007143
0.007145
0.007146
0.007148
0.007149
0.004025
0.004068
0.004003
0.004045
0.004086
13
0.007377
0.007380
0.007382
0.007385
0.007388
0.007390
0.004173
0.004220
0.004153
0.004200
0.004134
12
0.007630
0.007634
0.007639
0.007643
0.007647
0.007652
0.004261
0.004315
0.004367
0.004299
0.004350
11
0.007964
0.007970
0.007977
0.007930
0.007937
0.007944
0.004547
0.004475
0.004535
0.004464
0.004523
10
0.008347
0.008357
0.008367
0.008318
0.008328
0.008337
0.004655
0.004726
0.004650
0.004720
0.004646
9
0.008801
0.008816
0.008830
0.008844
0.008792
0.008807
0.005023
0.004942
0.005026
0.004946
0.005028
8
0.009435
0.009455
0.009475
0.009420
0.009440
0.009459
0.005391
0.005305
0.005405
0.005321
0.005236
7
0.010245
0.010275
0.010214
0.010243
0.010272
0.010212
0.005766
0.005672
0.005801
0.005708
0.005835
6
0.011331
0.011375
0.011307
0.011350
0.011392
0.011327
0.006425
0.006321
0.006489
0.006387
0.006285
5
0.012869
0.012937
0.012860
0.012926
0.012851
0.012916
0.007244
0.007125
0.007361
0.007244
0.007128
4
0.015223
0.015334
0.015243
0.015352
0.015262
0.015173
0.008334
0.008695
0.008556
0.008417
0.008766
3
0.019261
0.019145
0.019351
0.019237
0.019123
0.019325
0.010714
0.010536
0.010357
0.010973
0.010801
2
0.027073
0.026907
0.027396
0.027235
0.027073
0.026912
0.015573
0.015323
0.015073
0.014823
0.014573
1
0.051349
0.051036
0.050724
0.050411
0.050099
0.049786
0.025849
0.025349
0.024849
0.024349
0.023849
 
 
Salario (UMA)
Plazo
(años)
13.1
13.2
13.3
13.4
13.5
13.6
13.7
13.8
13.9
14.0
14.1
30
0.003446
0.003467
0.003414
0.003435
0.003456
0.003404
0.003425
0.003445
0.003464
0.003414
0.003434
29
0.003336
0.003248
0.003305
0.003327
0.003348
0.003297
0.003318
0.003340
0.003256
0.003310
0.003331
28
0.003225
0.003248
0.003305
0.003218
0.003241
0.003297
0.003212
0.003234
0.003256
0.003310
0.003228
27
0.003114
0.003138
0.003195
0.003218
0.003134
0.003189
0.003212
0.003129
0.003152
0.003206
0.003125
26
0.003501
0.003522
0.003470
0.003490
0.003511
0.003459
0.003480
0.003500
0.003520
0.003470
0.003489
25
0.003489
0.003435
0.003458
0.003480
0.003501
0.003449
0.003470
0.003491
0.003440
0.003462
0.003482
24
0.003484
0.003507
0.003529
0.003476
0.003499
0.003520
0.003468
0.003490
0.003512
0.003533
0.003483
23
0.003488
0.003512
0.003535
0.003558
0.003505
0.003528
0.003550
0.003498
0.003521
0.003543
0.003492
22
0.003582
0.003527
0.003551
0.003575
0.003521
0.003545
0.003569
0.003592
0.003540
0.003563
0.003586
21
0.003609
0.003554
0.003579
0.003604
0.003629
0.003575
0.003600
0.003624
0.003571
0.003595
0.003619
20
0.003651
0.003595
0.003622
0.003648
0.003593
0.003620
0.003645
0.003592
0.003617
0.003642
0.003667
19
0.003711
0.003654
0.003682
0.003709
0.003654
0.003681
0.003708
0.003654
0.003681
0.003707
0.003654
18
0.003703
0.003733
0.003763
0.003706
0.003735
0.003764
0.003708
0.003737
0.003765
0.003711
0.003739
17
0.003806
0.003747
0.003780
0.003811
0.003754
0.003785
0.003816
0.003759
0.003790
0.003820
0.003765
16
0.003846
0.003880
0.003821
0.003855
0.003888
0.003830
0.003864
0.003896
0.003840
0.003872
0.003904
15
0.003915
0.003953
0.003990
0.003929
0.003966
0.003906
0.003943
0.003978
0.003920
0.003956
0.003990
14
0.004023
0.004064
0.004104
0.004043
0.004083
0.004022
0.004061
0.004100
0.004040
0.004079
0.004020
13
0.004180
0.004225
0.004161
0.004206
0.004142
0.004187
0.004124
0.004168
0.004211
0.004150
0.004193
12
0.004283
0.004334
0.004268
0.004318
0.004368
0.004303
0.004352
0.004288
0.004337
0.004273
0.004322
11
0.004453
0.004511
0.004442
0.004500
0.004556
0.004489
0.004545
0.004478
0.004533
0.004467
0.004522
10
0.004715
0.004782
0.004709
0.004776
0.004704
0.004770
0.004699
0.004764
0.004694
0.004758
0.004690
9
0.004950
0.005030
0.004953
0.005033
0.004957
0.005035
0.004960
0.005037
0.004964
0.005039
0.004967
8
0.005336
0.005253
0.005351
0.005269
0.005366
0.005285
0.005380
0.005300
0.005393
0.005315
0.005407
7
0.005744
0.005867
0.005778
0.005688
0.005811
0.005723
0.005842
0.005756
0.005873
0.005788
0.005704
6
0.006450
0.006350
0.006511
0.006413
0.006315
0.006473
0.006377
0.006281
0.006437
0.006343
0.006495
5
0.007358
0.007244
0.007131
0.007356
0.007244
0.007133
0.007353
0.007244
0.007136
0.007351
0.007244
4
0.008631
0.008496
0.008361
0.008702
0.008571
0.008439
0.008770
0.008642
0.008513
0.008385
0.008709
3
0.010628
0.010456
0.011048
0.010881
0.010714
0.010548
0.010381
0.010956
0.010795
0.010634
0.010472
2
0.014323
0.015645
0.015407
0.015169
0.014931
0.014693
0.014454
0.014216
0.015483
0.015255
0.015028
1
0.029303
0.028849
0.028394
0.027940
0.027485
0.027031
0.026576
0.026122
0.025667
0.025212
0.024758
 
 
Salario (UMA)
Plazo
(años)
14.2
14.3
14.4
14.5
14.6
14.7
14.8
14.9
15.0
15.1
15.2
30
0.003454
0.003405
0.003424
0.003443
0.003462
0.003414
0.003433
0.003452
0.003470
0.003424
0.003442
29
0.003352
0.003303
0.003323
0.003343
0.003264
0.003315
0.003335
0.003355
0.003277
0.003327
0.003346
28
0.003249
0.003303
0.003222
0.003243
0.003264
0.003216
0.003237
0.003257
0.003277
0.003231
0.003251
27
0.003147
0.003200
0.003222
0.003143
0.003165
0.003216
0.003139
0.003160
0.003181
0.003134
0.003155
26
0.003509
0.003460
0.003479
0.003498
0.003517
0.003470
0.003488
0.003507
0.003525
0.003479
0.003497
25
0.003503
0.003453
0.003473
0.003493
0.003445
0.003465
0.003485
0.003504
0.003457
0.003476
0.003495
24
0.003504
0.003525
0.003475
0.003496
0.003516
0.003468
0.003488
0.003509
0.003528
0.003481
0.003501
23
0.003514
0.003536
0.003557
0.003507
0.003529
0.003550
0.003501
0.003522
0.003543
0.003495
0.003516
22
0.003534
0.003557
0.003579
0.003529
0.003552
0.003574
0.003524
0.003546
0.003568
0.003589
0.003541
21
0.003567
0.003591
0.003614
0.003564
0.003587
0.003610
0.003560
0.003583
0.003605
0.003627
0.003579
20
0.003615
0.003640
0.003664
0.003613
0.003637
0.003661
0.003611
0.003635
0.003658
0.003609
0.003632
19
0.003680
0.003706
0.003654
0.003680
0.003705
0.003654
0.003679
0.003704
0.003654
0.003679
0.003703
18
0.003766
0.003713
0.003741
0.003767
0.003715
0.003742
0.003768
0.003717
0.003744
0.003770
0.003720
17
0.003795
0.003824
0.003770
0.003799
0.003828
0.003775
0.003804
0.003832
0.003780
0.003808
0.003835
16
0.003848
0.003880
0.003911
0.003857
0.003888
0.003834
0.003865
0.003895
0.003843
0.003873
0.003902
15
0.003933
0.003968
0.003912
0.003946
0.003980
0.003925
0.003958
0.003991
0.003937
0.003970
0.003917
14
0.004058
0.004096
0.004038
0.004076
0.004019
0.004056
0.004092
0.004037
0.004073
0.004018
0.004053
13
0.004132
0.004175
0.004216
0.004157
0.004198
0.004140
0.004181
0.004221
0.004164
0.004204
0.004147
12
0.004369
0.004307
0.004354
0.004293
0.004339
0.004279
0.004325
0.004369
0.004311
0.004355
0.004297
11
0.004457
0.004511
0.004447
0.004501
0.004553
0.004490
0.004542
0.004480
0.004532
0.004471
0.004521
10
0.004753
0.004685
0.004747
0.004680
0.004742
0.004676
0.004737
0.004672
0.004732
0.004668
0.004727
9
0.005041
0.004970
0.005043
0.004973
0.005045
0.004976
0.005047
0.004979
0.005049
0.004982
0.005051
8
0.005330
0.005253
0.005344
0.005268
0.005357
0.005283
0.005370
0.005297
0.005383
0.005311
0.005396
7
0.005819
0.005736
0.005849
0.005767
0.005879
0.005798
0.005717
0.005827
0.005748
0.005856
0.005778
6
0.006402
0.006309
0.006459
0.006368
0.006514
0.006425
0.006336
0.006480
0.006392
0.006305
0.006447
5
0.007138
0.007349
0.007244
0.007140
0.007346
0.007244
0.007142
0.007344
0.007244
0.007144
0.007342
4
0.008584
0.008459
0.008773
0.008651
0.008529
0.008407
0.008715
0.008596
0.008477
0.008776
0.008659
3
0.011027
0.010871
0.010714
0.010558
0.010402
0.010942
0.010790
0.010639
0.010487
0.011008
0.010861
2
0.014801
0.014573
0.014346
0.015552
0.015334
0.015117
0.014900
0.014682
0.014465
0.015615
0.015407
1
0.024303
0.029265
0.028849
0.028432
0.028015
0.027599
0.027182
0.026765
0.026349
0.025932
0.025515
 
 
Salario (UMA)
Plazo
(años)
15.3
15.4
15.5
15.6
15.7
15.8
15.9
16.0
16.1
16.2
16.3
30
0.003460
0.003414
0.003433
0.003450
0.003468
0.003423
0.003441
0.003458
0.003414
0.003432
0.003449
29
0.003271
0.003320
0.003339
0.003357
0.003283
0.003331
0.003349
0.003277
0.003324
0.003342
0.003360
28
0.003271
0.003225
0.003245
0.003264
0.003283
0.003239
0.003258
0.003277
0.003233
0.003252
0.003271
27
0.003176
0.003225
0.003151
0.003171
0.003191
0.003147
0.003167
0.003186
0.003233
0.003162
0.003182
26
0.003515
0.003470
0.003488
0.003505
0.003523
0.003478
0.003496
0.003513
0.003470
0.003487
0.003504
25
0.003449
0.003468
0.003487
0.003505
0.003460
0.003479
0.003497
0.003453
0.003471
0.003489
0.003506
24
0.003520
0.003474
0.003494
0.003513
0.003532
0.003487
0.003506
0.003524
0.003480
0.003499
0.003517
23
0.003536
0.003556
0.003510
0.003530
0.003549
0.003504
0.003523
0.003543
0.003562
0.003518
0.003537
22
0.003562
0.003583
0.003536
0.003557
0.003578
0.003532
0.003552
0.003572
0.003592
0.003547
0.003567
21
0.003601
0.003623
0.003576
0.003597
0.003618
0.003572
0.003593
0.003614
0.003569
0.003590
0.003610
20
0.003655
0.003607
0.003630
0.003652
0.003605
0.003628
0.003650
0.003603
0.003626
0.003647
0.003669
19
0.003654
0.003678
0.003702
0.003654
0.003678
0.003701
0.003654
0.003677
0.003700
0.003654
0.003677
18
0.003745
0.003770
0.003721
0.003747
0.003771
0.003723
0.003748
0.003772
0.003725
0.003749
0.003703
17
0.003785
0.003812
0.003762
0.003789
0.003816
0.003767
0.003794
0.003820
0.003772
0.003798
0.003823
16
0.003851
0.003880
0.003909
0.003858
0.003887
0.003837
0.003866
0.003894
0.003845
0.003873
0.003901
15
0.003949
0.003981
0.003929
0.003960
0.003991
0.003940
0.003971
0.003921
0.003952
0.003982
0.003932
14
0.004088
0.004035
0.004070
0.004104
0.004051
0.004085
0.004033
0.004067
0.004100
0.004049
0.004082
13
0.004187
0.004225
0.004170
0.004208
0.004154
0.004192
0.004138
0.004176
0.004213
0.004160
0.004197
12
0.004341
0.004284
0.004327
0.004370
0.004314
0.004356
0.004301
0.004343
0.004288
0.004330
0.004371
11
0.004461
0.004511
0.004452
0.004501
0.004550
0.004492
0.004540
0.004482
0.004530
0.004473
0.004521
10
0.004664
0.004722
0.004779
0.004717
0.004774
0.004713
0.004769
0.004709
0.004764
0.004704
0.004759
9
0.004984
0.005053
0.004987
0.005054
0.004989
0.005056
0.004992
0.005058
0.004994
0.005059
0.004997
8
0.005324
0.005408
0.005337
0.005267
0.005350
0.005281
0.005362
0.005294
0.005374
0.005307
0.005386
7
0.005884
0.005807
0.005730
0.005835
0.005759
0.005862
0.005787
0.005712
0.005814
0.005741
0.005841
6
0.006361
0.006499
0.006415
0.006330
0.006467
0.006384
0.006300
0.006435
0.006353
0.006486
0.006405
5
0.007244
0.007146
0.007341
0.007244
0.007148
0.007339
0.007244
0.007150
0.007337
0.007244
0.007152
4
0.008543
0.008427
0.008720
0.008607
0.008493
0.008379
0.008667
0.008556
0.008445
0.008725
0.008616
3
0.010714
0.010567
0.010420
0.010929
0.010786
0.010643
0.010500
0.010992
0.010853
0.010714
0.010575
2
0.015198
0.014990
0.014782
0.014573
0.015673
0.015473
0.015273
0.015073
0.014873
0.014673
0.014473
1
0.025099
0.024682
0.029233
0.028849
0.028464
0.028080
0.027695
0.027310
0.026926
0.026541
0.026156
 
 
Salario (UMA)
Plazo
(años)
16.4
16.5
16.6
16.7
16.8
16.9
17.0
17.1
17.2
17.3
17.4
30
0.003465
0.003423
0.003440
0.003456
0.003414
0.003431
0.003447
0.003463
0.003423
0.003439
0.003454
29
0.003289
0.003335
0.003352
0.003283
0.003328
0.003345
0.003362
0.003294
0.003338
0.003355
0.003288
28
0.003201
0.003246
0.003265
0.003283
0.003241
0.003259
0.003277
0.003209
0.003253
0.003271
0.003288
27
0.003201
0.003158
0.003177
0.003196
0.003154
0.003173
0.003191
0.003209
0.003169
0.003187
0.003205
26
0.003520
0.003478
0.003495
0.003511
0.003470
0.003486
0.003502
0.003518
0.003478
0.003494
0.003510
25
0.003463
0.003481
0.003498
0.003456
0.003473
0.003491
0.003507
0.003466
0.003483
0.003500
0.003459
24
0.003473
0.003492
0.003510
0.003528
0.003485
0.003503
0.003520
0.003479
0.003496
0.003514
0.003531
23
0.003555
0.003512
0.003530
0.003549
0.003506
0.003525
0.003543
0.003561
0.003519
0.003537
0.003555
22
0.003586
0.003543
0.003562
0.003581
0.003538
0.003557
0.003576
0.003534
0.003552
0.003571
0.003589
21
0.003566
0.003586
0.003606
0.003626
0.003583
0.003603
0.003622
0.003579
0.003599
0.003618
0.003576
20
0.003623
0.003645
0.003666
0.003621
0.003642
0.003663
0.003620
0.003640
0.003660
0.003618
0.003638
19
0.003699
0.003654
0.003676
0.003698
0.003654
0.003676
0.003698
0.003654
0.003676
0.003697
0.003654
18
0.003727
0.003751
0.003705
0.003729
0.003752
0.003707
0.003730
0.003753
0.003709
0.003732
0.003754
17
0.003776
0.003802
0.003827
0.003781
0.003806
0.003830
0.003785
0.003809
0.003834
0.003789
0.003813
16
0.003853
0.003880
0.003907
0.003860
0.003887
0.003840
0.003867
0.003893
0.003847
0.003874
0.003899
15
0.003962
0.003992
0.003943
0.003973
0.003925
0.003954
0.003983
0.003936
0.003964
0.003992
0.003946
14
0.004031
0.004064
0.004096
0.004047
0.004079
0.004030
0.004062
0.004093
0.004045
0.004076
0.004029
13
0.004145
0.004182
0.004217
0.004166
0.004202
0.004151
0.004187
0.004221
0.004172
0.004206
0.004157
12
0.004317
0.004358
0.004304
0.004345
0.004292
0.004332
0.004371
0.004320
0.004359
0.004308
0.004346
11
0.004464
0.004511
0.004557
0.004502
0.004547
0.004493
0.004538
0.004484
0.004529
0.004476
0.004520
10
0.004700
0.004754
0.004696
0.004749
0.004692
0.004745
0.004688
0.004740
0.004684
0.004736
0.004680
9
0.005061
0.004999
0.004937
0.005001
0.004940
0.005004
0.004943
0.005006
0.004946
0.005008
0.004949
8
0.005320
0.005398
0.005332
0.005409
0.005344
0.005279
0.005355
0.005291
0.005367
0.005303
0.005378
7
0.005769
0.005867
0.005796
0.005724
0.005822
0.005751
0.005847
0.005778
0.005872
0.005803
0.005735
6
0.006324
0.006455
0.006376
0.006503
0.006425
0.006347
0.006473
0.006396
0.006319
0.006444
0.006368
5
0.007335
0.007244
0.007154
0.007334
0.007244
0.007155
0.007332
0.007244
0.007157
0.007331
0.007244
4
0.008508
0.008399
0.008674
0.008568
0.008461
0.008730
0.008626
0.008521
0.008417
0.008681
0.008579
3
0.011052
0.010917
0.010782
0.010647
0.010512
0.010977
0.010846
0.010714
0.010583
0.011035
0.010907
2
0.015535
0.015343
0.015150
0.014958
0.014766
0.014573
0.015592
0.015407
0.015222
0.015036
0.014851
1
0.025772
0.025387
0.029563
0.029206
0.028849
0.028492
0.028135
0.027777
0.027420
0.027063
0.026706
 
 
Salario (UMA)
Plazo
(años)
17.5
17.6
17.7
17.8
17.9
18.0
18.1
18.2
18.3
18.4
18.5
30
0.003470
0.003430
0.003446
0.003461
0.003422
0.003438
0.003453
0.003468
0.003430
0.003445
0.003460
29
0.003305
0.003348
0.003364
0.003299
0.003341
0.003357
0.003293
0.003309
0.003350
0.003366
0.003303
28
0.003222
0.003265
0.003282
0.003217
0.003260
0.003276
0.003293
0.003229
0.003271
0.003287
0.003225
27
0.003139
0.003182
0.003200
0.003136
0.003178
0.003196
0.003213
0.003150
0.003191
0.003208
0.003146
26
0.003525
0.003485
0.003501
0.003516
0.003477
0.003493
0.003508
0.003523
0.003485
0.003500
0.003515
25
0.003476
0.003492
0.003508
0.003469
0.003485
0.003501
0.003462
0.003478
0.003494
0.003509
0.003471
24
0.003490
0.003507
0.003524
0.003484
0.003501
0.003517
0.003534
0.003494
0.003511
0.003527
0.003488
23
0.003514
0.003531
0.003549
0.003508
0.003526
0.003543
0.003560
0.003520
0.003537
0.003554
0.003515
22
0.003548
0.003566
0.003584
0.003544
0.003562
0.003579
0.003539
0.003557
0.003575
0.003592
0.003553
21
0.003595
0.003614
0.003573
0.003592
0.003611
0.003629
0.003589
0.003607
0.003625
0.003585
0.003604
20
0.003658
0.003616
0.003636
0.003655
0.003614
0.003634
0.003653
0.003612
0.003632
0.003651
0.003670
19
0.003675
0.003696
0.003717
0.003675
0.003696
0.003716
0.003675
0.003695
0.003715
0.003674
0.003694
18
0.003711
0.003733
0.003755
0.003713
0.003735
0.003756
0.003714
0.003736
0.003758
0.003716
0.003738
17
0.003837
0.003793
0.003817
0.003773
0.003797
0.003820
0.003777
0.003800
0.003823
0.003781
0.003804
16
0.003854
0.003880
0.003905
0.003861
0.003886
0.003911
0.003868
0.003892
0.003849
0.003874
0.003898
15
0.003974
0.003928
0.003956
0.003984
0.003939
0.003966
0.003993
0.003949
0.003975
0.003932
0.003958
14
0.004060
0.004090
0.004043
0.004074
0.004103
0.004057
0.004087
0.004042
0.004071
0.004100
0.004055
13
0.004192
0.004225
0.004177
0.004210
0.004163
0.004196
0.004229
0.004182
0.004214
0.004168
0.004200
12
0.004296
0.004334
0.004372
0.004322
0.004360
0.004311
0.004348
0.004299
0.004336
0.004372
0.004325
11
0.004467
0.004511
0.004554
0.004503
0.004545
0.004494
0.004536
0.004486
0.004528
0.004478
0.004519
10
0.004732
0.004782
0.004728
0.004777
0.004723
0.004773
0.004719
0.004768
0.004716
0.004764
0.004712
9
0.005010
0.004952
0.005012
0.004954
0.005014
0.004957
0.005016
0.004960
0.005018
0.004962
0.005019
8
0.005315
0.005389
0.005327
0.005399
0.005338
0.005409
0.005349
0.005289
0.005360
0.005300
0.005370
7
0.005828
0.005761
0.005853
0.005786
0.005876
0.005811
0.005745
0.005835
0.005770
0.005858
0.005794
6
0.006490
0.006416
0.006341
0.006462
0.006388
0.006507
0.006434
0.006362
0.006479
0.006407
0.006336
5
0.007414
0.007329
0.007244
0.007411
0.007328
0.007244
0.007408
0.007326
0.007244
0.007406
0.007325
4
0.008477
0.008734
0.008634
0.008534
0.008434
0.008687
0.008589
0.008491
0.008738
0.008642
0.008545
3
0.010778
0.010650
0.010522
0.010964
0.010839
0.010714
0.010589
0.011019
0.010897
0.010775
0.010653
2
0.014666
0.015645
0.015466
0.015288
0.015109
0.014931
0.014752
0.014573
0.015522
0.015349
0.015177
1
0.026349
0.025992
0.025635
0.029515
0.029182
0.028849
0.028515
0.028182
0.027849
0.027515
0.027182
 
 
Salario (UMA)
Plazo
(años)
18.6
18.7
18.8
18.9
19.0
19.1
19.2
19.3
19.4
19.5
19.6
30
0.003422
0.003437
0.003452
0.003466
0.003429
0.003444
0.003458
0.003422
0.003436
0.003450
0.003464
29
0.003344
0.003359
0.003297
0.003313
0.003353
0.003368
0.003307
0.003346
0.003361
0.003301
0.003316
28
0.003265
0.003281
0.003220
0.003236
0.003276
0.003292
0.003232
0.003271
0.003286
0.003227
0.003243
27
0.003187
0.003204
0.003143
0.003160
0.003199
0.003216
0.003156
0.003195
0.003211
0.003153
0.003169
26
0.003477
0.003492
0.003507
0.003521
0.003484
0.003499
0.003513
0.003477
0.003491
0.003505
0.003519
25
0.003487
0.003502
0.003465
0.003480
0.003495
0.003510
0.003473
0.003488
0.003503
0.003467
0.003482
24
0.003505
0.003520
0.003483
0.003499
0.003514
0.003530
0.003493
0.003508
0.003524
0.003487
0.003502
23
0.003532
0.003548
0.003510
0.003527
0.003543
0.003559
0.003521
0.003538
0.003553
0.003517
0.003532
22
0.003570
0.003587
0.003549
0.003566
0.003582
0.003545
0.003561
0.003578
0.003541
0.003557
0.003574
21
0.003621
0.003582
0.003600
0.003618
0.003579
0.003597
0.003614
0.003576
0.003594
0.003611
0.003628
20
0.003630
0.003649
0.003667
0.003628
0.003647
0.003665
0.003626
0.003644
0.003662
0.003624
0.003642
19
0.003714
0.003674
0.003694
0.003713
0.003674
0.003693
0.003712
0.003673
0.003692
0.003711
0.003673
18
0.003759
0.003718
0.003739
0.003760
0.003720
0.003740
0.003760
0.003721
0.003741
0.003761
0.003723
17
0.003826
0.003785
0.003807
0.003829
0.003789
0.003811
0.003832
0.003792
0.003814
0.003835
0.003796
16
0.003856
0.003880
0.003904
0.003862
0.003886
0.003909
0.003868
0.003892
0.003851
0.003874
0.003897
15
0.003984
0.003941
0.003967
0.003993
0.003951
0.003976
0.003934
0.003960
0.003985
0.003944
0.003969
14
0.004084
0.004040
0.004069
0.004097
0.004053
0.004082
0.004038
0.004066
0.004094
0.004052
0.004079
13
0.004155
0.004187
0.004218
0.004173
0.004205
0.004160
0.004191
0.004222
0.004178
0.004208
0.004165
12
0.004361
0.004313
0.004349
0.004302
0.004338
0.004373
0.004327
0.004361
0.004316
0.004350
0.004305
11
0.004470
0.004511
0.004552
0.004503
0.004543
0.004495
0.004535
0.004487
0.004527
0.004480
0.004519
10
0.004759
0.004708
0.004755
0.004704
0.004751
0.004701
0.004747
0.004697
0.004743
0.004694
0.004739
9
0.004964
0.005021
0.004967
0.005023
0.004969
0.005025
0.004971
0.005026
0.004974
0.005028
0.004976
8
0.005312
0.005381
0.005323
0.005391
0.005333
0.005401
0.005344
0.005410
0.005354
0.005298
0.005364
7
0.005881
0.005817
0.005754
0.005840
0.005778
0.005863
0.005801
0.005739
0.005823
0.005762
0.005846
6
0.006452
0.006381
0.006495
0.006425
0.006356
0.006468
0.006400
0.006510
0.006442
0.006375
0.006484
5
0.007244
0.007403
0.007324
0.007244
0.007401
0.007323
0.007244
0.007398
0.007321
0.007244
0.007396
4
0.008449
0.008692
0.008598
0.008504
0.008741
0.008649
0.008556
0.008463
0.008697
0.008607
0.008516
3
0.010531
0.010952
0.010833
0.010714
0.010595
0.011005
0.010889
0.010772
0.010656
0.011055
0.010942
2
0.015005
0.014832
0.014660
0.015573
0.015407
0.015240
0.015073
0.014907
0.014740
0.015622
0.015461
1
0.026849
0.026515
0.026182
0.025849
0.029474
0.029161
0.028849
0.028536
0.028224
0.027911
0.027599
 
 
Salario (UMA)
Plazo
(años)
19.7
19.8
19.9
20.0
20.1
20.2
20.3
20.4
20.5
20.6
20.7
30
0.003429
0.003443
0.003456
0.003470
0.003435
0.003449
0.003462
0.003428
0.003442
0.003455
0.003468
29
0.003355
0.003296
0.003311
0.003325
0.003363
0.003305
0.003320
0.003357
0.003300
0.003314
0.003328
28
0.003281
0.003296
0.003238
0.003253
0.003291
0.003233
0.003248
0.003286
0.003229
0.003244
0.003258
27
0.003207
0.003149
0.003165
0.003181
0.003218
0.003162
0.003177
0.003214
0.003158
0.003174
0.003189
26
0.003484
0.003498
0.003511
0.003525
0.003490
0.003504
0.003517
0.003483
0.003497
0.003510
0.003523
25
0.003497
0.003461
0.003476
0.003490
0.003504
0.003469
0.003484
0.003498
0.003463
0.003477
0.003491
24
0.003517
0.003532
0.003497
0.003512
0.003526
0.003491
0.003506
0.003520
0.003486
0.003500
0.003515
23
0.003548
0.003512
0.003527
0.003543
0.003558
0.003523
0.003538
0.003553
0.003518
0.003533
0.003548
22
0.003590
0.003553
0.003569
0.003585
0.003549
0.003565
0.003581
0.003545
0.003561
0.003577
0.003592
21
0.003591
0.003608
0.003624
0.003588
0.003604
0.003621
0.003585
0.003601
0.003617
0.003582
0.003598
20
0.003660
0.003623
0.003640
0.003658
0.003621
0.003639
0.003656
0.003620
0.003637
0.003654
0.003618
19
0.003692
0.003710
0.003673
0.003691
0.003709
0.003672
0.003691
0.003709
0.003672
0.003690
0.003708
18
0.003743
0.003762
0.003724
0.003744
0.003763
0.003726
0.003745
0.003764
0.003727
0.003746
0.003765
17
0.003817
0.003778
0.003799
0.003820
0.003781
0.003802
0.003823
0.003785
0.003805
0.003826
0.003788
16
0.003857
0.003880
0.003903
0.003863
0.003886
0.003908
0.003869
0.003891
0.003853
0.003875
0.003896
15
0.003994
0.003953
0.003977
0.003937
0.003962
0.003986
0.003946
0.003970
0.003994
0.003955
0.003978
14
0.004037
0.004064
0.004091
0.004050
0.004077
0.004103
0.004062
0.004088
0.004048
0.004074
0.004100
13
0.004195
0.004225
0.004182
0.004212
0.004170
0.004199
0.004228
0.004187
0.004216
0.004174
0.004203
12
0.004340
0.004373
0.004329
0.004362
0.004318
0.004352
0.004308
0.004341
0.004374
0.004331
0.004363
11
0.004558
0.004511
0.004549
0.004504
0.004542
0.004496
0.004534
0.004489
0.004526
0.004481
0.004519
10
0.004690
0.004735
0.004780
0.004732
0.004776
0.004728
0.004772
0.004724
0.004768
0.004721
0.004764
9
0.005030
0.004978
0.005031
0.004980
0.005033
0.004982
0.005034
0.004984
0.005036
0.004986
0.005037
8
0.005308
0.005374
0.005319
0.005383
0.005329
0.005393
0.005339
0.005402
0.005349
0.005411
0.005358
7
0.005785
0.005867
0.005807
0.005748
0.005829
0.005770
0.005850
0.005792
0.005871
0.005814
0.005756
6
0.006417
0.006350
0.006458
0.006392
0.006498
0.006433
0.006368
0.006473
0.006409
0.006512
0.006449
5
0.007320
0.007244
0.007394
0.007319
0.007244
0.007392
0.007318
0.007244
0.007389
0.007317
0.007244
4
0.008745
0.008655
0.008566
0.008477
0.008702
0.008615
0.008527
0.008748
0.008661
0.008575
0.008489
3
0.010828
0.010714
0.010601
0.010992
0.010881
0.010770
0.010659
0.011040
0.010932
0.010823
0.010714
2
0.015299
0.015138
0.014977
0.014815
0.015667
0.015511
0.015355
0.015198
0.015042
0.014886
0.014730
1
0.027286
0.026974
0.026661
0.026349
0.026036
0.029437
0.029143
0.028849
0.028555
0.028261
0.027966
 
 
Salario (UMA)
Plazo
(años)
20.8
20.9
21.0
21.1
21.2
21.3
21.4
21.5
21.6
21.7
21.8
30
0.003435
0.003448
0.003461
0.003428
0.003441
0.003454
0.003466
0.003434
0.003447
0.003459
0.003427
29
0.003365
0.003309
0.003323
0.003359
0.003304
0.003318
0.003331
0.003366
0.003312
0.003326
0.003361
28
0.003295
0.003240
0.003254
0.003290
0.003235
0.003249
0.003264
0.003299
0.003245
0.003259
0.003294
27
0.003155
0.003170
0.003185
0.003221
0.003167
0.003181
0.003196
0.003163
0.003178
0.003192
0.003227
26
0.003490
0.003503
0.003516
0.003483
0.003496
0.003509
0.003521
0.003489
0.003502
0.003514
0.003482
25
0.003505
0.003471
0.003485
0.003499
0.003466
0.003479
0.003493
0.003506
0.003473
0.003487
0.003500
24
0.003529
0.003495
0.003509
0.003523
0.003490
0.003504
0.003518
0.003531
0.003499
0.003512
0.003526
23
0.003513
0.003528
0.003543
0.003557
0.003523
0.003538
0.003552
0.003519
0.003533
0.003547
0.003561
22
0.003557
0.003572
0.003588
0.003553
0.003568
0.003583
0.003550
0.003565
0.003579
0.003546
0.003561
21
0.003614
0.003579
0.003595
0.003611
0.003627
0.003592
0.003608
0.003623
0.003590
0.003605
0.003620
20
0.003635
0.003652
0.003668
0.003633
0.003650
0.003666
0.003632
0.003648
0.003664
0.003630
0.003646
19
0.003672
0.003690
0.003707
0.003672
0.003689
0.003706
0.003671
0.003689
0.003706
0.003671
0.003688
18
0.003728
0.003747
0.003766
0.003730
0.003748
0.003766
0.003731
0.003749
0.003767
0.003732
0.003750
17
0.003808
0.003828
0.003792
0.003811
0.003831
0.003795
0.003814
0.003834
0.003798
0.003817
0.003836
16
0.003858
0.003880
0.003901
0.003864
0.003885
0.003906
0.003870
0.003891
0.003911
0.003875
0.003896
15
0.003940
0.003963
0.003986
0.003948
0.003971
0.003994
0.003957
0.003979
0.003942
0.003965
0.003987
14
0.004060
0.004086
0.004047
0.004072
0.004097
0.004058
0.004084
0.004045
0.004070
0.004095
0.004057
13
0.004162
0.004191
0.004219
0.004179
0.004207
0.004167
0.004195
0.004222
0.004183
0.004210
0.004171
12
0.004321
0.004353
0.004311
0.004343
0.004374
0.004333
0.004364
0.004323
0.004354
0.004313
0.004344
11
0.004555
0.004511
0.004547
0.004504
0.004540
0.004497
0.004533
0.004490
0.004525
0.004483
0.004518
10
0.004717
0.004760
0.004714
0.004756
0.004711
0.004753
0.004707
0.004749
0.004704
0.004745
0.004701
9
0.004988
0.005039
0.004990
0.005040
0.004992
0.005041
0.004994
0.005043
0.004996
0.005044
0.004997
8
0.005305
0.005367
0.005315
0.005377
0.005325
0.005385
0.005334
0.005394
0.005344
0.005403
0.005353
7
0.005835
0.005778
0.005855
0.005799
0.005875
0.005819
0.005764
0.005840
0.005785
0.005859
0.005805
6
0.006386
0.006488
0.006425
0.006363
0.006464
0.006402
0.006501
0.006440
0.006379
0.006478
0.006418
5
0.007387
0.007316
0.007244
0.007385
0.007315
0.007244
0.007383
0.007314
0.007244
0.007381
0.007313
4
0.008707
0.008622
0.008537
0.008751
0.008667
0.008584
0.008501
0.008711
0.008629
0.008547
0.008753
3
0.010606
0.010980
0.010874
0.010768
0.010661
0.011027
0.010923
0.010818
0.010714
0.010610
0.010969
2
0.015558
0.015407
0.015255
0.015104
0.014952
0.014801
0.015603
0.015456
0.015309
0.015162
0.015015
1
0.027672
0.027378
0.027084
0.026790
0.026496
0.026202
0.029404
0.029127
0.028849
0.028571
0.028293
 
 
Salario (UMA)
Plazo
(años)
21.9
22.0
22.1
22.2
22.3
22.4
22.5
22.6
22.7
22.8
22.9
30
0.003440
0.003452
0.003465
0.003433
0.003446
0.003458
0.003470
0.003439
0.003451
0.003463
0.003433
29
0.003307
0.003321
0.003334
0.003368
0.003316
0.003329
0.003341
0.003311
0.003324
0.003336
0.003369
28
0.003241
0.003255
0.003268
0.003302
0.003250
0.003264
0.003277
0.003246
0.003260
0.003273
0.003242
27
0.003175
0.003189
0.003203
0.003171
0.003185
0.003199
0.003149
0.003182
0.003196
0.003209
0.003179
26
0.003495
0.003507
0.003520
0.003488
0.003501
0.003513
0.003525
0.003494
0.003506
0.003518
0.003488
25
0.003468
0.003481
0.003494
0.003507
0.003475
0.003488
0.003501
0.003470
0.003483
0.003495
0.003508
24
0.003493
0.003507
0.003520
0.003534
0.003502
0.003515
0.003528
0.003497
0.003510
0.003523
0.003492
23
0.003529
0.003543
0.003557
0.003524
0.003538
0.003552
0.003520
0.003534
0.003547
0.003561
0.003529
22
0.003575
0.003590
0.003557
0.003572
0.003586
0.003554
0.003568
0.003582
0.003550
0.003564
0.003578
21
0.003587
0.003602
0.003617
0.003584
0.003599
0.003614
0.003629
0.003597
0.003611
0.003626
0.003594
20
0.003662
0.003628
0.003644
0.003660
0.003627
0.003642
0.003658
0.003625
0.003641
0.003656
0.003624
19
0.003705
0.003671
0.003688
0.003704
0.003671
0.003687
0.003704
0.003670
0.003687
0.003703
0.003670
18
0.003768
0.003733
0.003751
0.003768
0.003734
0.003752
0.003769
0.003736
0.003753
0.003770
0.003737
17
0.003801
0.003820
0.003785
0.003804
0.003823
0.003788
0.003807
0.003825
0.003791
0.003809
0.003828
16
0.003860
0.003880
0.003900
0.003865
0.003885
0.003905
0.003870
0.003890
0.003910
0.003875
0.003895
15
0.003950
0.003972
0.003994
0.003958
0.003980
0.003944
0.003966
0.003987
0.003952
0.003974
0.003995
14
0.004081
0.004044
0.004068
0.004092
0.004055
0.004079
0.004103
0.004066
0.004090
0.004053
0.004077
13
0.004198
0.004225
0.004187
0.004213
0.004175
0.004202
0.004228
0.004190
0.004217
0.004179
0.004205
12
0.004374
0.004334
0.004364
0.004325
0.004355
0.004315
0.004345
0.004375
0.004336
0.004365
0.004326
11
0.004553
0.004511
0.004546
0.004504
0.004539
0.004498
0.004532
0.004491
0.004525
0.004558
0.004518
10
0.004742
0.004782
0.004738
0.004778
0.004735
0.004774
0.004732
0.004771
0.004728
0.004767
0.004725
9
0.005045
0.004999
0.005047
0.005001
0.005048
0.005002
0.005049
0.005004
0.005050
0.005006
0.005051
8
0.005411
0.005362
0.005312
0.005370
0.005321
0.005379
0.005331
0.005387
0.005339
0.005396
0.005348
7
0.005879
0.005825
0.005771
0.005844
0.005791
0.005863
0.005811
0.005882
0.005830
0.005778
0.005849
6
0.006514
0.006455
0.006395
0.006491
0.006433
0.006374
0.006469
0.006411
0.006504
0.006447
0.006389
5
0.007244
0.007380
0.007312
0.007244
0.007378
0.007311
0.007244
0.007376
0.007310
0.007244
0.007374
4
0.008673
0.008592
0.008511
0.008715
0.008635
0.008556
0.008756
0.008678
0.008599
0.008521
0.008718
3
0.010867
0.010765
0.010663
0.011014
0.010914
0.010814
0.010714
0.011057
0.010959
0.010861
0.010763
2
0.014868
0.015645
0.015502
0.015359
0.015216
0.015073
0.014931
0.015685
0.015546
0.015407
0.015268
1
0.028015
0.027738
0.027460
0.027182
0.026904
0.026627
0.026349
0.029375
0.029112
0.028849
0.028586
 
 
Salario (UMA)
Plazo
(años)
23.0
23.1
23.2
23.3
23.4
23.5
23.6
23.7
23.8
23.9
24.0
30
0.003445
0.003457
0.003468
0.003438
0.003450
0.003462
0.003432
0.003444
0.003455
0.003467
0.003438
29
0.003319
0.003331
0.003344
0.003314
0.003326
0.003339
0.003371
0.003321
0.003334
0.003346
0.003317
28
0.003255
0.003268
0.003281
0.003251
0.003264
0.003277
0.003247
0.003260
0.003273
0.003285
0.003256
27
0.003192
0.003206
0.003157
0.003189
0.003202
0.003154
0.003186
0.003199
0.003212
0.003164
0.003196
26
0.003500
0.003512
0.003523
0.003493
0.003505
0.003517
0.003487
0.003499
0.003510
0.003522
0.003493
25
0.003477
0.003490
0.003502
0.003472
0.003484
0.003496
0.003508
0.003479
0.003491
0.003503
0.003473
24
0.003505
0.003518
0.003531
0.003500
0.003513
0.003526
0.003495
0.003508
0.003520
0.003533
0.003503
23
0.003543
0.003556
0.003525
0.003538
0.003552
0.003521
0.003534
0.003547
0.003560
0.003530
0.003543
22
0.003592
0.003561
0.003574
0.003588
0.003557
0.003571
0.003584
0.003554
0.003567
0.003581
0.003550
21
0.003609
0.003623
0.003591
0.003606
0.003620
0.003589
0.003603
0.003617
0.003586
0.003600
0.003614
20
0.003639
0.003654
0.003669
0.003637
0.003652
0.003667
0.003636
0.003651
0.003665
0.003634
0.003649
19
0.003686
0.003702
0.003670
0.003686
0.003702
0.003717
0.003686
0.003701
0.003716
0.003685
0.003700
18
0.003754
0.003770
0.003738
0.003755
0.003771
0.003739
0.003755
0.003772
0.003740
0.003756
0.003772
17
0.003794
0.003812
0.003830
0.003797
0.003815
0.003832
0.003800
0.003817
0.003835
0.003802
0.003820
16
0.003861
0.003880
0.003899
0.003866
0.003885
0.003904
0.003871
0.003890
0.003908
0.003875
0.003894
15
0.003960
0.003981
0.003946
0.003967
0.003988
0.003954
0.003974
0.003995
0.003961
0.003982
0.003948
14
0.004100
0.004064
0.004087
0.004052
0.004075
0.004098
0.004063
0.004085
0.004050
0.004073
0.004095
13
0.004168
0.004194
0.004220
0.004183
0.004208
0.004172
0.004197
0.004222
0.004187
0.004211
0.004176
12
0.004356
0.004317
0.004346
0.004375
0.004337
0.004366
0.004328
0.004356
0.004319
0.004347
0.004375
11
0.004551
0.004511
0.004544
0.004505
0.004537
0.004498
0.004531
0.004492
0.004524
0.004556
0.004518
10
0.004764
0.004722
0.004760
0.004719
0.004757
0.004716
0.004754
0.004713
0.004750
0.004710
0.004747
9
0.005007
0.005053
0.005009
0.005054
0.005010
0.005055
0.005012
0.005056
0.005013
0.005057
0.005015
8
0.005404
0.005357
0.005412
0.005365
0.005318
0.005373
0.005327
0.005381
0.005335
0.005389
0.005344
7
0.005797
0.005867
0.005816
0.005765
0.005835
0.005784
0.005853
0.005803
0.005871
0.005821
0.005772
6
0.006482
0.006425
0.006516
0.006460
0.006404
0.006495
0.006439
0.006384
0.006473
0.006418
0.006507
5
0.007309
0.007244
0.007373
0.007309
0.007244
0.007371
0.007308
0.007244
0.007369
0.007307
0.007244
4
0.008642
0.008565
0.008758
0.008682
0.008607
0.008531
0.008722
0.008647
0.008573
0.008760
0.008687
3
0.010665
0.011003
0.010907
0.010810
0.010714
0.011044
0.010950
0.010856
0.010761
0.010667
0.010992
2
0.015129
0.014990
0.014851
0.015587
0.015452
0.015317
0.015182
0.015046
0.014911
0.015626
0.015495
1
0.028322
0.028059
0.027796
0.027533
0.027270
0.027007
0.026744
0.029599
0.029349
0.029099
0.028849
 
 
Salario (UMA)
Plazo
(años)
24.1
24.2
24.3
24.4
24.5
24.6
24.7
24.8
24.9
25.0
30
0.003449
0.003460
0.003432
0.003443
0.003454
0.003465
0.003437
0.003448
0.003459
0.003470
29
0.003329
0.003341
0.003372
0.003324
0.003336
0.003348
0.003319
0.003331
0.003343
0.003354
28
0.003269
0.003281
0.003252
0.003265
0.003277
0.003230
0.003261
0.003273
0.003285
0.003239
27
0.003208
0.003161
0.003192
0.003205
0.003158
0.003171
0.003202
0.003214
0.003168
0.003181
26
0.003504
0.003516
0.003487
0.003498
0.003509
0.003520
0.003492
0.003503
0.003514
0.003525
25
0.003485
0.003497
0.003509
0.003480
0.003492
0.003504
0.003475
0.003487
0.003498
0.003510
24
0.003516
0.003528
0.003499
0.003511
0.003523
0.003494
0.003506
0.003518
0.003530
0.003502
23
0.003555
0.003526
0.003539
0.003551
0.003522
0.003534
0.003547
0.003559
0.003530
0.003543
22
0.003564
0.003577
0.003590
0.003560
0.003574
0.003586
0.003557
0.003570
0.003583
0.003554
21
0.003628
0.003598
0.003612
0.003625
0.003595
0.003609
0.003622
0.003593
0.003606
0.003620
20
0.003663
0.003633
0.003647
0.003661
0.003631
0.003646
0.003660
0.003630
0.003644
0.003658
19
0.003716
0.003685
0.003700
0.003715
0.003684
0.003699
0.003714
0.003684
0.003699
0.003713
18
0.003741
0.003757
0.003773
0.003742
0.003758
0.003727
0.003743
0.003759
0.003728
0.003744
17
0.003837
0.003805
0.003822
0.003791
0.003808
0.003825
0.003793
0.003810
0.003827
0.003796
16
0.003861
0.003880
0.003899
0.003866
0.003885
0.003903
0.003871
0.003889
0.003907
0.003876
15
0.003968
0.003988
0.003955
0.003975
0.003995
0.003962
0.003982
0.003950
0.003969
0.003989
14
0.004061
0.004083
0.004049
0.004071
0.004093
0.004059
0.004081
0.004102
0.004069
0.004091
13
0.004201
0.004225
0.004190
0.004214
0.004180
0.004204
0.004228
0.004194
0.004217
0.004183
12
0.004339
0.004366
0.004330
0.004357
0.004321
0.004348
0.004375
0.004340
0.004367
0.004331
11
0.004549
0.004511
0.004543
0.004505
0.004536
0.004499
0.004530
0.004493
0.004523
0.004554
10
0.004707
0.004744
0.004780
0.004741
0.004777
0.004738
0.004773
0.004735
0.004770
0.004732
9
0.005058
0.005016
0.005059
0.005018
0.005060
0.005019
0.005061
0.005020
0.004979
0.005022
8
0.005397
0.005352
0.005405
0.005360
0.005412
0.005368
0.005324
0.005376
0.005332
0.005383
7
0.005839
0.005790
0.005857
0.005808
0.005874
0.005826
0.005778
0.005843
0.005796
0.005860
6
0.006452
0.006398
0.006486
0.006432
0.006378
0.006465
0.006412
0.006498
0.006445
0.006392
5
0.007368
0.007306
0.007244
0.007366
0.007305
0.007244
0.007365
0.007305
0.007244
0.007363
4
0.008613
0.008540
0.008725
0.008653
0.008580
0.008762
0.008691
0.008620
0.008548
0.008728
3
0.010899
0.010807
0.010714
0.011032
0.010942
0.010851
0.010760
0.010669
0.010982
0.010893
2
0.015363
0.015231
0.015100
0.014968
0.015663
0.015535
0.015407
0.015279
0.015150
0.015022
1
0.028599
0.028349
0.028099
0.027849
0.027599
0.027349
0.027099
0.026849
0.029563
0.029325
 
TABLA "C"
FACTORES DE DESCUENTO PARA EL RÉGIMEN ESPECIAL DE AMORTIZACIÓN (REA)
 
Salario (UMA)
Plazo
(años)
1.0
1.1
1.2
1.3
1.4
1.5
1.6
1.7
1.8
1.9
2.0
30
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
29
0.010414
0.010414
0.010414
0.010414
0.009764
0.010414
0.010414
0.010414
0.010414
0.010414
0.009962
28
0.010414
0.010414
0.010414
0.010414
0.009764
0.009802
0.010414
0.010414
0.010414
0.010414
0.009962
27
0.010414
0.010414
0.010414
0.010414
0.009764
0.009802
0.009836
0.010414
0.010414
0.010414
0.009962
26
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
23
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
20
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
19
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
18
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
7
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
 
 
Salario (UMA)
Plazo
(años)
2.1
2.2
2.3
2.4
2.5
2.6
2.7
2.8
2.9
3.0
3.1
30
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
29
0.009981
0.010414
0.010414
0.010414
0.010414
0.010414
0.010079
0.010089
0.010414
0.010414
0.010414
28
0.009981
0.009998
0.010414
0.010414
0.010414
0.010414
0.010079
0.010089
0.010099
0.010108
0.010414
27
0.009981
0.009998
0.010014
0.010029
0.010414
0.010414
0.010079
0.010089
0.010099
0.010108
0.010117
26
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
23
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
20
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
19
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
18
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
7
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
 
 
Salario (UMA)
Plazo
(años)
3.2
3.3
3.4
3.5
3.6
3.7
3.8
3.9
4.0
4.1
4.2
30
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
29
0.010414
0.010140
0.010147
0.010154
0.010414
0.010414
0.010414
0.010414
0.010188
0.010193
0.010198
28
0.010414
0.010140
0.010147
0.010154
0.010160
0.010167
0.010414
0.010414
0.010188
0.010193
0.010198
27
0.010125
0.010140
0.010147
0.010154
0.010160
0.010167
0.010172
0.010178
0.009962
0.010193
0.010198
26
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
23
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
20
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
19
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
18
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
7
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
 
 
Salario (UMA)
Plazo
(años)
4.3
4.4
4.5
4.6
4.7
4.8
4.9
5.0
5.1
5.2
5.3
30
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
29
0.010202
0.010414
0.010414
0.010218
0.010222
0.010225
0.010229
0.010232
0.010414
0.010414
0.010244
28
0.010202
0.010206
0.010210
0.010218
0.010222
0.010225
0.010229
0.010232
0.010235
0.010238
0.010073
27
0.010202
0.010206
0.010210
0.010021
0.010029
0.010036
0.010229
0.010232
0.010235
0.010238
0.010073
26
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
23
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
20
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
19
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
18
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
7
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
 
 
Salario (UMA)
Plazo
(años)
5.4
5.5
5.6
5.7
5.8
5.9
6.0
6.1
6.2
6.3
6.4
30
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
29
0.010247
0.010249
0.010252
0.010254
0.010414
0.010414
0.010264
0.010266
0.010268
0.010270
0.010272
28
0.010247
0.010249
0.010252
0.010254
0.010257
0.010259
0.010113
0.010266
0.010268
0.010270
0.010272
27
0.010079
0.010084
0.010089
0.010254
0.010257
0.010259
0.010113
0.010117
0.010121
0.010125
0.010129
26
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
23
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
20
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
19
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
18
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
7
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
 
 
Salario (UMA)
Plazo
(años)
6.5
6.6
6.7
6.8
6.9
7.0
7.1
7.2
7.3
7.4
7.5
30
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
29
0.010414
0.010277
0.010279
0.010281
0.010283
0.010284
0.010286
0.010414
0.010291
0.010292
0.010293
28
0.010274
0.010140
0.010144
0.010147
0.010283
0.010284
0.010286
0.010287
0.010167
0.010169
0.010172
27
0.010133
0.010140
0.010144
0.010147
0.010151
0.010154
0.010157
0.010160
0.010043
0.010169
0.010172
26
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
23
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
20
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
19
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
18
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
7
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
 
 
Salario (UMA)
Plazo
(años)
7.6
7.7
7.8
7.9
8.0
8.1
8.2
8.3
8.4
8.5
8.6
30
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
29
0.010295
0.010296
0.010297
0.010300
0.010301
0.010303
0.010304
0.010305
0.010306
0.010307
0.010204
28
0.010295
0.010296
0.010297
0.010186
0.010188
0.010191
0.010193
0.010195
0.010306
0.010307
0.010204
27
0.010175
0.010178
0.010180
0.010071
0.010075
0.010079
0.010193
0.010195
0.010198
0.010200
0.010099
26
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
23
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
20
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
19
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
18
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
7
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
 
 
Salario (UMA)
Plazo
(años)
8.7
8.8
8.9
9.0
9.1
9.2
9.3
9.4
9.5
9.6
9.7
30
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
29
0.010310
0.010311
0.010312
0.010313
0.010314
0.010218
0.010220
0.010318
0.010319
0.010320
0.010321
28
0.010206
0.010208
0.010210
0.010212
0.010214
0.010218
0.010220
0.010222
0.010223
0.010225
0.010227
27
0.010102
0.010105
0.010108
0.010212
0.010214
0.010120
0.010122
0.010125
0.010128
0.010130
0.010133
26
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
23
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
20
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
19
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
18
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
7
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
 
 
Salario (UMA)
Plazo
(años)
9.8
9.9
10.0
10.1
10.2
10.3
10.4
10.5
10.6
10.7
10.8
30
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
29
0.010322
0.010232
0.010233
0.010325
0.010325
0.010326
0.010327
0.010328
0.010244
0.010245
0.010331
28
0.010229
0.010232
0.010233
0.010235
0.010236
0.010238
0.010239
0.010241
0.010158
0.010245
0.010247
27
0.010229
0.010140
0.010143
0.010145
0.010147
0.010150
0.010152
0.010154
0.010158
0.010160
0.010163
26
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
23
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
20
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
19
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
18
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
7
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
 
 
Salario (UMA)
Plazo
(años)
10.9
11.0
11.1
11.2
11.3
11.4
11.5
11.6
11.7
11.8
11.9
30
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
29
0.010331
0.010332
0.010332
0.010253
0.010254
0.010255
0.010336
0.010336
0.010337
0.010337
0.010262
28
0.010248
0.010249
0.010250
0.010172
0.010174
0.010255
0.010257
0.010258
0.010259
0.010260
0.010186
27
0.010165
0.010167
0.010168
0.010092
0.010094
0.010176
0.010178
0.010180
0.010181
0.010183
0.010110
26
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
23
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
20
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
19
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
18
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
7
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
 
 
Salario (UMA)
Plazo
(años)
12.0
12.1
12.2
12.3
12.4
12.5
12.6
12.7
12.8
12.9
13.0
30
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
29
0.010264
0.010265
0.010340
0.010341
0.010341
0.010270
0.010299
0.010300
0.010301
0.010301
0.010303
28
0.010188
0.010190
0.010266
0.010267
0.010268
0.010198
0.010299
0.010186
0.010188
0.010301
0.010191
27
0.010113
0.010115
0.010191
0.010193
0.010194
0.010125
0.010183
0.010186
0.010075
0.010188
0.010191
26
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
23
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
20
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
19
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
18
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
7
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
 
 
Salario (UMA)
Plazo
(años)
13.1
13.2
13.3
13.4
13.5
13.6
13.7
13.8
13.9
14.0
14.1
30
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
29
0.010304
0.010195
0.010305
0.010306
0.010307
0.010307
0.010308
0.010309
0.010206
0.010310
0.010311
28
0.010193
0.010195
0.010305
0.010198
0.010200
0.010307
0.010202
0.010204
0.010206
0.010310
0.010208
27
0.010082
0.010086
0.010195
0.010198
0.010092
0.010200
0.010202
0.010099
0.010102
0.010206
0.010105
26
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
23
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
20
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
19
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
18
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
7
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
 
 
Salario (UMA)
Plazo
(años)
14.2
14.3
14.4
14.5
14.6
14.7
14.8
14.9
15.0
15.1
15.2
30
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
29
0.010312
0.010312
0.010313
0.010314
0.010216
0.010315
0.010316
0.010317
0.010222
0.010318
0.010319
28
0.010210
0.010312
0.010212
0.010214
0.010216
0.010216
0.010218
0.010220
0.010222
0.010222
0.010223
27
0.010108
0.010210
0.010212
0.010114
0.010117
0.010216
0.010120
0.010122
0.010125
0.010125
0.010128
26
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
23
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
20
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
19
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
18
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
7
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
 
 
Salario (UMA)
Plazo
(años)
15.3
15.4
15.5
15.6
15.7
15.8
15.9
16.0
16.1
16.2
16.3
30
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
29
0.010225
0.010320
0.010321
0.010322
0.010230
0.010322
0.010323
0.010233
0.010324
0.010325
0.010325
28
0.010225
0.010225
0.010227
0.010229
0.010230
0.010230
0.010232
0.010233
0.010233
0.010235
0.010236
27
0.010130
0.010225
0.010133
0.010136
0.010138
0.010138
0.010140
0.010143
0.010233
0.010145
0.010147
26
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
23
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
20
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
19
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
18
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
7
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
 
 
Salario (UMA)
Plazo
(años)
16.4
16.5
16.6
16.7
16.8
16.9
17.0
17.1
17.2
17.3
17.4
30
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
29
0.010238
0.010326
0.010327
0.010241
0.010328
0.010328
0.010329
0.010245
0.010330
0.010331
0.010248
28
0.010150
0.010238
0.010239
0.010241
0.010241
0.010242
0.010244
0.010160
0.010245
0.010247
0.010248
27
0.010150
0.010150
0.010152
0.010154
0.010154
0.010156
0.010158
0.010160
0.010160
0.010163
0.010165
26
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
23
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
20
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
19
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
18
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
7
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
 
 
Salario (UMA)
Plazo
(años)
17.5
17.6
17.7
17.8
17.9
18.0
18.1
18.2
18.3
18.4
18.5
30
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
29
0.010249
0.010332
0.010332
0.010252
0.010333
0.010334
0.010254
0.010255
0.010335
0.010336
0.010258
28
0.010167
0.010249
0.010250
0.010170
0.010252
0.010253
0.010254
0.010176
0.010255
0.010257
0.010180
27
0.010084
0.010167
0.010168
0.010089
0.010170
0.010172
0.010174
0.010096
0.010176
0.010178
0.010101
26
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
23
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
20
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
19
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
18
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
7
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
 
 
Salario (UMA)
Plazo
(años)
18.6
18.7
18.8
18.9
19.0
19.1
19.2
19.3
19.4
19.5
19.6
30
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
29
0.010336
0.010337
0.010260
0.010261
0.010338
0.010338
0.010264
0.010339
0.010340
0.010266
0.010267
28
0.010258
0.010259
0.010183
0.010185
0.010261
0.010262
0.010188
0.010264
0.010265
0.010191
0.010193
27
0.010180
0.010181
0.010106
0.010108
0.010185
0.010186
0.010113
0.010188
0.010190
0.010117
0.010119
26
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
23
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
20
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
19
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
18
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
7
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
 
 
Salario (UMA)
Plazo
(años)
19.7
19.8
19.9
20.0
20.1
20.2
20.3
20.4
20.5
20.6
20.7
30
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
29
0.010341
0.010268
0.010269
0.010270
0.010342
0.010271
0.010272
0.010343
0.010273
0.010274
0.010275
28
0.010267
0.010268
0.010196
0.010198
0.010270
0.010199
0.010200
0.010272
0.010202
0.010203
0.010205
27
0.010193
0.010121
0.010123
0.010125
0.010198
0.010127
0.010129
0.010200
0.010131
0.010133
0.010135
26
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
23
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
20
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
19
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
18
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
7
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
 
 
Salario (UMA)
Plazo
(años)
20.8
20.9
21.0
21.1
21.2
21.3
21.4
21.5
21.6
21.7
21.8
30
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
29
0.010345
0.010276
0.010277
0.010346
0.010277
0.010278
0.010279
0.010347
0.010280
0.010281
0.010348
28
0.010275
0.010206
0.010208
0.010277
0.010209
0.010210
0.010212
0.010279
0.010213
0.010214
0.010281
27
0.010135
0.010137
0.010139
0.010208
0.010140
0.010142
0.010144
0.010144
0.010146
0.010147
0.010214
26
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
23
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
20
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
19
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
18
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
7
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
 
 
Salario (UMA)
Plazo
(años)
21.9
22.0
22.1
22.2
22.3
22.4
22.5
22.6
22.7
22.8
22.9
30
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
29
0.010282
0.010283
0.010283
0.010349
0.010284
0.010285
0.010286
0.010286
0.010287
0.010287
0.010351
28
0.010215
0.010217
0.010218
0.010283
0.010219
0.010220
0.010222
0.010222
0.010223
0.010224
0.010224
27
0.010149
0.010151
0.010152
0.010152
0.010154
0.010156
0.010093
0.010157
0.010159
0.010160
0.010160
26
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
23
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
20
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
19
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
18
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
7
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
 
 
Salario (UMA)
Plazo
(años)
23.0
23.1
23.2
23.3
23.4
23.5
23.6
23.7
23.8
23.9
24.0
30
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
29
0.010288
0.010289
0.010290
0.010290
0.010291
0.010291
0.010353
0.010292
0.010293
0.010293
0.010293
28
0.010225
0.010226
0.010227
0.010227
0.010229
0.010230
0.010230
0.010231
0.010232
0.010233
0.010233
27
0.010162
0.010164
0.010103
0.010165
0.010167
0.010106
0.010168
0.010169
0.010171
0.010112
0.010172
26
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
23
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
20
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
19
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
18
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
 
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
7
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
 
 
Salario (UMA)
Plazo
(años)
24.1
24.2
24.3
24.4
24.5
24.6
24.7
24.8
24.9
25.0
30
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
0.010414
29
0.010294
0.010295
0.010355
0.010295
0.010296
0.010297
0.010297
0.010297
0.010298
0.010299
28
0.010234
0.010235
0.010235
0.010236
0.010237
0.010179
0.010238
0.010239
0.010240
0.010183
27
0.010174
0.010115
0.010175
0.010176
0.010119
0.010120
0.010179
0.010180
0.010124
0.010125
26
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
0.010470
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
0.010604
23
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
0.010686
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
0.010887
20
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
0.011011
19
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
0.011154
18
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
0.011320
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
0.012002
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
0.012687
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
0.013678
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
0.016253
7
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
0.017653
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
0.026334
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
0.088849
 
(R.- 447638)
 

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CONSULTA POR FECHA
Do Lu Ma Mi Ju Vi
crear usuario Crear Usuario
busqueda avanzada Búsqueda Avanzada
novedades Novedades
top notas Top Notas
tramites Normas Oficiales
quejas y sugerencias Quejas y Sugerencias
copia Obtener Copia del DOF
versif. copia Verificar Copia del DOF
enlaces relevantes Enlaces Relevantes
Contacto Contáctenos
filtros rss Filtros RSS
historia Historia del Diario Oficial
estadisticas Estadísticas
estadisticas Vacantes en Gobierno
estadisticas Ex-trabajadores Migratorios
INDICADORES
Tipo de Cambio y Tasas al 28/03/2024

UDIS
8.112543

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