PROGRAMA de Financiamiento del Fondo de la Vivienda 2020

PROGRAMA de Financiamiento del Fondo de la Vivienda 2020.

Al margen un logotipo, que dice: Instituto de Seguridad y Servicios Sociales de los Trabajadores del Estado.- Prosecretaría de la Junta Directiva.- Oficio No. PJD/744/2019.

Asunto: Acuerdo 25.1367.209 para su publicación en el Diario Oficial de la Federación.
Mtro. Luis Antonio Ramírez Pineda
Director General del Instituto de Seguridad y
Servicios Sociales de los Trabajadores del Estado
Presente
En sesión ordinaria número 1367 celebrada por la Junta Directiva el día 21 de noviembre de 2019, al tratarse lo relativo a la aprobación del Programa de Financiamiento del Fondo de la Vivienda 2020, se tomó el siguiente:
ACUERDO 25.1367.2019.-"La Junta Directiva, con fundamento en los artículos 214, fracción XVI, inciso a) de la Ley del Instituto de Seguridad y Servicios Sociales de los Trabajadores del Estado y 40, fracción XVII, inciso a), del Estatuto Orgánico, por unanimidad, aprueba el Programa de Financiamiento del Fondo de la Vivienda 2020, mismo que fue previamente autorizado por la Comisión Ejecutiva del FOVISSSTE mediante acuerdo 6738.906.2019 conforme a lo siguiente:
El Programa de Crédito para 2020, prevé el otorgamiento de 46,475 a 54,300 préstamos en total, de los cuales de 39,600 a 44,500 serán destinados al esquema de "Tradicional 1er crédito"; de 300 a 500 con cargo al esquema de "Tradicional 2° crédito"; de 900 a 1,000 con cargo al esquema de "Crédito a Pensionados"; de 1,400 a 1,500 con cargo al esquema de "Crédito FOVISSSTE-INFONAVIT Conyugal"; de 300 a 500 del esquema de "FOVISSSTE-INFONAVIT INDIVIDUAL"; de 2,000 a 2,250 con cargo al esquema de "Alia2 Plus 1er crédito"; de 100 a 250 con cargo al esquema de "Alia2 Plus 2° crédito"; de 100 a 300 con cargo al esquema de "Respalda2 1er crédito"; de 50 a 100 con cargo al esquema de "Respalda2 2° crédito"; de 1,500 a 3,000 con cargo al esquema de "FOVISSSTE para todos 1er. crédito"; de 75 a 200 con cargo al esquema de "FOVISSSTE para todos 2º crédito" y de 150 a 200 del esquema de "FOVISSSTE- ISSFAM Conyugal".
El total de los segundos créditos que se prevé otorgar será de 525 a 1,050.
En el esquema "Tradicional 1er. Crédito" con un máximo de 35,000 créditos serán asignados mediante el Sistema de Puntaje; los 8,500 créditos del programa denominado "Especiales" y los 1,000 créditos designados para la Secretaría de Seguridad y Protección Ciudadana "SSPC", así como los 500 con cargo al esquema de "Tradicional 2º. Crédito", serán dictaminados por el Grupo de Trabajo de Atención a Acreditados.
El presente programa requiere una inversión de $36,556.0 millones (Treinta y seis mil quinientos cincuenta y seis millones de pesos) que será financiada con las aportaciones de la subcuenta de vivienda del SAR; la recuperación de créditos; productos financieros; emisiones en los mercados de capital (bursatilización de la cartera); fondeo con líneas de almacenamiento, así como la cesión de derechos fiduciarios, como se presenta en el siguiente cuadro:
FONDO DE LA VIVIENDA DEL ISSSTE
PROGRAMA DE FINANCIAMIENTO PARA EL AÑO 2020
INGRESOS
(Cifras en miles de pesos)
CONCEPTO
IMPORTE
DISPONIBILIDAD INICIAL
11,575,568
INGRESOS
 
APORTACIONES 5% NETA
13,922,579
RECUPERACIÓN DE CRÉDITOS HIPOTECARIOS NETA
9,506,560
OTROS INGRESOS
2,280,000
SUMAN LOS INGRESOS NETOS
25,709,138
FINANCIAMIENTO EXTERNO
 
BURSATILIZACIÓN DE CARTERA (1)
14,000,000
FONDEO LÍNEAS DE ALMACENAMIENTO/CESIÓN DERECHOS FIDUCIARIOS (1)
6,000,000
SUMA FINANCIAMIENTO EXTERNO
20,000,000
TOTAL PROGRAMA DE FINANCIAMIENTO
57,284,706
(1).- Los recursos se podrán emitir en pesos o su equivalente en UDIS
 
En suma se estima obtener recursos financieros por $57,285 millones (Cincuenta y siete mil doscientos ochenta y cinco millones de pesos), los cuales se destinarán a los siguientes conceptos:
EGRESOS
(Cifras en miles de pesos)
CONCEPTO
IMPORTE
OTORGAMIENTO DE CRÉDITOS/
37,058,000
DEVOLUCIÓN DE DEPÓSITOS 5%
9,377,965
OTRAS EROGACIONES
1,065,427
INVERSIÓN FÍSICA
48,000
GASTOS DE ADMINISTRACIÓN
1,330,405
DISPONIBILIDAD FINAL
8,404,910
TOTAL DE RECURSOS FINANCIEROS
57,284,707
1/ Incluye fondeo del programa de crédito por 36,556 millones de pesos; apoyo del 50% de los gastos de escrituración por 302 millones de pesos y comisiones a intermediarios financieros por 200 millones de pesos.
PROGRAMA DE CRÉDITOS POR PRODUCTO
ESQUEMA
No. de créditos rango
Importe (Pesos)
De:
A:
Tradicional 1er crédito
39,600
44,500
32,976,437,458.44
Tradicional 2° crédito
300
500
390,592,730.49
Pensionados
900
1,000
473,921,555.75
FOVISSSTE-INFONAVIT Conyugal
1,400
1,500
940,206,589.07
FOVISSSTE-INFONAVIT Individual
300
500
298,298,131.28
Alia2 Plus 1er crédito
2,000
2,250
816,326,608.17
Alia2 Plus 2° crédito
100
250
119,433,181.04
Respalda2 1er crédito
100
300
80,350,587.41
Respalda2 2° crédito
50
100
32,447,673.84
FOVISSSTE para Todos 1er. Crédito
1,500
3,000
262,000,000.00
FOVISSSTE para Todos 2° Crédito
75
200
16,663,200.00
FOVISSSTE-ISSFAM Conyugal
150
200
149,322,284.51
TOTAL
46,475
54,300
36,556,000,000.00
 
SEGUNDO CRÉDITO
En los segundos créditos se prevé otorgar un monto de 525 a 1,050, de acuerdo a los siguientes esquemas.
Esquema
De:
A:
Importe (Pesos)
Tradicional 2° crédito
300
500
390,592,730.49
Alia2 Plus 2° crédito
100
250
119,433,181.04
FOVISSSTE para Todos 2° Crédito
75
200
16,663,200.00
Respalda2 2° crédito
50
100
32,447,673.84
Total Segundo Crédito:
525
1,050
559,136,785.37
 
En el Esquema Tradicional Primer Crédito, se asignarán de 30,100 a 35,000 por el sistema de puntaje los
cuales serán adjudicados a través de la convocatoria que emita el FOVISSSTE, de acuerdo a la siguiente tabla:
TRADICIONAL PRIMER CRÉDITO
Destino-Tradicional 1er Crédito
De:
A:
Importe (Pesos)
Puntaje
30,100
35,000
25,969,128,488.78
Especiales
8,500
8,500
6,308,304,010.87
SSPC
1,000
1,000
699,004,958.79
Total
39,600
44,500
32,976,437,458.44
Nota: Para efectos de la medición de resultados del Programa de Crédito se tomará en cuenta el rango de créditos inferior.
 
Para la determinación de los montos máximos en UMAs que se apliquen en el otorgamiento de créditos se emplearán las siguientes tablas:
"CRÉDITO TRADICIONAL", "FOVISSSTE-INFONAVIT CONYUGAL", "FOVISSSTE-INFONAVIT
INDIVIDUAL", "FOVISSSTE-ISSFAM CONYUGAL" y "ALIA2Plus"
Rango en UMA
Tasa de
Interés
TRADICIONAL
FOVISSSTE-
INFONAVIT
CONYUGAL,
FOVISSSTE-
INFONAVIT
INDIVIDUAL Y
FOVISSSTE-
ISSFAM
CONYUGAL
ALIA2+
Adquisición,
Construcción y
Redención de
pasivos
hipotecarios
Ampliación y
Reparación o
Mejoramiento
Adquisición
Adquisición y
Redención de
pasivos
hipotecarios
Igual o
Mayor a:
Menor a:
Monto Máximo
en UMA
Monto Máximo
en UMA
Monto Máximo
en UMA
Monto Máximo
en UMA
1.00
1.05
4.0%
68.6588
22.8863
68.6588
18.1083
1.05
1.10
4.0%
72.0917
24.0306
72.0917
19.0137
1.10
1.15
4.0%
75.5246
25.1749
75.5246
19.9191
1.15
1.20
4.0%
78.9576
26.3192
78.9576
20.8245
1.20
1.25
4.0%
82.3905
27.4635
82.3905
21.7299
1.25
1.30
4.0%
85.8235
28.6078
85.8235
22.6353
1.30
1.35
4.0%
89.2565
29.7521
89.2565
23.5407
1.35
1.40
4.0%
92.6894
30.8965
92.6894
24.4461
1.40
1.45
4.0%
96.1224
32.0408
96.1224
25.3516
1.45
1.50
4.0%
99.5553
33.1851
99.5553
26.2570
1.50
1.55
4.0%
102.9882
34.3294
102.9882
27.1624
1.55
1.60
4.0%
106.4212
35.4737
106.4212
28.0678
1.60
1.65
4.0%
109.8541
36.6180
109.8541
28.9732
1.65
1.70
4.0%
113.2870
37.7623
113.2870
29.8786
1.70
1.75
4.0%
116.7200
38.9066
116.7200
30.7840
1.75
1.80
4.0%
120.1529
40.0510
120.1529
31.6895
1.80
1.85
4.0%
123.5859
41.1953
123.5859
32.5949
1.85
1.90
4.0%
127.0188
42.3396
127.0188
33.5003
 
1.90
1.95
4.0%
130.4517
43.4839
130.4517
34.4057
1.95
2.00
4.0%
133.8847
44.6282
133.8847
35.3111
2.00
2.05
4.0%
137.3176
45.7725
137.3176
36.2165
2.05
2.10
4.0%
140.7505
46.9168
140.7505
37.1219
2.10
2.15
4.0%
144.1835
48.0612
144.1835
38.0273
2.15
2.20
4.0%
147.6164
49.2055
147.6164
38.9328
2.20
2.25
4.0%
151.0494
50.3498
151.0494
39.8382
2.25
2.30
4.0%
154.4823
51.4941
154.4823
40.7436
2.30
2.35
4.0%
157.9152
52.6384
157.9152
41.6490
2.35
2.40
4.0%
161.3482
53.7827
161.3482
42.5544
2.40
2.45
4.0%
164.7811
54.9270
164.7811
43.4598
2.45
2.50
4.0%
168.2140
56.0713
168.2140
44.1859
2.50
2.55
4.0%
171.6470
57.2157
171.6470
44.1915
2.55
2.60
4.0%
172.1656
57.3885
172.1656
44.3826
2.60
2.65
4.5%
172.1658
57.3886
172.1658
44.4966
2.65
2.70
4.5%
172.4320
57.4773
172.4320
45.3523
2.70
2.75
4.5%
175.3464
58.4488
175.3464
46.2080
2.75
2.80
4.5%
178.7464
59.5821
178.7464
47.0637
2.80
2.85
4.5%
181.6901
60.5634
181.6901
47.9194
2.85
2.90
4.5%
184.9346
61.6449
184.9346
48.7751
2.90
2.95
4.5%
188.1790
62.7263
188.1790
49.6309
2.95
3.00
4.5%
191.4235
63.8078
191.4235
50.4866
3.00
3.05
4.5%
194.6680
64.8893
194.6680
51.3423
3.05
3.10
4.5%
197.9124
65.9708
197.9124
52.1980
3.10
3.15
4.5%
201.1569
67.0523
201.1569
53.0537
3.15
3.20
4.5%
204.4014
68.1338
204.4014
53.9094
3.20
3.25
4.5%
207.6458
69.2153
207.6458
54.7651
3.25
3.30
4.5%
210.8903
70.2968
210.8903
54.9034
3.30
3.35
4.5%
211.7757
70.5919
211.7757
55.2210
3.35
3.40
4.5%
211.8728
70.6243
211.8728
55.3594
3.40
3.45
5.0%
211.9700
70.6567
211.9700
55.4358
3.45
3.50
5.0%
212.5528
70.8509
212.5528
55.8871
3.50
3.55
5.0%
215.6615
71.8872
215.6615
56.6971
 
3.55
3.60
5.0%
218.0421
72.6807
218.0421
56.8793
3.60
3.65
5.0%
221.1131
73.7044
221.1131
57.0615
3.65
3.70
5.0%
221.9759
73.9920
221.9759
57.0824
3.70
3.75
5.0%
222.3645
74.1215
222.3645
57.2467
3.75
3.80
5.5%
222.4130
74.1377
222.4130
57.5853
3.80
3.85
5.5%
223.0445
74.3482
223.0445
58.3531
3.85
3.90
5.5%
224.1614
74.7205
224.1614
59.1210
3.90
3.95
5.5%
227.0727
75.6909
227.0727
59.8888
3.95
4.00
5.5%
229.9838
76.6613
229.9838
60.1185
4.00
4.05
5.5%
232.8950
77.6317
232.8950
60.5276
4.05
4.10
5.5%
232.9890
77.6630
232.9890
60.7574
4.10
4.15
5.5%
233.2447
77.7482
233.2447
60.7820
4.15
4.20
6.0%
233.2932
77.7644
233.2932
60.8584
4.20
4.25
6.0%
233.6333
77.8778
233.6333
61.2287
4.25
4.30
6.0%
238.5876
79.5292
238.5876
61.9576
4.30
4.35
6.0%
239.0734
79.6911
239.0734
62.6865
4.35
4.40
6.0%
240.4442
80.1480
240.4442
63.4154
4.40
4.45
6.0%
243.2078
81.0693
243.2078
64.1443
4.45
4.50
6.0%
245.9716
81.9905
245.9716
64.8732
4.50
4.55
6.0%
248.7353
82.9118
248.7353
65.6021
4.55
4.60
6.0%
251.4991
83.8330
251.4991
66.3310
4.60
4.65
6.0%
254.2627
84.7543
254.2627
67.0600
4.65
4.70
6.0%
257.0265
85.6755
257.0265
67.7889
4.70
4.75
6.0%
259.7902
86.5967
259.7902
68.5178
4.75
4.80
6.0%
262.5539
87.5180
262.5539
69.2467
4.80
4.85
6.0%
265.3177
88.4392
265.3177
69.9756
4.85
4.90
6.0%
268.0814
89.3605
268.0814
70.7045
4.90
4.95
6.0%
270.8451
90.2817
270.8451
71.4334
4.95
5.00
6.0%
273.6088
91.2029
273.6088
72.1623
5.00
5.05
6.0%
276.3726
92.1242
276.3726
72.8913
5.05
5.10
6.0%
279.1363
93.0361
279.1363
73.6202
5.10
5.15
6.0%
281.9000
93.9573
281.9000
74.3491
 
5.15
5.20
6.0%
284.6637
94.8784
284.6637
75.0780
5.20
5.25
6.0%
287.4275
95.7996
287.4275
75.8069
5.25
5.30
6.0%
290.1911
96.7207
290.1911
76.5358
5.30
5.35
6.0%
292.9549
97.6419
292.9549
77.2647
5.35
5.40
6.0%
295.7187
98.5630
295.7187
77.9936
5.40
5.45
6.0%
298.4824
99.4842
298.4824
78.7226
5.45
5.50
6.0%
301.2461
100.4053
301.2461
79.4515
5.50
5.55
6.0%
304.0098
101.3265
304.0098
80.1804
5.55
5.60
6.0%
306.7736
102.2476
306.7736
80.9093
5.60
5.65
6.0%
309.5372
103.1688
309.5372
81.6382
5.65
5.70
6.0%
312.3010
104.0899
312.3010
82.3671
5.70
5.75
6.0%
315.0647
105.0111
315.0647
83.0960
5.75
5.80
6.0%
317.8285
105.9322
317.8285
83.8249
5.80
5.85
6.0%
320.5922
106.8534
320.5922
84.5539
5.85
5.90
6.0%
323.3559
107.7745
323.3559
85.2828
5.90
5.95
6.0%
326.1197
108.6957
326.1197
86.0117
5.95
6.00
6.0%
328.8833
109.6168
328.8833
86.7406
6.00
6.05
6.0%
331.6471
110.5380
331.6471
87.4695
6.05
6.10
6.0%
334.4108
111.4591
334.4108
88.1984
6.10
6.15
6.0%
337.1746
112.3803
337.1746
88.9273
6.15
6.20
6.0%
339.9382
113.3014
339.9382
89.6562
6.20
6.25
6.0%
342.7020
114.2226
342.7020
90.3852
6.25
6.30
6.0%
345.4657
115.1437
345.4657
91.1141
6.30
6.35
6.0%
348.2294
116.0649
348.2294
91.8430
6.35
6.40
6.0%
350.9932
116.9860
350.9932
92.5719
6.40
6.45
6.0%
353.7569
117.9072
353.7569
93.3008
6.45
6.50
6.0%
356.5206
118.8283
356.5206
94.0297
6.50
6.55
6.0%
359.2843
119.7495
359.2843
94.7586
6.55
6.60
6.0%
362.0481
120.6706
362.0481
95.4875
6.60
6.65
6.0%
364.8118
121.5918
364.8118
96.2165
6.65
6.70
6.0%
367.5755
122.5129
367.5755
96.9454
6.70
6.75
6.0%
370.3392
123.4341
370.3392
97.6743
 
6.75
6.80
6.0%
373.1030
124.3552
373.1030
98.4032
6.80
6.85
6.0%
375.8666
125.2764
375.8666
99.1321
6.85
6.90
6.0%
378.6304
126.1975
378.6304
99.8610
6.90
6.95
6.0%
381.3942
127.1187
381.3942
100.5899
6.95
7.00
6.0%
384.1579
128.0398
384.1579
101.3188
7.00
7.05
6.0%
384.6934
128.2183
384.6934
102.0478
7.05
7.10
6.0%
385.1791
128.3802
385.1791
102.7767
7.10
7.15
6.0%
385.2763
128.4126
385.2763
103.5056
7.15
7.20
6.0%
385.6649
128.5421
385.6649
104.2345
7.20
7.25
6.0%
386.3244
128.7619
386.3244
104.9634
7.25
7.30
6.0%
389.0072
129.6561
389.0072
105.6923
7.30
7.35
6.0%
391.6901
130.5503
391.6901
106.4212
7.35
7.40
6.0%
394.3728
131.4445
394.3728
107.1501
7.40
7.45
6.0%
397.0557
132.3387
397.0557
107.8791
7.45
7.50
6.0%
399.7384
133.2328
399.7384
108.6080
7.50
7.55
6.0%
402.4213
134.1270
402.4213
109.3369
7.55
7.60
6.0%
405.1041
135.0212
405.1041
110.0658
7.60
7.65
6.0%
407.7869
135.9154
407.7869
110.7947
7.65
7.70
6.0%
410.4697
136.8096
410.4697
111.5236
7.70
7.75
6.0%
413.1525
137.7037
413.1525
112.2525
7.75
7.80
6.0%
415.8353
138.5979
415.8353
112.9814
7.80
7.85
6.0%
418.5182
139.4921
418.5182
113.7104
7.85
7.90
6.0%
421.2009
140.3863
421.2009
114.4393
7.90
7.95
6.0%
423.8838
141.2805
423.8838
115.1682
7.95
8.00
6.0%
426.5665
142.1746
426.5665
115.8971
8.00
8.05
6.0%
429.2494
143.0688
429.2494
116.6260
8.05
8.10
6.0%
429.2494
143.0688
429.2494
116.6260
8.10
8.15
6.0%
429.2494
143.0688
429.2494
116.6260
8.15
8.20
6.0%
429.2494
143.0688
429.2494
116.6260
8.20
8.25
6.0%
429.2494
143.0688
429.2494
116.6260
8.25
8.30
6.0%
429.2494
143.0688
429.2494
116.6260
8.30
8.35
6.0%
429.2494
143.0688
429.2494
116.6260
 
8.35
8.40
6.0%
429.2494
143.0688
429.2494
116.6260
8.40
8.45
6.0%
429.2494
143.0688
429.2494
116.6260
8.45
8.50
6.0%
429.2494
143.0688
429.2494
116.6260
8.50
8.55
6.0%
429.2494
143.0688
429.2494
116.6260
8.55
8.60
6.0%
429.2494
143.0688
429.2494
116.6260
8.60
8.65
6.0%
429.2494
143.0688
429.2494
116.6260
8.65
8.70
6.0%
429.2494
143.0688
429.2494
116.6260
8.70
8.75
6.0%
429.2494
143.0688
429.2494
116.6260
8.75
8.80
6.0%
429.2494
143.0688
429.2494
116.6260
8.80
8.85
6.0%
429.2494
143.0688
429.2494
116.6260
8.85
8.90
6.0%
429.2494
143.0688
429.2494
116.6260
8.90
8.95
6.0%
429.2494
143.0688
429.2494
116.6260
8.95
9.00
6.0%
429.2494
143.0688
429.2494
116.6260
9.00
9.05
6.0%
429.2494
143.0688
429.2494
116.6260
9.05
9.10
6.0%
429.2494
143.0688
429.2494
116.6260
9.10
9.15
6.0%
429.2494
143.0688
429.2494
116.6260
9.15
9.20
6.0%
429.2494
143.0688
429.2494
116.6260
9.20
9.25
6.0%
429.2494
143.0688
429.2494
116.6260
9.25
9.30
6.0%
429.2494
143.0688
429.2494
116.6260
9.30
9.35
6.0%
429.2494
143.0688
429.2494
116.6260
9.35
9.40
6.0%
429.2494
143.0688
429.2494
116.6260
9.40
9.45
6.0%
429.2494
143.0688
429.2494
116.6260
9.45
9.50
6.0%
429.2494
143.0688
429.2494
116.6260
9.50
9.55
6.0%
429.2494
143.0688
429.2494
116.6260
9.55
9.60
6.0%
429.2494
143.0688
429.2494
116.6260
9.60
9.65
6.0%
429.2494
143.0688
429.2494
116.6260
9.65
9.70
6.0%
429.2494
143.0688
429.2494
116.6260
9.70
9.75
6.0%
429.2494
143.0688
429.2494
116.6260
9.75
9.80
6.0%
429.2494
143.0688
429.2494
116.6260
9.80
9.85
6.0%
429.2494
143.0688
429.2494
116.6260
9.85
9.90
6.0%
429.2494
143.0688
429.2494
116.6260
9.90
9.95
6.0%
429.2494
143.0688
429.2494
116.6260
9.95
10.00
6.0%
429.2494
143.0688
429.2494
116.6260
 
"CRÉDITO PENSIONA2"
Rango en UMA
PENSIONA2: Adquisición
Edad Pensionado:
47
48
49
50
51
52
Igual o
Mayor
Menor
Tasa de
Interés
Monto Máximo en UMA
1.0
1.1
4.00%
30.3817
30.3817
30.3817
30.3817
30.3817
30.3817
1.1
1.2
4.00%
33.1363
33.1363
33.1363
33.1363
33.1363
33.1363
1.2
1.3
4.00%
35.8909
35.8909
35.8909
35.8909
35.8909
35.8909
1.3
1.4
4.00%
38.6455
38.6455
38.6455
38.6455
38.6455
38.6455
1.4
1.5
4.00%
41.4001
41.4001
41.4001
41.4001
41.4001
41.4001
1.5
1.6
4.00%
44.1547
44.1547
44.1547
44.1547
44.1547
44.1547
1.6
1.7
4.00%
46.9093
46.9093
46.9093
46.9093
46.9093
46.9093
1.7
1.8
4.00%
49.6639
49.6639
49.6639
49.6639
49.6639
49.6639
1.8
1.9
4.00%
52.4185
52.4185
52.4185
52.4185
52.4185
52.4185
1.9
2.0
4.00%
55.1731
55.1731
55.1731
55.1731
55.1731
55.1731
2.0
2.1
4.00%
57.9277
57.9277
57.9277
57.9277
57.9277
57.9277
2.1
2.2
4.00%
60.6823
60.6823
60.6823
60.6823
60.6823
60.6823
2.2
2.3
4.00%
63.4369
63.4369
63.4369
63.4369
63.4369
63.4369
2.3
2.4
4.00%
66.1915
66.1915
66.1915
66.1915
66.1915
66.1915
2.4
2.5
4.00%
68.9462
68.9462
68.9462
68.9462
68.9462
68.9462
2.5
2.6
5.00%
71.7008
71.7008
71.7008
71.7008
71.7008
71.7008
2.6
2.7
5.00%
74.0705
74.0705
74.0705
74.0705
74.0705
74.0705
2.7
2.8
5.00%
76.4403
76.4403
76.4403
76.4403
76.4403
76.4403
2.8
2.9
5.00%
78.8101
78.8101
78.8101
78.8101
78.8101
78.8101
2.9
3.0
5.00%
81.1798
81.1798
81.1798
81.1798
81.1798
81.1798
3.0
3.1
5.00%
83.5496
83.5496
83.5496
83.5496
83.5496
83.5496
3.1
3.2
5.00%
85.9194
85.9194
85.9194
85.9194
85.9194
85.9194
3.2
3.3
5.00%
88.2892
88.2892
88.2892
88.2892
88.2892
88.2892
3.3
3.4
5.00%
90.6589
90.6589
90.6589
90.6589
90.6589
90.6589
3.4
3.5
5.00%
93.0287
93.0287
93.0287
93.0287
93.0287
93.0287
3.5
3.6
6.00%
95.3985
95.3985
95.3985
95.3985
95.3985
95.3985
3.6
3.7
6.00%
97.9505
97.9505
97.9505
97.9505
97.9505
97.9505
3.7
3.8
6.00%
100.5026
100.5026
100.5026
100.5026
100.5026
100.5026
3.8
3.9
6.00%
103.0546
103.0546
103.0546
103.0546
103.0546
103.0546
3.9
4.0
6.00%
105.6067
105.6067
105.6067
105.6067
105.6067
105.6067
4.0
4.1
6.00%
108.1588
108.1588
108.1588
108.1588
108.1588
108.1588
4.1
4.2
6.00%
110.8324
110.8324
110.8324
110.8324
110.8324
110.8324
4.2
4.3
6.00%
113.5059
113.5059
113.5059
113.5059
113.5059
113.5059
4.3
4.4
6.00%
116.1795
116.1795
116.1795
116.1795
116.1795
116.1795
4.4
4.5
6.00%
118.8531
118.8531
118.8531
118.8531
118.8531
118.8531
 
Rango en UMA
PENSIONA2: Adquisición
Edad Pensionado:
53
54
55
56
57
58
Igual o
Mayor
Menor
Tasa de
Interés
Monto Máximo en UMA
1.0
1.1
4.00%
30.3817
30.3817
30.3817
30.3817
30.3817
30.3817
1.1
1.2
4.00%
33.1363
33.1363
33.1363
33.1363
33.1363
33.1363
1.2
1.3
4.00%
35.8909
35.8909
35.8909
35.8909
35.8909
35.8909
1.3
1.4
4.00%
38.6455
38.6455
38.6455
38.6455
38.6455
38.6455
 
1.4
1.5
4.00%
41.4001
41.4001
41.4001
41.4001
41.4001
41.4001
1.5
1.6
4.00%
44.1547
44.1547
44.1547
44.1547
44.1547
44.1547
1.6
1.7
4.00%
46.9093
46.9093
46.9093
46.9093
46.9093
46.9093
1.7
1.8
4.00%
49.6639
49.6639
49.6639
49.6639
49.6639
49.6639
1.8
1.9
4.00%
52.4185
52.4185
52.4185
52.4185
52.4185
52.4185
1.9
2.0
4.00%
55.1731
55.1731
55.1731
55.1731
55.1731
55.1731
2.0
2.1
4.00%
57.9277
57.9277
57.9277
57.9277
57.9277
57.9277
2.1
2.2
4.00%
60.6823
60.6823
60.6823
60.6823
60.6823
60.6823
2.2
2.3
4.00%
63.4369
63.4369
63.4369
63.4369
63.4369
63.4369
2.3
2.4
4.00%
66.1915
66.1915
66.1915
66.1915
66.1915
66.1915
2.4
2.5
4.00%
68.9462
68.9462
68.9462
68.9462
68.9462
68.9462
2.5
2.6
5.00%
71.7008
71.7008
71.7008
71.7008
71.7008
71.7008
2.6
2.7
5.00%
74.0705
74.0705
74.0705
74.0705
74.0705
74.0705
2.7
2.8
5.00%
76.4403
76.4403
76.4403
76.4403
76.4403
76.4403
2.8
2.9
5.00%
78.8101
78.8101
78.8101
78.8101
78.8101
78.8101
2.9
3.0
5.00%
81.1798
81.1798
81.1798
81.1798
81.1798
81.1798
3.0
3.1
5.00%
83.5496
83.5496
83.5496
83.5496
83.5496
83.5496
3.1
3.2
5.00%
85.9194
85.9194
85.9194
85.9194
85.9194
85.9194
3.2
3.3
5.00%
88.2892
88.2892
88.2892
88.2892
88.2892
88.2892
3.3
3.4
5.00%
90.6589
90.6589
90.6589
90.6589
90.6589
90.6589
3.4
3.5
5.00%
93.0287
93.0287
93.0287
93.0287
93.0287
93.0287
3.5
3.6
6.00%
95.3985
95.3985
95.3985
95.3985
95.3985
95.3985
3.6
3.7
6.00%
97.9505
97.9505
97.9505
97.9505
97.9505
97.9505
3.7
3.8
6.00%
100.5026
100.5026
100.5026
100.5026
100.5026
100.5026
3.8
3.9
6.00%
103.0546
103.0546
103.0546
103.0546
103.0546
103.0546
3.9
4.0
6.00%
105.6067
105.6067
105.6067
105.6067
105.6067
105.6067
4.0
4.1
6.00%
108.1588
108.1588
108.1588
108.1588
108.1588
108.1588
4.1
4.2
6.00%
110.8324
110.8324
110.8324
110.8324
110.8324
110.8324
4.2
4.3
6.00%
113.5059
113.5059
113.5059
113.5059
113.5059
113.5059
4.3
4.4
6.00%
116.1795
116.1795
116.1795
116.1795
116.1795
116.1795
4.4
4.5
6.00%
118.8531
118.8531
118.8531
118.8531
118.8531
118.8531
4.5
4.6
6.00%
121.5267
121.5267
121.5267
121.5267
121.5267
121.5267
4.5
4.6
6.00%
121.5267
121.5267
121.5267
121.5267
121.5267
121.5267
4.6
4.7
6.00%
124.2003
124.2003
124.2003
124.2003
124.2003
124.2003
4.7
4.8
6.00%
126.8739
126.8739
126.8739
126.8739
126.8739
126.8739
4.8
4.9
6.00%
129.5475
129.5475
129.5475
129.5475
129.5475
129.5475
4.9
5.0
6.00%
132.2211
132.2211
132.2211
132.2211
132.2211
132.2211
5.0
5.1
6.00%
134.8946
134.8946
134.8946
134.8946
134.8946
134.8946
5.1
5.2
6.00%
137.5075
137.5075
137.5075
137.5075
137.5075
137.5075
5.2
5.3
6.00%
140.1203
140.1203
140.1203
140.1203
140.1203
140.1203
5.3
5.4
6.00%
142.7331
142.7331
142.7331
142.7331
142.7331
142.7331
5.4
5.5
6.00%
145.3459
145.3459
145.3459
145.3459
145.3459
145.3459
 
5.5
5.6
6.00%
147.9588
147.9588
147.9588
147.9588
147.9588
147.9588
5.6
5.7
6.00%
150.5716
150.5716
150.5716
150.5716
150.5716
150.5716
5.7
5.8
6.00%
153.1844
153.1844
153.1844
153.1844
153.1844
153.1844
5.8
5.9
6.00%
155.7972
155.7972
155.7972
155.7972
155.7972
155.7972
5.9
6.0
6.00%
158.4101
158.4101
158.4101
158.4101
158.4101
158.4101
6.0
6.1
6.00%
161.0229
161.0229
161.0229
161.0229
161.0229
161.0229
6.1
6.2
6.00%
163.6357
163.6357
163.6357
163.6357
163.6357
163.6357
6.2
6.3
6.00%
166.2485
166.2485
166.2485
166.2485
166.2485
166.2485
6.3
6.4
6.00%
168.8614
168.8614
168.8614
168.8614
168.8614
168.8614
6.4
6.5
6.00%
171.4742
171.4742
171.4742
171.4742
171.4742
171.4742
6.5
6.6
6.00%
174.0870
174.0870
174.0870
174.0870
174.0870
174.0870
6.6
6.7
6.00%
176.6998
176.6998
176.6998
176.6998
176.6998
176.6998
6.7
6.8
6.00%
179.3127
179.3127
179.3127
179.3127
179.3127
179.3127
6.8
6.9
6.00%
181.9255
181.9255
181.9255
181.9255
181.9255
181.9255
6.9
7.0
6.00%
184.5383
184.5383
184.5383
184.5383
184.5383
184.5383
7.0
7.1
6.00%
187.1511
187.1511
187.1511
187.1511
187.1511
187.1511
7.1
7.2
6.00%
189.7032
189.7032
189.7032
189.7032
189.7032
189.7032
7.2
7.3
6.00%
192.2552
192.2552
192.2552
192.2552
192.2552
192.2552
7.3
7.4
6.00%
194.8073
194.8073
194.8073
194.8073
194.8073
194.8073
7.4
7.5
6.00%
197.3594
197.3594
197.3594
197.3594
197.3594
197.3594
7.5
7.6
6.00%
199.9114
199.9114
199.9114
199.9114
199.9114
199.9114
7.6
7.7
6.00%
202.4635
202.4635
202.4635
202.4635
202.4635
202.4635
7.7
7.8
6.00%
205.0156
205.0156
205.0156
205.0156
205.0156
205.0156
7.8
7.9
6.00%
207.5676
207.5676
207.5676
207.5676
207.5676
207.5676
7.9
8.0
6.00%
210.1197
210.1197
210.1197
210.1197
210.1197
210.1197
8.0
> 8
6.00%
212.6717
212.6717
212.6717
212.6717
212.6717
212.6717
 
Rango en UMA
PENSIONA2: Adquisición
Edad Pensionado:
59
60
61
62
63
64
Igual o
Mayor
Menor
Tasa de
Interés
Monto Máximo en UMA
1.0
1.1
4.00%
30.3817
30.3817
30.3817
30.3817
30.3817
30.3817
1.1
1.2
4.00%
33.1363
33.1363
33.1363
33.1363
33.1363
33.1363
1.2
1.3
4.00%
35.8909
35.8909
35.8909
35.8909
35.8909
35.8909
1.3
1.4
4.00%
38.6455
38.6455
38.6455
38.6455
38.6455
38.6455
1.4
1.5
4.00%
41.4001
41.4001
41.4001
41.4001
41.4001
41.4001
1.5
1.6
4.00%
44.1547
44.1547
44.1547
44.1547
44.1547
44.1547
1.6
1.7
4.00%
46.9093
46.9093
46.9093
46.9093
46.9093
46.9093
1.7
1.8
4.00%
49.6639
49.6639
49.6639
49.6639
49.6639
49.6639
1.8
1.9
4.00%
52.4185
52.4185
52.4185
52.4185
52.4185
52.4185
1.9
2.0
4.00%
55.1731
55.1731
55.1731
55.1731
55.1731
55.1731
2.0
2.1
4.00%
57.9277
57.9277
57.9277
57.9277
57.9277
57.9277
2.1
2.2
4.00%
60.6823
60.6823
60.6823
60.6823
60.6823
60.6823
2.2
2.3
4.00%
63.4369
63.4369
63.4369
63.4369
63.4369
63.4369
 
2.3
2.4
4.00%
66.1915
66.1915
66.1915
66.1915
66.1915
66.1915
2.4
2.5
4.00%
68.9462
68.9462
68.9462
68.9462
68.9462
68.9462
2.5
2.6
5.00%
71.7008
71.7008
71.7008
71.7008
71.7008
71.7008
2.6
2.7
5.00%
74.0705
74.0705
74.0705
74.0705
74.0705
74.0705
2.7
2.8
5.00%
76.4403
76.4403
76.4403
76.4403
76.4403
76.4403
2.8
2.9
5.00%
78.8101
78.8101
78.8101
78.8101
78.8101
78.8101
2.9
3.0
5.00%
81.1798
81.1798
81.1798
81.1798
81.1798
81.1798
3.0
3.1
5.00%
83.5496
83.5496
83.5496
83.5496
83.5496
83.5496
3.1
3.2
5.00%
85.9194
85.9194
85.9194
85.9194
85.9194
85.9194
3.2
3.3
5.00%
88.2892
88.2892
88.2892
88.2892
88.2892
88.2892
3.3
3.4
5.00%
90.6589
90.6589
90.6589
90.6589
90.6589
90.6589
3.4
3.5
5.00%
93.0287
93.0287
93.0287
93.0287
93.0287
93.0287
3.5
3.6
6.00%
95.3985
95.3985
95.3985
95.3985
95.3985
95.3985
3.6
3.7
6.00%
97.9505
97.9505
97.9505
97.9505
97.9505
97.9505
3.7
3.8
6.00%
100.5026
100.5026
100.5026
100.5026
100.5026
100.5026
3.8
3.9
6.00%
103.0546
103.0546
103.0546
103.0546
103.0546
103.0546
3.9
4.0
6.00%
105.6067
105.6067
105.6067
105.6067
105.6067
105.6067
4.0
4.1
6.00%
108.1588
108.1588
108.1588
108.1588
108.1588
108.1588
4.1
4.2
6.00%
110.8324
110.8324
110.8324
110.8324
110.8324
110.8324
4.2
4.3
6.00%
113.5059
113.5059
113.5059
113.5059
113.5059
113.5059
4.3
4.4
6.00%
116.1795
116.1795
116.1795
116.1795
116.1795
116.1795
4.4
4.5
6.00%
118.8531
118.8531
118.8531
118.8531
118.8531
118.8531
4.5
4.6
6.00%
121.5267
121.5267
121.5267
121.5267
121.5267
121.5267
4.6
4.7
6.00%
124.2003
124.2003
124.2003
124.2003
124.2003
124.2003
4.7
4.8
6.00%
126.8739
126.8739
126.8739
126.8739
126.8739
126.8739
4.8
4.9
6.00%
129.5475
129.5475
129.5475
129.5475
129.5475
129.5475
4.9
5.0
6.00%
132.2211
132.2211
132.2211
132.2211
132.2211
132.2211
5.0
5.1
6.00%
134.8946
134.8946
134.8946
134.8946
134.8946
134.8946
5.1
5.2
6.00%
137.5075
137.5075
137.5075
137.5075
137.5075
137.5075
5.2
5.3
6.00%
140.1203
140.1203
140.1203
140.1203
140.1203
140.1203
5.3
5.4
6.00%
142.7331
142.7331
142.7331
142.7331
142.7331
142.7331
5.4
5.5
6.00%
145.3459
145.3459
145.3459
145.3459
145.3459
145.3459
5.5
5.6
6.00%
147.9588
147.9588
147.9588
147.9588
147.9588
147.9588
5.6
5.7
6.00%
150.5716
150.5716
150.5716
150.5716
150.5716
150.5716
5.7
5.8
6.00%
153.1844
153.1844
153.1844
153.1844
153.1844
153.1844
5.8
5.9
6.00%
155.7972
155.7972
155.7972
155.7972
155.7972
155.7972
5.9
6.0
6.00%
158.4101
158.4101
158.4101
158.4101
158.4101
158.4101
6.0
6.1
6.00%
161.0229
161.0229
161.0229
161.0229
161.0229
161.0229
6.1
6.2
6.00%
163.6357
163.6357
163.6357
163.6357
163.6357
163.6357
6.2
6.3
6.00%
166.2485
166.2485
166.2485
166.2485
166.2485
166.2485
6.3
6.4
6.00%
168.8614
168.8614
168.8614
168.8614
168.8614
168.8614
6.4
6.5
6.00%
171.4742
171.4742
171.4742
171.4742
171.4742
171.4742
6.5
6.6
6.00%
174.0870
174.0870
174.0870
174.0870
174.0870
174.0870
6.6
6.7
6.00%
176.6998
176.6998
176.6998
176.6998
176.6998
176.6998
 
6.7
6.8
6.00%
179.3127
179.3127
179.3127
179.3127
179.3127
179.3127
6.8
6.9
6.00%
181.9255
181.9255
181.9255
181.9255
181.9255
181.9255
6.9
7.0
6.00%
184.5383
184.5383
184.5383
184.5383
184.5383
184.5383
7.0
7.1
6.00%
187.1511
187.1511
187.1511
187.1511
187.1511
187.1511
7.1
7.2
6.00%
189.7032
189.7032
189.7032
189.7032
189.7032
189.7032
7.2
7.3
6.00%
192.2552
192.2552
192.2552
192.2552
192.2552
192.2552
7.3
7.4
6.00%
194.8073
194.8073
194.8073
194.8073
194.8073
194.8073
7.4
7.5
6.00%
197.3594
197.3594
197.3594
197.3594
197.3594
197.3594
7.5
7.6
6.00%
199.9114
199.9114
199.9114
199.9114
199.9114
199.9114
7.6
7.7
6.00%
202.4635
202.4635
202.4635
202.4635
202.4635
202.4635
7.7
7.8
6.00%
205.0156
205.0156
205.0156
205.0156
205.0156
205.0156
7.8
7.9
6.00%
207.5676
207.5676
207.5676
207.5676
207.5676
207.5676
7.9
8.0
6.00%
210.1197
210.1197
210.1197
210.1197
210.1197
210.1197
8.0
> 8
6.00%
212.6717
212.6717
212.6717
212.6717
212.6717
212.6717
 
Rango en UMA
PENSIONA2: Adquisición
Edad Pensionado:
65
66
67
68
69
70
Igual o
Mayor
Menor
Tasa de
Interés
Monto Máximo en UMA
1.0
1.1
4.00%
27.1005
26.7359
25.3991
24.0015
22.6647
21.2672
1.1
1.2
4.00%
29.4095
28.0119
26.5536
25.1560
23.6977
22.3002
1.2
1.3
4.00%
31.7185
30.1994
28.6803
27.1005
25.5814
24.0623
1.3
1.4
4.00%
34.0275
32.3869
30.7463
29.1056
27.4650
25.7637
1.4
1.5
4.00%
36.3365
34.5743
32.8122
31.0501
29.2879
27.5258
1.5
1.6
4.00%
38.6455
36.7618
34.8782
33.0553
31.1716
29.2879
1.6
1.7
4.00%
40.9545
38.9493
36.9441
34.9997
32.9945
30.9893
1.7
1.8
4.00%
43.2635
41.1976
39.0708
37.0049
34.8782
32.8122
1.8
1.9
4.00%
45.5725
43.3850
41.1976
39.0101
36.7618
34.5743
1.9
2.0
4.00%
47.8815
45.5725
43.2635
40.9545
38.6455
36.3365
2.0
2.1
4.00%
50.1905
47.7600
45.3295
42.8989
40.4684
38.0986
2.1
2.2
4.00%
52.4995
49.9475
47.4562
44.9041
42.4128
39.8608
2.2
2.3
4.00%
54.8085
52.1350
49.5221
46.8485
44.2357
41.5621
2.3
2.4
4.00%
57.1176
54.3224
51.5881
48.8537
46.0586
43.3243
2.4
2.5
4.00%
59.4266
56.5099
53.6540
50.7982
47.9423
45.0256
2.5
2.6
5.00%
61.7356
58.7582
55.7808
52.8034
49.8259
46.8485
2.6
2.7
5.00%
64.1053
61.0064
57.9075
54.8085
51.7096
48.6714
2.7
2.8
5.00%
66.4751
63.2547
60.0342
56.8137
53.6540
50.4336
2.8
2.9
5.00%
68.8449
65.5029
62.1609
58.8797
55.5377
52.1957
2.9
3.0
5.00%
71.2146
67.7511
64.3484
60.8849
57.4821
54.0186
3.0
3.1
5.00%
73.5844
69.9994
66.4143
62.8901
59.3050
55.7808
3.1
3.2
5.00%
75.9542
72.2476
68.6018
64.9560
61.3102
57.6037
3.2
3.3
5.00%
78.3240
74.4959
70.6678
66.9005
63.1331
59.3658
3.3
3.4
5.00%
80.6937
76.8049
72.9160
69.0272
65.1383
61.2495
3.4
3.5
5.00%
83.0635
79.0531
75.0427
71.0324
67.0827
63.0724
 
3.5
3.6
6.00%
85.4333
81.3014
77.1695
73.0376
68.9664
64.8345
3.6
3.7
6.00%
87.8030
83.5496
79.3569
75.1035
70.9108
66.6574
3.7
3.8
6.00%
90.1728
85.7979
81.4837
77.1695
72.7945
68.4803
3.8
3.9
6.00%
92.5426
88.0461
83.6104
79.1746
74.7389
70.2424
3.9
4.0
6.00%
94.9124
90.2943
85.7371
81.1798
76.6226
72.0046
4.0
4.1
6.00%
97.2821
92.6033
87.9246
83.2458
78.5670
73.8882
4.1
4.2
6.00%
99.6519
94.8516
90.0513
85.2510
80.4507
75.6504
4.2
4.3
6.00%
102.0217
97.0998
92.1780
87.2562
82.3951
77.4733
4.3
4.4
6.00%
104.3914
99.3481
94.3047
89.2614
84.2180
79.1746
4.4
4.5
6.00%
106.7612
101.5963
96.4922
91.3273
86.2232
81.0583
4.5
4.6
6.00%
109.1310
103.8446
98.6189
93.3933
88.1069
82.8812
4.6
4.7
6.00%
111.5008
106.0928
100.7456
95.3985
90.0513
84.6434
4.7
4.8
6.00%
113.8705
108.3411
102.8724
97.4037
91.9350
86.4663
4.8
4.9
6.00%
116.2403
110.6501
105.0598
99.4696
93.8794
88.2892
4.9
5.0
6.00%
118.6101
112.8983
107.1866
101.4748
95.8238
90.1121
5.0
5.1
6.00%
120.9798
115.1466
109.3133
103.5408
97.7075
91.8742
5.1
5.2
6.00%
123.3496
117.3948
111.5008
105.5459
99.6519
93.6971
5.2
5.3
6.00%
125.7194
119.6430
113.5667
107.5511
101.4748
95.4592
5.3
5.4
6.00%
128.0891
121.8913
115.7542
109.6171
103.4800
97.3429
5.4
5.5
6.00%
130.4589
124.1395
117.8809
111.6223
105.3637
99.0443
5.5
5.6
6.00%
132.8287
126.4485
120.0684
113.6882
107.3081
100.9279
5.6
5.7
6.00%
135.1985
128.6968
122.1951
115.6934
109.1917
102.6901
5.7
5.8
6.00%
137.5682
130.9450
124.3218
117.7594
111.1362
104.5130
5.8
5.9
6.00%
139.9380
133.1933
126.4485
119.7038
112.9591
106.2143
5.9
6.0
6.00%
142.3078
135.4415
128.6360
121.7698
114.9643
108.0980
6.0
6.1
6.00%
144.6775
137.6898
130.7627
123.8357
116.8479
109.9209
6.1
6.2
6.00%
147.0473
139.9380
132.8895
125.8409
118.7924
111.6830
6.2
6.3
6.00%
149.4171
142.1862
135.0162
127.8461
120.6760
113.5059
 
6.3
6.4
6.00%
151.7869
144.4953
137.2037
129.9120
122.6204
115.3288
6.4
6.5
6.00%
154.1566
146.7435
139.3304
131.9172
124.5649
117.1517
6.5
6.6
6.00%
156.5264
148.9917
141.4571
133.9832
126.4485
118.9139
6.6
6.7
6.00%
158.8962
151.2400
143.6446
135.9884
128.3930
120.7368
6.7
6.8
6.00%
161.2659
153.4882
145.7105
137.9936
130.2159
122.4989
6.8
6.9
6.00%
163.6357
155.7365
147.8980
140.0595
132.2211
124.3218
6.9
7.0
6.00%
166.0055
157.9847
149.9640
142.0040
134.0440
126.0840
7.0
7.1
6.00%
168.3753
160.2937
152.2122
144.1307
136.0491
127.9676
7.1
7.2
6.00%
170.7450
162.5420
154.3389
146.1359
137.9328
129.7905
7.2
7.3
6.00%
173.1148
164.7902
156.4656
148.1411
139.8772
131.5527
7.3
7.4
6.00%
175.4846
167.0385
158.5924
150.1462
141.7001
133.2540
7.4
7.5
6.00%
177.8543
169.2867
160.7798
152.2122
143.7053
135.1377
7.5
7.6
6.00%
180.2241
171.5349
162.9065
154.2782
145.5890
136.9606
7.6
7.7
6.00%
182.5939
173.7832
165.0333
156.2833
147.5334
138.7835
7.7
7.8
6.00%
184.9636
176.0314
167.1600
158.2885
149.4171
140.5456
7.8
7.9
6.00%
187.3334
178.3404
169.3475
160.3545
151.3615
142.3685
7.9
8.0
6.00%
189.7032
180.5887
171.4742
162.3597
153.2452
144.1307
8.0
> 8
6.00%
192.0730
182.8369
173.6009
164.4256
155.1896
145.9536
 
Rango en UMA
PENSIONA2: Adquisición
Edad Pensionado:
71
72
73
74
75
Igual o
Mayor
Menor
Tasa de
Interés
Monto Máximo en UMA
1.0
1.1
4.00%
19.9304
18.5328
17.1960
15.7985
14.4617
1.1
1.2
4.00%
20.8418
19.4443
17.9860
16.5884
15.1301
1.2
1.3
4.00%
22.4824
20.9634
19.4443
17.8644
16.3453
1.3
1.4
4.00%
24.1231
22.4824
20.8418
19.2012
17.4998
1.4
1.5
4.00%
25.7637
24.0015
22.2394
20.4772
18.7151
1.5
1.6
4.00%
27.4650
25.5814
23.6977
21.8748
19.9911
1.6
1.7
4.00%
29.0449
27.0397
25.0345
23.0901
21.0849
1.7
1.8
4.00%
30.6855
28.6195
26.4928
24.4269
22.3002
1.8
1.9
4.00%
32.3869
30.1994
27.9511
25.7637
23.5762
1.9
2.0
4.00%
34.0275
31.7185
29.4095
27.1005
24.7914
2.0
2.1
4.00%
35.6681
33.2376
30.8070
28.3765
26.0067
2.1
2.2
4.00%
37.3695
34.8174
32.3261
29.7740
27.2827
2.2
2.3
4.00%
38.9493
36.2757
33.6629
30.9893
28.3765
2.3
2.4
4.00%
40.5899
37.7948
35.0605
32.3261
29.5310
2.4
2.5
4.00%
42.1698
39.3139
36.4580
33.6021
30.7463
2.5
2.6
5.00%
43.8711
40.8937
37.9163
34.9389
31.9615
2.6
2.7
5.00%
45.5725
42.4736
39.3747
36.2757
33.2376
2.7
2.8
5.00%
47.2131
43.9927
40.8330
37.6125
34.3921
2.8
2.9
5.00%
48.9145
45.5725
42.2305
38.9493
35.6073
2.9
3.0
5.00%
50.6159
47.1524
43.7496
40.2861
36.8834
3.0
3.1
5.00%
52.2565
48.6714
45.1472
41.6229
38.0379
3.1
3.2
5.00%
53.9579
50.3121
46.6663
42.9597
39.3139
3.2
3.3
5.00%
55.5985
51.8311
48.0638
44.2965
40.5292
3.3
3.4
5.00%
57.3606
53.4718
49.5829
45.6940
41.8052
3.4
3.5
5.00%
59.0620
55.0516
51.1020
47.0916
43.0812
3.5
3.6
6.00%
60.7026
56.5707
52.4995
48.3676
44.2357
3.6
3.7
6.00%
62.4647
58.2113
54.0186
49.7652
45.5725
3.7
3.8
6.00%
64.1661
59.7911
55.4769
51.1627
46.7878
3.8
3.9
6.00%
65.8067
61.3710
56.9353
52.4388
48.0030
3.9
4.0
6.00%
67.4473
62.8901
58.3328
53.7756
49.2183
4.0
4.1
6.00%
69.2095
64.5307
59.8519
55.1731
50.4943
4.1
4.2
6.00%
70.8501
66.0498
61.3102
56.5099
51.7096
4.2
4.3
6.00%
72.5514
67.6296
62.7685
57.8467
52.9249
4.3
4.4
6.00%
74.1921
69.1487
64.1661
59.1227
54.1401
 
4.4
4.5
6.00%
75.9542
70.7893
65.6852
60.5203
55.4162
4.5
4.6
6.00%
77.6556
72.3692
67.1435
61.9179
56.6314
4.6
4.7
6.00%
79.2962
73.9490
68.6018
63.1939
57.8467
4.7
4.8
6.00%
80.9975
75.5288
70.0601
64.5914
59.1227
4.8
4.9
6.00%
82.6989
77.1087
71.5185
65.9282
60.3380
4.9
5.0
6.00%
84.4003
78.6885
73.0376
67.3258
61.6140
5.0
5.1
6.00%
86.1017
80.2684
74.4351
68.6626
62.8293
5.1
5.2
6.00%
87.8030
81.8482
75.9542
69.9994
64.1053
5.2
5.3
6.00%
89.4437
83.3673
77.3517
71.3362
65.2598
5.3
5.4
6.00%
91.1450
85.0079
78.8708
72.7337
66.5966
5.4
5.5
6.00%
92.7856
86.5270
80.2684
74.0098
67.7511
5.5
5.6
6.00%
94.5478
88.1676
81.7875
75.4073
69.0272
5.6
5.7
6.00%
96.1884
89.6867
83.1850
76.6834
70.1817
5.7
5.8
6.00%
97.9505
91.3273
84.7041
78.1417
71.5185
5.8
5.9
6.00%
99.5304
92.7856
86.1017
79.3569
72.6730
5.9
6.0
6.00%
101.2925
94.4263
87.6208
80.7545
73.9490
6.0
6.1
6.00%
102.9939
96.0061
89.0791
82.1521
75.1643
6.1
6.2
6.00%
104.6345
97.5859
90.5374
83.4888
76.3795
6.2
6.3
6.00%
106.3359
99.1658
91.9957
84.8256
77.6556
6.3
6.4
6.00%
108.0372
100.7456
93.4540
86.1624
78.8708
6.4
6.5
6.00%
109.7386
102.3255
94.9731
87.5600
80.1469
6.5
6.6
6.00%
111.4400
103.9053
96.3707
88.8968
81.3621
6.6
6.7
6.00%
113.1414
105.4852
97.8898
90.2336
82.6382
6.7
6.8
6.00%
114.7820
107.0043
99.2873
91.5704
83.7927
6.8
6.9
6.00%
116.4833
108.6449
100.8064
92.9072
85.0687
6.9
7.0
6.00%
118.1240
110.1640
102.2040
94.2440
86.2840
7.0
7.1
6.00%
119.8861
111.8046
103.7230
95.6415
87.5600
7.1
7.2
6.00%
121.5875
113.3844
105.1814
96.9783
88.8360
7.2
7.3
6.00%
123.2281
114.9035
106.6397
98.3151
89.9905
7.3
7.4
6.00%
124.8687
116.4226
108.0372
99.5911
91.2058
7.4
7.5
6.00%
126.6308
118.0632
109.5563
100.9887
92.4818
7.5
7.6
6.00%
128.3322
119.6430
111.0146
102.3862
93.6971
7.6
7.7
6.00%
129.9728
121.2229
112.4730
103.7230
94.9731
7.7
7.8
6.00%
131.6742
122.8027
113.9313
105.0598
96.1884
7.8
7.9
6.00%
133.3756
124.3826
115.3896
106.3966
97.4037
7.9
8.0
6.00%
135.0162
125.9017
116.7872
107.6727
98.5582
8.0
> 8
6.00%
136.7783
127.5423
118.3062
109.1310
99.8950
 
Se instruye publicar el presente acuerdo en el Diario Oficial de la Federación."
Atentamente
Ciudad de México, a 17 de diciembre de 2019.- La Prosecretaria de la Junta Directiva, Andrea Nava Fernández del Campo.- Rúbrica.
(R.- 491931)